Best Cheap Auto Insurance in Linwood, MI (2021)

The average Linwood, MI auto insurance rates are $783 per month. The minimum auto insurance in Linwood is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Linwood, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Linwood is USAA
  • The minimum auto insurance required in Linwood, Michigan is 20/40/10
  • The most expensive auto insurance company in Linwood for teen drivers is Allstate

Linwood, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Linwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Linwood, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Linwood to other Michigan cities, including Troy auto insurance rates, Warren auto insurance rates, and Sterling Heights auto insurance rates to see how Linwood, Michigan auto insurance rates stack up.

Before you buy Linwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Linwood, Michigan auto insurance quotes.

Minimum Auto Insurance in Linwood, Michigan

Linwood, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Linwood, Michigan.

Minimum Required Auto Insurance Coverage in Linwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Linwood, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Linwood, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Linwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,934 $17,934 $16,748 $16,748 $43,152 $43,152 $18,869 $18,869
Farmers $4,251 $4,251 $3,975 $3,975 $9,311 $9,311 $4,773 $4,773
GEICO $3,771 $3,771 $3,863 $3,863 $10,398 $10,398 $3,598 $3,598
Liberty Mutual $12,593 $12,593 $12,470 $12,470 $29,342 $29,342 $12,593 $12,593
Nationwide $4,395 $4,395 $3,913 $3,913 $11,679 $11,679 $4,824 $4,824
Progressive $2,691 $2,497 $2,389 $2,662 $9,808 $10,437 $3,120 $2,876
State Farm $6,523 $6,523 $6,055 $6,055 $22,960 $22,960 $7,664 $7,664
Travelers $5,197 $5,197 $4,463 $4,463 $15,651 $15,651 $5,644 $5,644
USAA $2,488 $2,343 $2,345 $2,206 $6,012 $5,672 $3,011 $2,868

Cheap Linwood, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Linwood, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Linwood, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Linwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,152 $43,152
Farmers $9,311 $9,311
GEICO $10,398 $10,398
Liberty Mutual $29,342 $29,342
Nationwide $11,679 $11,679
Progressive $9,808 $10,437
State Farm $22,960 $22,960
Travelers $15,651 $15,651
USAA $6,012 $5,672

Cheap Linwood, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Linwood, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Linwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,748 $16,748
Farmers $3,975 $3,975
GEICO $3,863 $3,863
Liberty Mutual $12,470 $12,470
Nationwide $3,913 $3,913
Progressive $2,389 $2,662
State Farm $6,055 $6,055
Travelers $4,463 $4,463
USAA $2,345 $2,206

Cheap Linwood, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Linwood, Michigan compared to the annual auto insurance rates with a clean record in Linwood, Michigan.

Annual Linwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,716 $15,767 $52,805 $16,415
Farmers $4,692 $5,967 $5,899 $5,752
GEICO $1,901 $4,030 $12,190 $3,510
Liberty Mutual $11,528 $14,062 $26,530 $14,879
Nationwide $5,302 $7,103 $6,434 $5,971
Progressive $3,873 $5,074 $4,567 $4,724
State Farm $6,840 $8,217 $17,861 $10,284
Travelers $5,226 $7,473 $12,078 $6,178
USAA $2,713 $3,385 $4,421 $2,954

Cheap Linwood, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Linwood, Michigan is not easy. Compare the annual rates for DUI auto insurance in Linwood, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Linwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,805
Farmers $5,899
GEICO $12,190
Liberty Mutual $26,530
Nationwide $6,434
Progressive $4,567
State Farm $17,861
Travelers $12,078
USAA $4,421

Cheap Linwood, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Linwood, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Linwood, Michigan

Insurance Company Poor Fair Good
Allstate $36,818 $20,327 $15,381
Farmers $7,419 $4,848 $4,465
GEICO $6,949 $5,112 $4,161
Liberty Mutual $26,478 $15,304 $8,466
Nationwide $7,774 $5,859 $4,975
Progressive $5,250 $4,431 $3,998
State Farm $17,508 $8,867 $6,026
Travelers $7,930 $7,692 $7,595
USAA $5,025 $2,884 $2,195

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Linwood, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Linwood, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Linwood, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Linwood, Michigan

ZIP Code Average Annual Rates
48634 $6,624

Cheap Linwood, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Linwood, Michigan auto insurance. Find the cheapest annual Linwood, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Linwood, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,176 $24,176
Farmers $5,578 $5,578
GEICO $5,286 $5,529
Liberty Mutual $16,180 $17,319
Nationwide $6,203 $6,203
Progressive $4,560 $4,560
State Farm $10,513 $11,088
Travelers $7,694 $7,783
USAA $3,330 $3,407

Cheap Linwood, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Linwood, Michigan? Check out the comparison of annual Linwood, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Linwood, Michigan

Insurance Company Low Medium High
Allstate $23,349 $24,248 $24,929
Farmers $5,436 $5,565 $5,731
GEICO $5,051 $5,359 $5,812
Liberty Mutual $16,363 $16,712 $17,174
Nationwide $6,495 $6,097 $6,016
Progressive $4,405 $4,567 $4,707
State Farm $10,275 $10,865 $11,261
Travelers $7,658 $7,747 $7,811
USAA $3,262 $3,377 $3,465

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Linwood, Michigan

Compare the cheapest auto insurance companies in Linwood, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Linwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Linwood, Michigan Auto Insurance Companies

What auto insurance companies in Linwood, Michigan are the cheapest? Compare the top Linwood, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Linwood, Michigan

Insurance Company Average Annual Rates
Allstate $24,176
Farmers $5,578
GEICO $5,408
Liberty Mutual $16,750
Nationwide $6,203
Progressive $4,560
State Farm $10,800
Travelers $7,739
USAA $3,368

Compare Linwood, Michigan Auto Insurance Quotes

Before you buy Linwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Linwood, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption