Best Cheap Auto Insurance in Linwood, KS (2021)

The average Linwood, KS auto insurance rates are $280 per month. The minimum auto insurance in Linwood is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Linwood, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Linwood for teen drivers is Liberty Mutual
  • The average commute length in Linwood is 32.5 minutes
  • The minimum auto insurance required in Linwood, Kansas is 25/50/25

Linwood, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Linwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Linwood, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Linwood to other Kansas cities, including Olathe auto insurance rates, Kansas City auto insurance rates, and Shawnee auto insurance rates to see how Linwood, Kansas auto insurance rates stack up.

Before you buy Linwood, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Linwood, Kansas auto insurance quotes.

Minimum Auto Insurance in Linwood, Kansas

Linwood, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Linwood, Kansas.

Minimum Required Auto Insurance Coverage in Linwood, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Linwood, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Linwood, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Linwood, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,667 $2,580 $2,402 $2,470 $7,634 $8,599 $2,717 $2,804
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,528 $2,503 $2,254 $2,360 $7,116 $7,359 $2,854 $2,994
GEICO $2,224 $2,173 $2,250 $2,094 $4,257 $5,756 $2,644 $1,874
Liberty Mutual $2,311 $2,494 $2,227 $2,485 $11,194 $12,500 $2,506 $2,706
Nationwide $1,903 $1,949 $1,701 $1,823 $4,221 $5,138 $2,255 $2,393
Progressive $2,253 $2,133 $1,821 $1,901 $8,544 $9,617 $2,662 $2,854
State Farm $1,808 $1,808 $1,595 $1,595 $4,982 $6,334 $2,036 $2,306
Travelers $1,996 $2,027 $1,961 $1,982 $8,240 $12,846 $2,047 $2,386
USAA $1,280 $1,292 $1,184 $1,180 $4,598 $4,783 $1,699 $1,754

Cheap Linwood, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Linwood, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Linwood, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Linwood, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,634 $8,599
American Family $3,550 $4,288
Farmers $7,116 $7,359
GEICO $4,257 $5,756
Liberty Mutual $11,194 $12,500
Nationwide $4,221 $5,138
Progressive $8,544 $9,617
State Farm $4,982 $6,334
Travelers $8,240 $12,846
USAA $4,598 $4,783

Cheap Linwood, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Linwood, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Linwood, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,402 $2,470
American Family $1,615 $1,615
Farmers $2,254 $2,360
GEICO $2,250 $2,094
Liberty Mutual $2,227 $2,485
Nationwide $1,701 $1,823
Progressive $1,821 $1,901
State Farm $1,595 $1,595
Travelers $1,961 $1,982
USAA $1,184 $1,180

Cheap Linwood, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Linwood, Kansas compared to the annual auto insurance rates with a clean record in Linwood, Kansas.

Annual Linwood, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,410 $3,991 $4,678 $3,857
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,151 $4,070 $3,966 $3,798
GEICO $1,845 $3,001 $4,592 $2,198
Liberty Mutual $3,594 $5,466 $5,363 $4,788
Nationwide $2,032 $2,327 $4,024 $2,309
Progressive $3,662 $4,306 $3,835 $4,089
State Farm $2,594 $3,022 $2,808 $2,808
Travelers $3,033 $3,977 $5,501 $4,232
USAA $1,619 $2,199 $3,209 $1,858

Cheap Linwood, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Linwood, Kansas is not easy. Compare the annual rates for DUI auto insurance in Linwood, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Linwood, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,678
American Family $2,268
Farmers $3,966
GEICO $4,592
Liberty Mutual $5,363
Nationwide $4,024
Progressive $3,835
State Farm $2,808
Travelers $5,501
USAA $3,209

Cheap Linwood, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Linwood, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Linwood, Kansas

Insurance Company Poor Fair Good
Allstate $4,929 $3,758 $3,265
American Family $3,014 $2,127 $1,777
Farmers $4,397 $3,521 $3,320
GEICO $4,521 $2,390 $1,815
Liberty Mutual $4,803 $4,803 $4,803
Nationwide $2,946 $2,627 $2,445
Progressive $4,538 $3,833 $3,548
State Farm $4,089 $2,443 $1,892
Travelers $4,828 $3,941 $3,787
USAA $3,019 $1,997 $1,648

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Cheap Linwood, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Linwood, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Linwood, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Linwood, Kansas

ZIP Code Average Annual Rates
66052 $3,574

Cheap Linwood, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Linwood, Kansas auto insurance. Find the cheapest annual Linwood, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Linwood, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,984 $3,984
American Family $2,277 $2,335
Farmers $3,746 $3,746
GEICO $2,849 $2,969
Liberty Mutual $4,803 $4,803
Nationwide $2,673 $2,673
Progressive $3,973 $3,973
State Farm $2,738 $2,879
Travelers $4,186 $4,186
USAA $2,159 $2,283

Cheap Linwood, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Linwood, Kansas? Check out the comparison of annual Linwood, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Linwood, Kansas

Insurance Company Low Medium High
Allstate $3,845 $3,975 $4,133
American Family $2,318 $2,422 $2,177
Farmers $3,592 $3,727 $3,920
GEICO $2,813 $2,905 $3,009
Liberty Mutual $4,685 $4,791 $4,932
Nationwide $2,801 $2,646 $2,571
Progressive $3,756 $3,940 $4,223
State Farm $2,698 $2,816 $2,910
Travelers $3,960 $4,192 $4,404
USAA $2,142 $2,216 $2,307

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Best By Category: Cheapest Auto Insurance in Linwood, Kansas

Compare the cheapest auto insurance companies in Linwood, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Linwood, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Linwood, Kansas Auto Insurance Companies

What auto insurance companies in Linwood, Kansas are the cheapest? Compare the top Linwood, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Linwood, Kansas

Insurance Company Average Annual Rates
Allstate $3,984
American Family $2,306
Farmers $3,746
GEICO $2,909
Liberty Mutual $4,803
Nationwide $2,673
Progressive $3,973
State Farm $2,808
Travelers $4,186
USAA $2,221

What affects auto insurance rates in Linwood, Kansas?

There are a lot of reasons why auto insurance rates in Linwood, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Linwood, Kansas. Many local factors may affect your Linwood auto insurance rates.

Linwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Linwood, Kansas commute length is 32.5 minutes according to City-Data.

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Compare Linwood, Kansas Auto Insurance Quotes

Before you buy Linwood, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Linwood, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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