Best Cheap Auto Insurance in Liberal, KS (2021)

The average Liberal, KS auto insurance rates are $315 per month. The minimum auto insurance in Liberal is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Liberal, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Liberal, KS for senior drivers are $2,251 per year
  • The average commute length in Liberal is 14.8 minutes
  • The cheapest auto insurance company in Liberal is American Family

Liberal, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Liberal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Liberal, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Liberal to other Kansas cities, including Salina auto insurance rates, Lawrence auto insurance rates, and Lenexa auto insurance rates to see how Liberal, Kansas auto insurance rates stack up.

Before you buy Liberal, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Liberal, Kansas auto insurance quotes.

Minimum Auto Insurance in Liberal, Kansas

Liberal, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Liberal, Kansas.

Minimum Required Auto Insurance Coverage in Liberal, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Liberal, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Liberal, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberal, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $2,742 $2,729 $2,452 $2,556 $7,280 $7,550 $3,080 $3,246
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,756 $2,667 $2,228 $2,306 $9,420 $10,679 $3,261 $3,483
State Farm $1,881 $1,881 $1,640 $1,640 $4,912 $6,271 $2,111 $2,383
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Liberal, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Liberal, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Liberal, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Liberal, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,280 $7,550
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,420 $10,679
State Farm $4,912 $6,271
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheap Liberal, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Liberal, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Liberal, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,452 $2,556
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,228 $2,306
State Farm $1,640 $1,640
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheap Liberal, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Liberal, Kansas compared to the annual auto insurance rates with a clean record in Liberal, Kansas.

Annual Liberal, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,342 $4,284 $4,176 $4,016
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,258 $4,955 $4,431 $4,756
State Farm $2,641 $3,038 $2,840 $2,840
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheap Liberal, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Liberal, Kansas is not easy. Compare the annual rates for DUI auto insurance in Liberal, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Liberal, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,176
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,431
State Farm $2,840
Travelers $6,399
USAA $3,713

Cheap Liberal, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Liberal, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Liberal, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $4,657 $3,707 $3,500
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,324 $4,417 $4,060
State Farm $4,135 $2,471 $1,913
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

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Cheap Liberal, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Liberal, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Liberal, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Liberal, Kansas

ZIP Code Average Annual Rates
67901 $3,943

Cheap Liberal, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Liberal, Kansas auto insurance. Find the cheapest annual Liberal, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Liberal, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $3,955 $3,955
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,600 $4,600
State Farm $2,770 $2,910
Travelers $4,943 $4,943
USAA $2,500 $2,655

Cheap Liberal, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Liberal, Kansas? Check out the comparison of annual Liberal, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberal, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $3,801 $3,934 $4,129
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,388 $4,569 $4,843
State Farm $2,744 $2,847 $2,928
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Liberal, Kansas

Compare the cheapest auto insurance companies in Liberal, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Liberal, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Liberal, Kansas Auto Insurance Companies

What auto insurance companies in Liberal, Kansas are the cheapest? Compare the top Liberal, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Liberal, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $3,955
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,600
State Farm $2,840
Travelers $4,943
USAA $2,577

What affects auto insurance rates in Liberal, Kansas?

There are a lot of reasons why auto insurance rates in Liberal, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Liberal, Kansas. Many local factors may affect your Liberal auto insurance rates.

Liberal Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Liberal, Kansas commute length is 14.8 minutes according to City-Data.

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Compare Liberal, Kansas Auto Insurance Quotes

Before you buy Liberal, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Liberal, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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