Best Cheap Auto Insurance in Liberty, IN (2021)

The average Liberty, IN auto insurance rates are $265 per month. The minimum auto insurance in Liberty is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Liberty, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Liberty is 19.7 minutes
  • The cheapest auto insurance company in Liberty is USAA
  • Average auto insurance rates in Liberty, IN for senior drivers are $1,666 per year

Liberty, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liberty, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Liberty to other Indiana cities, including Fort Wayne auto insurance rates, Hammond auto insurance rates, and Evansville auto insurance rates to see how Liberty, Indiana auto insurance rates stack up.

Before you buy Liberty, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liberty, Indiana auto insurance quotes.

Minimum Auto Insurance in Liberty, Indiana

Liberty, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liberty, Indiana.

Minimum Required Auto Insurance Coverage in Liberty, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Liberty, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liberty, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,401 $2,059 $2,253 $7,163 $9,035 $2,380 $2,585
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,505 $1,429 $1,362 $1,372 $8,718 $9,810 $1,884 $1,927
State Farm $1,318 $1,318 $1,173 $1,173 $3,976 $5,093 $1,457 $1,623
Travelers $1,219 $1,241 $1,141 $1,140 $7,409 $11,666 $1,287 $1,499
USAA $970 $957 $900 $909 $2,675 $2,997 $1,312 $1,407

Cheap Liberty, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liberty, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Liberty, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Liberty, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $9,035
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,718 $9,810
State Farm $3,976 $5,093
Travelers $7,409 $11,666
USAA $2,675 $2,997

Cheap Liberty, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Liberty, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liberty, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,059 $2,253
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,362 $1,372
State Farm $1,173 $1,173
Travelers $1,141 $1,140
USAA $900 $909

Cheap Liberty, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liberty, Indiana compared to the annual auto insurance rates with a clean record in Liberty, Indiana.

Annual Liberty, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,019 $4,427 $4,080 $3,585
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,633 $4,582 $3,137 $3,652
State Farm $2,091 $2,292 $2,091 $2,091
Travelers $2,821 $3,493 $3,959 $3,028
USAA $1,147 $1,628 $1,868 $1,421

Cheap Liberty, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liberty, Indiana is not easy. Compare the annual rates for DUI auto insurance in Liberty, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Liberty, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,080
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,137
State Farm $2,091
Travelers $3,959
USAA $1,868

Cheap Liberty, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liberty, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liberty, Indiana

Insurance Company Poor Fair Good
Allstate $4,682 $3,484 $3,167
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,866 $3,417 $3,219
State Farm $3,119 $1,861 $1,443
Travelers $3,707 $3,136 $3,133
USAA $2,047 $1,347 $1,153

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Cheap Liberty, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liberty, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Liberty, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liberty, Indiana

ZIP Code Average Annual Rates
47353 $3,089

Cheap Liberty, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Liberty, Indiana auto insurance. Find the cheapest annual Liberty, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liberty, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,777 $3,777
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,501 $3,501
State Farm $2,081 $2,202
Travelers $3,325 $3,325
USAA $1,496 $1,536

Cheap Liberty, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liberty, Indiana? Check out the comparison of annual Liberty, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty, Indiana

Insurance Company Low Medium High
Allstate $3,594 $3,762 $3,976
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,315 $3,449 $3,739
State Farm $2,044 $2,140 $2,240
Travelers $3,265 $3,357 $3,354
USAA $1,466 $1,512 $1,570

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Best By Category: Cheapest Auto Insurance in Liberty, Indiana

Compare the cheapest auto insurance companies in Liberty, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liberty, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Liberty, Indiana Auto Insurance Companies

What auto insurance companies in Liberty, Indiana are the cheapest? Compare the top Liberty, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liberty, Indiana

Insurance Company Average Annual Rates
Allstate $3,777
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,501
State Farm $2,141
Travelers $3,325
USAA $1,516

What affects auto insurance rates in Liberty, Indiana?

There are a lot of reasons why auto insurance rates in Liberty, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liberty, Indiana. Many local factors may affect your Liberty auto insurance rates.

Liberty Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liberty, Indiana commute length is 19.7 minutes according to City-Data.

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Compare Liberty, Indiana Auto Insurance Quotes

Before you buy Liberty, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liberty, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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