Best Cheap Auto Insurance in Lignite, ND (2021)

The average Lignite, ND auto insurance rates are $365 per month. The minimum auto insurance in Lignite is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Lignite, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Lignite is USAA
  • The minimum auto insurance required in Lignite, North Dakota is 25/50/25
  • The most expensive auto insurance company in Lignite for teen drivers is Liberty Mutual

Lignite, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Lignite can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lignite, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Lignite to other North Dakota cities, including Grand Forks auto insurance rates, Williston auto insurance rates, and West Fargo auto insurance rates to see how Lignite, North Dakota auto insurance rates stack up.

Before you buy Lignite, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lignite, North Dakota auto insurance quotes.

Minimum Auto Insurance in Lignite, North Dakota

Lignite, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lignite, North Dakota.

Minimum Required Auto Insurance Coverage in Lignite, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lignite, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lignite, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lignite, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $2,046 $2,009 $1,829 $1,903 $7,281 $7,462 $2,328 $2,463
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,317 $2,208 $1,874 $1,947 $8,600 $9,621 $2,849 $2,894
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Lignite, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lignite, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Lignite, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Lignite, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $6,100 $8,820
Farmers $7,281 $7,462
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $8,600 $9,621
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Lignite, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Lignite, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lignite, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,612 $2,612
Farmers $1,829 $1,903
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,874 $1,947
State Farm $1,575 $1,575
USAA $927 $930

Cheap Lignite, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lignite, North Dakota compared to the annual auto insurance rates with a clean record in Lignite, North Dakota.

Annual Lignite, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,878 $3,670 $3,624 $3,489
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,726 $4,593 $3,769 $4,068
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Lignite, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lignite, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Lignite, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Lignite, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $5,597
Farmers $3,624
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,769
State Farm $2,757
USAA $2,854

Cheap Lignite, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lignite, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lignite, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,292 $3,681 $3,115
Farmers $3,955 $3,226 $3,065
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,662 $3,897 $3,557
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Lignite, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Lignite, North Dakota auto insurance. Find the cheapest annual Lignite, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lignite, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,979 $4,079
Farmers $3,415 $3,415
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,039 $4,039
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Lignite, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lignite, North Dakota? Check out the comparison of annual Lignite, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lignite, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,159 $4,230 $3,699
Farmers $3,343 $3,402 $3,500
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $3,931 $4,026 $4,159
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Lignite, North Dakota

Compare the cheapest auto insurance companies in Lignite, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lignite, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Lignite, North Dakota Auto Insurance Companies

What auto insurance companies in Lignite, North Dakota are the cheapest? Compare the top Lignite, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lignite, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $4,029
Farmers $3,415
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,039
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Lignite, North Dakota?

There are a lot of reasons why auto insurance rates in Lignite, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lignite, North Dakota. Many local factors may affect your Lignite auto insurance rates.

Lignite Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lignite, North Dakota commute length is 15.4 minutes according to City-Data.

Compare Lignite, North Dakota Auto Insurance Quotes

Before you buy Lignite, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lignite, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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