Best Cheap Auto Insurance in Lilly, GA (2021)

The average Lilly, GA auto insurance rates are $388 per month. The minimum auto insurance in Lilly is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Lilly, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lilly, Georgia is 25/50/25
  • Average auto insurance rates in Lilly, GA for senior drivers are $2,617 per year
  • The most expensive auto insurance company in Lilly for teen drivers is Liberty Mutual

Lilly, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Lilly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lilly, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Lilly to other Georgia cities, including Warner Robins auto insurance rates, Atlanta auto insurance rates, and Sandy Springs auto insurance rates to see how Lilly, Georgia auto insurance rates stack up.

Before you buy Lilly, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lilly, Georgia auto insurance quotes.

Minimum Auto Insurance in Lilly, Georgia

Lilly, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lilly, Georgia.

Minimum Required Auto Insurance Coverage in Lilly, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lilly, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lilly, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lilly, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,871 $1,832 $1,797 $1,797 $5,299 $6,335 $2,348 $2,626
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $3,174 $3,280 $3,163 $3,469 $9,797 $12,574 $3,865 $4,185
Progressive $3,056 $2,858 $2,616 $2,721 $8,882 $9,857 $3,547 $3,734
State Farm $2,248 $2,248 $2,002 $2,002 $5,747 $7,581 $2,458 $2,645
USAA $1,642 $1,641 $1,519 $1,530 $5,830 $6,907 $2,042 $2,259

Cheap Lilly, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lilly, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Lilly, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Lilly, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,299 $6,335
Liberty Mutual $20,620 $23,033
Nationwide $9,797 $12,574
Progressive $8,882 $9,857
State Farm $5,747 $7,581
USAA $5,830 $6,907

Cheap Lilly, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Lilly, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lilly, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,797 $1,797
Liberty Mutual $4,088 $4,641
Nationwide $3,163 $3,469
Progressive $2,616 $2,721
State Farm $2,002 $2,002
USAA $1,519 $1,530

Cheap Lilly, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lilly, Georgia compared to the annual auto insurance rates with a clean record in Lilly, Georgia.

Annual Lilly, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,993 $2,518 $5,207 $2,234
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $4,202 $4,926 $7,541 $5,084
Progressive $3,711 $6,307 $4,307 $4,312
State Farm $3,085 $3,647 $3,366 $3,366
USAA $2,240 $2,830 $4,122 $2,494

Cheap Lilly, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lilly, Georgia is not easy. Compare the annual rates for DUI auto insurance in Lilly, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Lilly, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $5,207
Liberty Mutual $10,982
Nationwide $7,541
Progressive $4,307
State Farm $3,366
USAA $4,122

Cheap Lilly, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lilly, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lilly, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,758 $2,641 $2,565
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $6,446 $5,256 $4,613
Progressive $5,330 $4,509 $4,139
State Farm $4,774 $2,971 $2,354
USAA $3,808 $2,674 $2,282

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Cheap Lilly, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lilly, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Lilly, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lilly, Georgia

ZIP Code Average Annual Rates
31051 $4,479

Cheap Lilly, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Lilly, Georgia auto insurance. Find the cheapest annual Lilly, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lilly, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,935 $3,041
Liberty Mutual $9,217 $9,217
Nationwide $5,438 $5,438
Progressive $4,659 $4,659
State Farm $3,366 $3,366
USAA $2,789 $3,054

Cheap Lilly, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lilly, Georgia? Check out the comparison of annual Lilly, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lilly, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,800 $3,000 $3,163
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $5,189 $5,543 $5,583
Progressive $4,338 $4,598 $5,042
State Farm $3,171 $3,368 $3,560
USAA $2,784 $2,905 $3,074

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Best By Category: Cheapest Auto Insurance in Lilly, Georgia

Compare the cheapest auto insurance companies in Lilly, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lilly, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lilly, Georgia Auto Insurance Companies

What auto insurance companies in Lilly, Georgia are the cheapest? Compare the top Lilly, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lilly, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,988
Liberty Mutual $9,217
Nationwide $5,438
Progressive $4,659
State Farm $3,366
USAA $2,921

What affects auto insurance rates in Lilly, Georgia?

There are a lot of reasons why auto insurance rates in Lilly, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lilly, Georgia. Many local factors may affect your Lilly auto insurance rates.

Lilly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lilly, Georgia commute length is 25.7 minutes according to City-Data.

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Compare Lilly, Georgia Auto Insurance Quotes

Before you buy Lilly, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lilly, Georgia auto insurance quotes.

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