Best Cheap Auto Insurance in Lexington, TX (2021)

The average Lexington, TX auto insurance rates are $327 per month. The minimum auto insurance in Lexington is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lexington, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Lexington, TX for senior drivers are $2,375 per year
  • The minimum auto insurance required in Lexington, Texas is 30/60/25
  • The cheapest auto insurance company in Lexington is USAA

Lexington, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other Texas cities, including El Paso auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates to see how Lexington, Texas auto insurance rates stack up.

Before you buy Lexington, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, Texas auto insurance quotes.

Minimum Auto Insurance in Lexington, Texas

Lexington, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, Texas.

Minimum Required Auto Insurance Coverage in Lexington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lexington, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,502 $3,430 $3,430 $9,247 $11,151 $4,297 $4,469
American Family $2,913 $3,235 $2,680 $3,066 $7,500 $9,844 $4,146 $4,726
GEICO $2,397 $2,598 $2,328 $2,654 $5,300 $5,516 $2,596 $2,588
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,447 $2,323 $2,185 $2,224 $10,435 $11,630 $2,902 $2,941
State Farm $1,994 $1,994 $1,769 $1,769 $4,708 $5,990 $2,163 $2,234
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

Cheap Lexington, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lexington, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,247 $11,151
American Family $7,500 $9,844
GEICO $5,300 $5,516
Nationwide $7,582 $9,752
Progressive $10,435 $11,630
State Farm $4,708 $5,990
USAA $4,235 $4,615

Cheap Lexington, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,430 $3,430
American Family $2,680 $3,066
GEICO $2,328 $2,654
Nationwide $2,340 $2,481
Progressive $2,185 $2,224
State Farm $1,769 $1,769
USAA $1,451 $1,443

Cheap Lexington, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, Texas compared to the annual auto insurance rates with a clean record in Lexington, Texas.

Annual Lexington, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,153 $6,459 $6,736 $4,153
American Family $4,340 $5,533 $4,843 $4,340
GEICO $2,757 $3,658 $3,030 $3,543
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,041 $5,240 $4,714 $4,549
State Farm $2,520 $2,881 $3,389 $2,520
USAA $1,772 $2,610 $3,078 $2,033

Cheap Lexington, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, Texas is not easy. Compare the annual rates for DUI auto insurance in Lexington, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,736
American Family $4,843
GEICO $3,030
Nationwide $5,478
Progressive $4,714
State Farm $3,389
USAA $3,078

Cheap Lexington, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, Texas

Insurance Company Poor Fair Good
Allstate $6,827 $5,007 $4,291
American Family $6,580 $4,122 $3,589
GEICO $5,011 $2,837 $1,893
Nationwide $5,109 $4,093 $3,552
Progressive $5,203 $4,514 $4,190
State Farm $4,007 $2,492 $1,984
USAA $3,487 $2,013 $1,620

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Cheap Lexington, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, Texas

ZIP Code Average Annual Rates
78947 $5,840

Cheap Lexington, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, Texas auto insurance. Find the cheapest annual Lexington, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,241 $5,509
American Family $4,764 $4,764
GEICO $3,188 $3,306
Nationwide $4,252 $4,252
Progressive $4,636 $4,636
State Farm $2,828 $2,828
USAA $2,343 $2,403

Cheap Lexington, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, Texas? Check out the comparison of annual Lexington, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Texas

Insurance Company Low Medium High
Allstate $5,254 $5,330 $5,541
American Family $4,471 $4,609 $5,210
GEICO $3,070 $3,204 $3,468
Nationwide $4,583 $4,068 $4,104
Progressive $4,418 $4,615 $4,874
State Farm $2,691 $2,819 $2,973
USAA $2,294 $2,364 $2,462

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Best By Category: Cheapest Auto Insurance in Lexington, Texas

Compare the cheapest auto insurance companies in Lexington, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lexington, Texas Auto Insurance Companies

What auto insurance companies in Lexington, Texas are the cheapest? Compare the top Lexington, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, Texas

Insurance Company Average Annual Rates
Allstate $5,375
American Family $4,764
GEICO $3,247
Nationwide $4,252
Progressive $4,636
State Farm $2,828
USAA $2,373

What affects auto insurance rates in Lexington, Texas?

There are a lot of reasons why auto insurance rates in Lexington, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, Texas. Many local factors may affect your Lexington auto insurance rates.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, Texas commute length is 38.7 minutes according to City-Data.

Lexington Traffic

How does Lexington, Texas rank for traffic? According to Inrix Lexington, Texas is the 968th most congested worldwide.

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Compare Lexington, Texas Auto Insurance Quotes

Before you buy Lexington, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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