Best Cheap Auto Insurance in Lightfoot, VA (2021)

The average Lightfoot, VA auto insurance rates are $181 per month. The minimum auto insurance in Lightfoot is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Lightfoot, Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Lightfoot is Nationwide
  • Average auto insurance rates in Lightfoot, VA for senior drivers are $1,258 per year
  • The minimum auto insurance required in Lightfoot, Virginia is 25/50/20

Lightfoot, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Lightfoot can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lightfoot, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Lightfoot to other Virginia cities, including Suffolk auto insurance rates, Richmond auto insurance rates, and Portsmouth auto insurance rates to see how Lightfoot, Virginia auto insurance rates stack up.

Before you buy Lightfoot, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lightfoot, Virginia auto insurance quotes.

Minimum Auto Insurance in Lightfoot, Virginia

Lightfoot, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lightfoot, Virginia.

Minimum Required Auto Insurance Coverage in Lightfoot, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lightfoot, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lightfoot, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lightfoot, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,954 $1,843 $1,945 $1,945 $6,094 $6,978 $2,540 $2,536
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,198 $1,204 $1,070 $1,096 $2,807 $3,595 $1,317 $1,426
Progressive $1,133 $1,077 $1,024 $1,028 $5,118 $5,744 $1,368 $1,397
State Farm $1,348 $1,348 $1,229 $1,229 $4,228 $5,303 $1,528 $1,756
USAA $1,084 $1,068 $1,020 $1,025 $3,347 $3,967 $1,392 $1,528

Cheap Lightfoot, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lightfoot, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Lightfoot, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Lightfoot, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,094 $6,978
GEICO $2,816 $3,756
Nationwide $2,807 $3,595
Progressive $5,118 $5,744
State Farm $4,228 $5,303
USAA $3,347 $3,967

Cheap Lightfoot, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Lightfoot, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lightfoot, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,945
GEICO $1,241 $1,241
Nationwide $1,070 $1,096
Progressive $1,024 $1,028
State Farm $1,229 $1,229
USAA $1,020 $1,025

Cheap Lightfoot, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lightfoot, Virginia compared to the annual auto insurance rates with a clean record in Lightfoot, Virginia.

Annual Lightfoot, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,411 $3,870 $3,526 $3,111
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,498 $1,498 $2,168 $1,692
Progressive $1,916 $2,526 $2,278 $2,225
State Farm $2,041 $2,452 $2,246 $2,246
USAA $1,398 $1,818 $2,390 $1,610

Cheap Lightfoot, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lightfoot, Virginia is not easy. Compare the annual rates for DUI auto insurance in Lightfoot, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Lightfoot, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,526
GEICO $2,734
Nationwide $2,168
Progressive $2,278
State Farm $2,246
USAA $2,390

Cheap Lightfoot, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lightfoot, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lightfoot, Virginia

Insurance Company Poor Fair Good
Allstate $3,932 $3,150 $2,606
GEICO $2,037 $1,732 $1,732
Nationwide $2,019 $1,635 $1,489
Progressive $2,495 $2,179 $2,034
State Farm $3,194 $1,980 $1,564
USAA $2,405 $1,646 $1,361

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lightfoot, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lightfoot, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Lightfoot, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lightfoot, Virginia

ZIP Code Average Annual Rates
23090 $1,882

Cheap Lightfoot, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Lightfoot, Virginia auto insurance. Find the cheapest annual Lightfoot, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lightfoot, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,130 $3,329
GEICO $1,800 $1,868
Nationwide $1,714 $1,714
Progressive $2,236 $2,236
State Farm $2,189 $2,303
USAA $1,737 $1,870

Cheap Lightfoot, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lightfoot, Virginia? Check out the comparison of annual Lightfoot, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lightfoot, Virginia

Insurance Company Low Medium High
Allstate $3,118 $3,230 $3,341
GEICO $1,758 $1,832 $1,912
Nationwide $1,782 $1,700 $1,661
Progressive $2,142 $2,212 $2,353
State Farm $2,094 $2,243 $2,402
USAA $1,723 $1,808 $1,881

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lightfoot, Virginia

Compare the cheapest auto insurance companies in Lightfoot, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lightfoot, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation GEICO

The Cheapest Lightfoot, Virginia Auto Insurance Companies

What auto insurance companies in Lightfoot, Virginia are the cheapest? Compare the top Lightfoot, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lightfoot, Virginia

Insurance Company Average Annual Rates
Allstate $3,229
GEICO $1,834
Nationwide $1,714
Progressive $2,236
State Farm $2,246
USAA $1,804

Compare Lightfoot, Virginia Auto Insurance Quotes

Before you buy Lightfoot, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lightfoot, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption