Best Cheap Auto Insurance in Lincolnton, GA (2021)

The average Lincolnton, GA auto insurance rates are $408 per month. The minimum auto insurance in Lincolnton is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Lincolnton, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lincolnton, Georgia is 25/50/25
  • The average commute length in Lincolnton is 33.1 minutes
  • The cheapest auto insurance company in Lincolnton is GEICO

Lincolnton, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Lincolnton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lincolnton, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Lincolnton to other Georgia cities, including Johns Creek auto insurance rates, Albany auto insurance rates, and Alpharetta auto insurance rates to see how Lincolnton, Georgia auto insurance rates stack up.

Before you buy Lincolnton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lincolnton, Georgia auto insurance quotes.

Minimum Auto Insurance in Lincolnton, Georgia

Lincolnton, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lincolnton, Georgia.

Minimum Required Auto Insurance Coverage in Lincolnton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lincolnton, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lincolnton, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lincolnton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,974 $2,844 $2,844 $7,039 $9,124 $3,339 $3,651
GEICO $1,607 $1,577 $1,547 $1,547 $4,631 $5,536 $2,030 $2,273
Liberty Mutual $4,944 $5,379 $4,043 $4,591 $21,186 $23,659 $5,237 $5,563
Nationwide $4,432 $4,587 $4,365 $4,811 $13,906 $17,957 $5,416 $5,890
Progressive $2,412 $2,241 $2,067 $2,164 $7,362 $8,168 $2,801 $2,952
State Farm $2,212 $2,212 $1,982 $1,982 $5,836 $7,677 $2,426 $2,617
USAA $1,770 $1,767 $1,648 $1,652 $6,413 $7,589 $2,206 $2,434

Cheap Lincolnton, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lincolnton, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Lincolnton, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Lincolnton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,124
GEICO $4,631 $5,536
Liberty Mutual $21,186 $23,659
Nationwide $13,906 $17,957
Progressive $7,362 $8,168
State Farm $5,836 $7,677
USAA $6,413 $7,589

Cheap Lincolnton, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Lincolnton, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lincolnton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,844 $2,844
GEICO $1,547 $1,547
Liberty Mutual $4,043 $4,591
Nationwide $4,365 $4,811
Progressive $2,067 $2,164
State Farm $1,982 $1,982
USAA $1,648 $1,652

Cheap Lincolnton, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lincolnton, Georgia compared to the annual auto insurance rates with a clean record in Lincolnton, Georgia.

Annual Lincolnton, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,590 $5,509 $4,518 $3,777
GEICO $1,734 $2,186 $4,509 $1,944
Liberty Mutual $7,087 $9,677 $11,116 $9,422
Nationwide $5,887 $6,917 $10,726 $7,152
Progressive $2,979 $5,168 $3,472 $3,465
State Farm $3,073 $3,663 $3,368 $3,368
USAA $2,437 $3,086 $4,499 $2,717

Cheap Lincolnton, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lincolnton, Georgia is not easy. Compare the annual rates for DUI auto insurance in Lincolnton, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Lincolnton, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,518
GEICO $4,509
Liberty Mutual $11,116
Nationwide $10,726
Progressive $3,472
State Farm $3,368
USAA $4,499

Cheap Lincolnton, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lincolnton, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lincolnton, Georgia

Insurance Company Poor Fair Good
Allstate $5,631 $3,917 $3,497
GEICO $3,262 $2,292 $2,226
Liberty Mutual $13,334 $8,205 $6,436
Nationwide $9,155 $7,396 $6,460
Progressive $4,274 $3,661 $3,378
State Farm $4,774 $2,974 $2,357
USAA $4,143 $2,919 $2,493

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Cheap Lincolnton, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lincolnton, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Lincolnton, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lincolnton, Georgia

ZIP Code Average Annual Rates
30817 $4,740

Cheap Lincolnton, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Lincolnton, Georgia auto insurance. Find the cheapest annual Lincolnton, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lincolnton, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,253 $4,443
GEICO $2,548 $2,639
Liberty Mutual $9,325 $9,325
Nationwide $7,671 $7,671
Progressive $3,771 $3,771
State Farm $3,368 $3,368
USAA $3,040 $3,330

Cheap Lincolnton, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lincolnton, Georgia? Check out the comparison of annual Lincolnton, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lincolnton, Georgia

Insurance Company Low Medium High
Allstate $4,069 $4,384 $4,593
GEICO $2,426 $2,605 $2,749
Liberty Mutual $8,944 $9,276 $9,755
Nationwide $7,582 $7,809 $7,620
Progressive $3,499 $3,719 $4,095
State Farm $3,153 $3,370 $3,581
USAA $3,041 $3,169 $3,345

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Best By Category: Cheapest Auto Insurance in Lincolnton, Georgia

Compare the cheapest auto insurance companies in Lincolnton, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lincolnton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lincolnton, Georgia Auto Insurance Companies

What auto insurance companies in Lincolnton, Georgia are the cheapest? Compare the top Lincolnton, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lincolnton, Georgia

Insurance Company Average Annual Rates
Allstate $4,348
GEICO $2,593
Liberty Mutual $9,325
Nationwide $7,671
Progressive $3,771
State Farm $3,368
USAA $3,185

What affects auto insurance rates in Lincolnton, Georgia?

There are a lot of reasons why auto insurance rates in Lincolnton, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lincolnton, Georgia. Many local factors may affect your Lincolnton auto insurance rates.

Lincolnton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lincolnton, Georgia commute length is 33.1 minutes according to City-Data.

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Compare Lincolnton, Georgia Auto Insurance Quotes

Before you buy Lincolnton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lincolnton, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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