Best Cheap Auto Insurance in Linden, NJ (2021)

The average Linden, NJ auto insurance rates are $625 per month. The minimum auto insurance in Linden is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Linden, New Jersey, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Linden is 32.4 minutes
  • The cheapest auto insurance company in Linden is GEICO
  • The minimum auto insurance required in Linden, New Jersey is 15/30/5

Linden, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Linden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Linden, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Linden to other New Jersey cities, including Camden auto insurance rates, Trenton auto insurance rates, and Clifton auto insurance rates to see how Linden, New Jersey auto insurance rates stack up.

Before you buy Linden, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Linden, New Jersey auto insurance quotes.

Minimum Auto Insurance in Linden, New Jersey

Linden, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Linden, New Jersey.

Minimum Required Auto Insurance Coverage in Linden, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Linden, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Linden, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Linden, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,533 $4,516 $4,426 $4,426 $14,017 $16,681 $5,372 $5,417
Farmers $6,671 $6,744 $6,490 $6,326 $19,687 $22,650 $7,924 $8,051
GEICO $3,030 $2,976 $2,958 $2,958 $5,534 $5,471 $3,497 $3,376
Liberty Mutual $6,114 $6,114 $6,724 $6,724 $16,011 $18,183 $6,724 $7,735
Progressive $2,617 $2,407 $2,353 $2,424 $12,150 $13,383 $3,108 $2,963
State Farm $6,418 $6,418 $5,820 $5,820 $21,355 $27,422 $7,339 $8,197
Travelers $4,037 $3,865 $3,738 $3,742 $8,878 $9,888 $3,868 $3,795

Cheap Linden, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Linden, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Linden, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Linden, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,017 $16,681
Farmers $19,687 $22,650
GEICO $5,534 $5,471
Liberty Mutual $16,011 $18,183
Progressive $12,150 $13,383
State Farm $21,355 $27,422
Travelers $8,878 $9,888

Cheap Linden, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Linden, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Linden, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,426 $4,426
Farmers $6,490 $6,326
GEICO $2,958 $2,958
Liberty Mutual $6,724 $6,724
Progressive $2,353 $2,424
State Farm $5,820 $5,820
Travelers $3,738 $3,742

Cheap Linden, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Linden, New Jersey compared to the annual auto insurance rates with a clean record in Linden, New Jersey.

Annual Linden, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,574 $9,286 $8,054 $6,779
Farmers $8,173 $13,948 $11,305 $8,845
GEICO $2,879 $3,811 $5,331 $2,879
Liberty Mutual $8,918 $10,224 $9,105 $8,918
Progressive $4,429 $5,986 $5,090 $5,198
State Farm $5,987 $10,982 $17,707 $9,718
Travelers $3,990 $6,012 $5,801 $5,102

Cheap Linden, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Linden, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Linden, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Linden, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,054
Farmers $11,305
GEICO $5,331
Liberty Mutual $9,105
Progressive $5,090
State Farm $17,707
Travelers $5,801

Cheap Linden, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Linden, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Linden, New Jersey

Insurance Company Poor Fair Good
Allstate $10,477 $6,604 $5,189
Farmers $12,662 $9,802 $9,240
GEICO $5,647 $3,217 $2,312
Liberty Mutual $11,805 $8,723 $7,346
Progressive $5,814 $5,056 $4,657
State Farm $16,103 $9,673 $7,520
Travelers $7,127 $5,131 $3,421

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Cheap Linden, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Linden, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Linden, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Linden, New Jersey

ZIP Code Average Annual Rates
7036 $7,052

Cheap Linden, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Linden, New Jersey auto insurance. Find the cheapest annual Linden, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Linden, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,410 $7,437
Farmers $10,568 $10,568
GEICO $3,693 $3,757
Liberty Mutual $9,200 $9,383
Progressive $5,176 $5,176
State Farm $10,802 $11,395
Travelers $5,226 $5,226

Cheap Linden, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Linden, New Jersey? Check out the comparison of annual Linden, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Linden, New Jersey

Insurance Company Low Medium High
Allstate $6,748 $7,549 $7,973
Farmers $9,520 $10,478 $11,705
GEICO $3,306 $3,796 $4,074
Liberty Mutual $8,318 $9,571 $9,985
Progressive $4,713 $5,245 $5,568
State Farm $10,233 $11,256 $11,806
Travelers $4,743 $5,217 $5,719

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Best By Category: Cheapest Auto Insurance in Linden, New Jersey

Compare the cheapest auto insurance companies in Linden, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Linden, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Linden, New Jersey Auto Insurance Companies

What auto insurance companies in Linden, New Jersey are the cheapest? Compare the top Linden, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Linden, New Jersey

Insurance Company Average Annual Rates
Allstate $7,423
Farmers $10,568
GEICO $3,725
Liberty Mutual $9,291
Progressive $5,176
State Farm $11,099
Travelers $5,226

What affects auto insurance rates in Linden, New Jersey?

There are a lot of reasons why auto insurance rates in Linden, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Linden, New Jersey. Many local factors may affect your Linden auto insurance rates.

Linden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Linden, New Jersey commute length is 32.4 minutes according to City-Data.

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Compare Linden, New Jersey Auto Insurance Quotes

Before you buy Linden, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Linden, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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