Best Cheap Auto Insurance in Liberty, MS (2021)

The average Liberty, MS auto insurance rates are $328 per month. The minimum auto insurance in Liberty is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Liberty, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Liberty for teen drivers is Travelers
  • The cheapest auto insurance company in Liberty is USAA
  • The minimum auto insurance required in Liberty, Mississippi is 25/50/25

Liberty, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liberty, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Liberty to other Mississippi cities, including Southaven auto insurance rates, Olive Branch auto insurance rates, and Hattiesburg auto insurance rates to see how Liberty, Mississippi auto insurance rates stack up.

Before you buy Liberty, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liberty, Mississippi auto insurance quotes.

Minimum Auto Insurance in Liberty, Mississippi

Liberty, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liberty, Mississippi.

Minimum Required Auto Insurance Coverage in Liberty, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Liberty, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liberty, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,597 $2,482 $2,313 $2,368 $10,299 $10,972 $2,959 $3,038
GEICO $3,547 $3,360 $3,227 $2,998 $8,695 $8,220 $5,832 $2,868
Liberty Mutual $2,830 $3,065 $2,267 $2,545 $10,211 $11,363 $3,014 $3,182
Nationwide $2,351 $2,421 $2,100 $2,233 $4,726 $6,045 $2,667 $2,897
Progressive $2,684 $2,499 $2,196 $2,126 $9,631 $10,771 $2,753 $2,852
State Farm $1,928 $1,928 $1,719 $1,719 $5,492 $6,913 $2,146 $2,437
Travelers $1,924 $1,960 $1,824 $1,827 $8,620 $13,690 $2,014 $2,347
USAA $1,513 $1,501 $1,404 $1,427 $3,749 $4,465 $1,857 $2,055

Cheap Liberty, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liberty, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Liberty, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Liberty, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $10,972
GEICO $8,695 $8,220
Liberty Mutual $10,211 $11,363
Nationwide $4,726 $6,045
Progressive $9,631 $10,771
State Farm $5,492 $6,913
Travelers $8,620 $13,690
USAA $3,749 $4,465

Cheap Liberty, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Liberty, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liberty, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,368
GEICO $3,227 $2,998
Liberty Mutual $2,267 $2,545
Nationwide $2,100 $2,233
Progressive $2,196 $2,126
State Farm $1,719 $1,719
Travelers $1,824 $1,827
USAA $1,404 $1,427

Cheap Liberty, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liberty, Mississippi compared to the annual auto insurance rates with a clean record in Liberty, Mississippi.

Annual Liberty, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,915 $4,612 $5,557 $4,430
GEICO $2,991 $4,562 $6,983 $4,838
Liberty Mutual $3,415 $5,446 $5,583 $4,796
Nationwide $2,523 $3,243 $4,150 $2,803
Progressive $3,804 $5,096 $4,386 $4,471
State Farm $2,765 $3,366 $3,005 $3,005
Travelers $3,737 $3,914 $5,372 $4,080
USAA $1,752 $2,237 $3,047 $1,949

Cheap Liberty, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liberty, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Liberty, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Liberty, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,557
GEICO $6,983
Liberty Mutual $5,583
Nationwide $4,150
Progressive $4,386
State Farm $3,005
Travelers $5,372
USAA $3,047

Cheap Liberty, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liberty, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liberty, Mississippi

Insurance Company Poor Fair Good
Allstate $5,359 $4,745 $3,781
GEICO $7,303 $4,137 $3,091
Liberty Mutual $6,904 $4,215 $3,310
Nationwide $3,747 $3,034 $2,758
Progressive $5,041 $4,292 $3,985
State Farm $4,380 $2,652 $2,074
Travelers $4,855 $3,957 $4,015
USAA $3,081 $1,996 $1,661

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Cheap Liberty, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liberty, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Liberty, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liberty, Mississippi

ZIP Code Average Annual Rates
39645 $3,382

Cheap Liberty, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Liberty, Mississippi auto insurance. Find the cheapest annual Liberty, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liberty, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,628 $4,628
GEICO $4,830 $4,857
Liberty Mutual $4,810 $4,810
Nationwide $3,180 $3,180
Progressive $4,439 $4,439
State Farm $2,962 $3,108
Travelers $4,276 $4,276
USAA $2,177 $2,316

Cheap Liberty, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liberty, Mississippi? Check out the comparison of annual Liberty, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty, Mississippi

Insurance Company Low Medium High
Allstate $4,422 $4,625 $4,838
GEICO $4,567 $4,878 $5,086
Liberty Mutual $4,516 $4,789 $5,124
Nationwide $3,012 $3,170 $3,358
Progressive $3,977 $4,489 $4,852
State Farm $2,872 $3,023 $3,210
Travelers $4,052 $4,302 $4,473
USAA $2,108 $2,235 $2,395

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Best By Category: Cheapest Auto Insurance in Liberty, Mississippi

Compare the cheapest auto insurance companies in Liberty, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liberty, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Liberty, Mississippi Auto Insurance Companies

What auto insurance companies in Liberty, Mississippi are the cheapest? Compare the top Liberty, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liberty, Mississippi

Insurance Company Average Annual Rates
Allstate $4,628
GEICO $4,843
Liberty Mutual $4,810
Nationwide $3,180
Progressive $4,439
State Farm $3,035
Travelers $4,276
USAA $2,246

What affects auto insurance rates in Liberty, Mississippi?

There are a lot of reasons why auto insurance rates in Liberty, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liberty, Mississippi. Many local factors may affect your Liberty auto insurance rates.

Liberty Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Liberty, Mississippi auto theft statistics, there have been 59 auto thefts in the city.

Liberty Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liberty, Mississippi commute length is 25.4 minutes according to City-Data.

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Compare Liberty, Mississippi Auto Insurance Quotes

Before you buy Liberty, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liberty, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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