Best Cheap Auto Insurance in Liberty, NC (2021)

The average Liberty, NC auto insurance rates are $257 per month. The minimum auto insurance in Liberty is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Liberty, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Liberty, North Carolina is 30/60/25
  • The cheapest auto insurance company in Liberty is Liberty Mutual
  • The most expensive auto insurance company in Liberty for teen drivers is Allstate

Liberty, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liberty, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Liberty to other North Carolina cities, including Wilmington auto insurance rates, High Point auto insurance rates, and Charlotte auto insurance rates to see how Liberty, North Carolina auto insurance rates stack up.

Before you buy Liberty, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liberty, North Carolina auto insurance quotes.

Minimum Auto Insurance in Liberty, North Carolina

Liberty, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liberty, North Carolina.

Minimum Required Auto Insurance Coverage in Liberty, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Liberty, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liberty, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,838 $4,838 $3,977 $3,977 $11,448 $11,448 $4,934 $4,934
GEICO $2,493 $2,443 $2,449 $2,401 $4,640 $4,599 $2,167 $2,153
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,670 $1,670 $1,513 $1,513 $3,806 $3,806 $1,858 $1,858
State Farm $2,296 $2,296 $1,986 $1,986 $3,377 $3,377 $2,837 $2,837
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

Cheap Liberty, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liberty, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Liberty, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Liberty, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,448 $11,448
GEICO $4,640 $4,599
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,806 $3,806
State Farm $3,377 $3,377
Travelers $4,143 $4,143

Cheap Liberty, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Liberty, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liberty, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,977 $3,977
GEICO $2,449 $2,401
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,513 $1,513
State Farm $1,986 $1,986
Travelers $2,458 $2,458

Cheap Liberty, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liberty, North Carolina compared to the annual auto insurance rates with a clean record in Liberty, North Carolina.

Annual Liberty, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,398 $6,018 $11,178 $4,604
GEICO $1,646 $2,372 $5,459 $2,196
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,040 $1,521 $4,815 $1,472
State Farm $1,415 $2,023 $5,034 $2,023
Travelers $1,727 $2,264 $5,402 $2,231

Cheap Liberty, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liberty, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Liberty, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Liberty, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,178
GEICO $5,459
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,815
State Farm $5,034
Travelers $5,402

Cheap Liberty, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liberty, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liberty, North Carolina

Insurance Company Poor Fair Good
Allstate $8,521 $5,531 $4,846
GEICO $3,172 $2,903 $2,680
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,502 $2,155 $1,978
State Farm $3,686 $2,356 $1,830
Travelers $3,102 $2,823 $2,792

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Cheap Liberty, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liberty, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Liberty, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liberty, North Carolina

ZIP Code Average Annual Rates
27298 $2,806

Cheap Liberty, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Liberty, North Carolina auto insurance. Find the cheapest annual Liberty, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liberty, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,299 $6,299
GEICO $2,918 $2,918
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,212 $2,212
State Farm $2,607 $2,641
Travelers $2,906 $2,906

Cheap Liberty, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liberty, North Carolina? Check out the comparison of annual Liberty, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty, North Carolina

Insurance Company Low Medium High
Allstate $6,069 $6,277 $6,552
GEICO $2,785 $2,908 $3,061
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,107 $2,199 $2,330
State Farm $2,531 $2,611 $2,730
Travelers $2,790 $2,891 $3,037

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Best By Category: Cheapest Auto Insurance in Liberty, North Carolina

Compare the cheapest auto insurance companies in Liberty, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liberty, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Liberty, North Carolina Auto Insurance Companies

What auto insurance companies in Liberty, North Carolina are the cheapest? Compare the top Liberty, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liberty, North Carolina

Insurance Company Average Annual Rates
Allstate $6,299
GEICO $2,918
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,212
State Farm $2,624
Travelers $2,906

What affects auto insurance rates in Liberty, North Carolina?

There are a lot of reasons why auto insurance rates in Liberty, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liberty, North Carolina. Many local factors may affect your Liberty auto insurance rates.

Liberty Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liberty, North Carolina commute length is 25.5 minutes according to City-Data.

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Compare Liberty, North Carolina Auto Insurance Quotes

Before you buy Liberty, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liberty, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

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