Best Cheap Auto Insurance in Liberty, TX (2021)

The average Liberty, TX auto insurance rates are $358 per month. The minimum auto insurance in Liberty is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Liberty, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Liberty, TX for senior drivers are $2,586 per year
  • The most expensive auto insurance company in Liberty for teen drivers is Progressive
  • The cheapest auto insurance company in Liberty is USAA

Liberty, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liberty, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Liberty to other Texas cities, including Laredo auto insurance rates, San Antonio auto insurance rates, and Austin auto insurance rates to see how Liberty, Texas auto insurance rates stack up.

Before you buy Liberty, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liberty, Texas auto insurance quotes.

Minimum Auto Insurance in Liberty, Texas

Liberty, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liberty, Texas.

Minimum Required Auto Insurance Coverage in Liberty, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Liberty, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liberty, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $3,257 $3,666 $3,118 $3,611 $9,347 $12,171 $4,826 $5,508
GEICO $2,659 $2,894 $2,590 $2,983 $5,941 $6,144 $2,884 $2,856
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,667 $2,528 $2,379 $2,417 $11,442 $12,805 $3,169 $3,218
State Farm $2,174 $2,174 $1,932 $1,932 $5,196 $6,620 $2,362 $2,435
USAA $1,784 $1,797 $1,705 $1,696 $4,977 $5,426 $2,378 $2,555

Cheap Liberty, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liberty, Texas is a challenge. Take a look at the annual teen auto insurance rates in Liberty, Texas.

Annual Auto Insurance Rates for Teen Drivers in Liberty, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $9,347 $12,171
GEICO $5,941 $6,144
Nationwide $7,271 $9,326
Progressive $11,442 $12,805
State Farm $5,196 $6,620
USAA $4,977 $5,426

Cheap Liberty, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Liberty, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liberty, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $3,118 $3,611
GEICO $2,590 $2,983
Nationwide $2,223 $2,350
Progressive $2,379 $2,417
State Farm $1,932 $1,932
USAA $1,705 $1,696

Cheap Liberty, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liberty, Texas compared to the annual auto insurance rates with a clean record in Liberty, Texas.

Annual Liberty, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $5,161 $6,632 $5,798 $5,161
GEICO $3,068 $4,081 $3,371 $3,956
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,420 $5,747 $5,170 $4,975
State Farm $2,758 $3,162 $3,734 $2,758
USAA $2,080 $3,074 $3,617 $2,389

Cheap Liberty, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liberty, Texas is not easy. Compare the annual rates for DUI auto insurance in Liberty, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Liberty, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,247
American Family $5,798
GEICO $3,371
Nationwide $5,214
Progressive $5,170
State Farm $3,734
USAA $3,617

Cheap Liberty, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liberty, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liberty, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $7,699 $5,002 $4,362
GEICO $5,598 $3,159 $2,099
Nationwide $4,858 $3,908 $3,394
Progressive $5,708 $4,943 $4,583
State Farm $4,398 $2,734 $2,177
USAA $4,102 $2,366 $1,902

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Cheap Liberty, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liberty, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Liberty, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liberty, Texas

ZIP Code Average Annual Rates
77575 $6,442

Cheap Liberty, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Liberty, Texas auto insurance. Find the cheapest annual Liberty, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liberty, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,605 $5,899
American Family $5,688 $5,688
GEICO $3,550 $3,687
Nationwide $4,053 $4,053
Progressive $5,078 $5,078
State Farm $3,103 $3,103
USAA $2,754 $2,825

Cheap Liberty, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liberty, Texas? Check out the comparison of annual Liberty, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $5,225 $5,437 $6,402
GEICO $3,395 $3,561 $3,901
Nationwide $4,342 $3,880 $3,937
Progressive $4,821 $5,055 $5,358
State Farm $2,942 $3,093 $3,274
USAA $2,691 $2,778 $2,901

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Best By Category: Cheapest Auto Insurance in Liberty, Texas

Compare the cheapest auto insurance companies in Liberty, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liberty, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Liberty, Texas Auto Insurance Companies

What auto insurance companies in Liberty, Texas are the cheapest? Compare the top Liberty, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liberty, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $5,688
GEICO $3,619
Nationwide $4,053
Progressive $5,078
State Farm $3,103
USAA $2,790

What affects auto insurance rates in Liberty, Texas?

There are a lot of reasons why auto insurance rates in Liberty, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liberty, Texas. Many local factors may affect your Liberty auto insurance rates.

Liberty Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Liberty, Texas auto theft statistics, there have been 18 auto thefts in the city.

Liberty Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liberty, Texas commute length is 21.8 minutes according to City-Data.

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Compare Liberty, Texas Auto Insurance Quotes

Before you buy Liberty, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liberty, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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