Best Cheap Auto Insurance in Lexington, OR (2021)

The average Lexington, OR auto insurance rates are $261 per month. The minimum auto insurance in Lexington is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Lexington, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lexington for teen drivers is Allstate
  • The cheapest auto insurance company in Lexington is State Farm
  • Average auto insurance rates in Lexington, OR for senior drivers are $1,830 per year

Lexington, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other Oregon cities, including Salem auto insurance rates, Gresham auto insurance rates, and Eugene auto insurance rates to see how Lexington, Oregon auto insurance rates stack up.

Before you buy Lexington, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, Oregon auto insurance quotes.

Minimum Auto Insurance in Lexington, Oregon

Lexington, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, Oregon.

Minimum Required Auto Insurance Coverage in Lexington, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lexington, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,927 $1,885 $1,706 $1,809 $7,820 $7,992 $2,162 $2,226
GEICO $2,269 $2,190 $2,086 $2,078 $5,801 $5,327 $2,417 $2,117
Liberty Mutual $2,558 $2,700 $2,216 $2,450 $7,957 $8,582 $2,496 $2,543
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $1,842 $1,676 $1,591 $1,641 $7,756 $8,567 $2,206 $2,101
State Farm $1,444 $1,444 $1,311 $1,311 $4,464 $5,601 $1,635 $1,880
Travelers $1,638 $1,658 $1,451 $1,513 $4,335 $5,178 $1,718 $1,753
USAA $1,590 $1,549 $1,558 $1,515 $4,772 $5,154 $2,045 $2,141

Cheap Lexington, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Lexington, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $4,951 $7,723
Farmers $7,820 $7,992
GEICO $5,801 $5,327
Liberty Mutual $7,957 $8,582
Nationwide $4,401 $5,525
Progressive $7,756 $8,567
State Farm $4,464 $5,601
Travelers $4,335 $5,178
USAA $4,772 $5,154

Cheap Lexington, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,801 $1,801
Farmers $1,706 $1,809
GEICO $2,086 $2,078
Liberty Mutual $2,216 $2,450
Nationwide $1,756 $1,843
Progressive $1,591 $1,641
State Farm $1,311 $1,311
Travelers $1,451 $1,513
USAA $1,558 $1,515

Cheap Lexington, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, Oregon compared to the annual auto insurance rates with a clean record in Lexington, Oregon.

Annual Lexington, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,902 $3,734 $3,651 $3,476
GEICO $2,015 $3,179 $4,154 $2,794
Liberty Mutual $3,486 $3,900 $4,487 $3,879
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,587 $4,689 $3,331 $3,082
State Farm $2,125 $2,752 $2,334 $2,334
Travelers $1,959 $2,493 $2,782 $2,388
USAA $1,850 $2,570 $3,578 $2,163

Cheap Lexington, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, Oregon is not easy. Compare the annual rates for DUI auto insurance in Lexington, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,777
American Family $4,101
Farmers $3,651
GEICO $4,154
Liberty Mutual $4,487
Nationwide $3,558
Progressive $3,331
State Farm $2,334
Travelers $2,782
USAA $3,578

Cheap Lexington, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,888 $2,862 $2,424
Farmers $3,984 $3,254 $3,084
GEICO $3,661 $3,036 $2,410
Liberty Mutual $5,769 $3,406 $2,638
Nationwide $3,350 $2,656 $2,308
Progressive $3,858 $3,321 $3,089
State Farm $3,331 $2,126 $1,702
Travelers $3,017 $2,345 $1,855
USAA $3,804 $2,125 $1,693

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Cheap Lexington, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, Oregon

ZIP Code Average Annual Rates
97839 $2,919

Cheap Lexington, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, Oregon auto insurance. Find the cheapest annual Lexington, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,011 $3,105
Farmers $3,441 $3,441
GEICO $2,983 $3,088
Liberty Mutual $3,938 $3,938
Nationwide $2,771 $2,771
Progressive $3,422 $3,422
State Farm $2,327 $2,446
Travelers $2,310 $2,501
USAA $2,468 $2,613

Cheap Lexington, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, Oregon? Check out the comparison of annual Lexington, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,055 $3,230 $2,890
Farmers $3,239 $3,399 $3,685
GEICO $2,826 $3,047 $3,233
Liberty Mutual $3,740 $3,929 $4,144
Nationwide $2,657 $2,842 $2,815
Progressive $3,315 $3,408 $3,545
State Farm $2,266 $2,388 $2,505
Travelers $2,281 $2,394 $2,541
USAA $2,440 $2,543 $2,639

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Best By Category: Cheapest Auto Insurance in Lexington, Oregon

Compare the cheapest auto insurance companies in Lexington, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, Oregon

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lexington, Oregon Auto Insurance Companies

What auto insurance companies in Lexington, Oregon are the cheapest? Compare the top Lexington, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,058
Farmers $3,441
GEICO $3,036
Liberty Mutual $3,938
Nationwide $2,771
Progressive $3,422
State Farm $2,386
Travelers $2,405
USAA $2,540

What affects auto insurance rates in Lexington, Oregon?

There are a lot of reasons why auto insurance rates in Lexington, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, Oregon. Many local factors may affect your Lexington auto insurance rates.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, Oregon commute length is 14.6 minutes according to City-Data.

Lexington Traffic

How does Lexington, Oregon rank for traffic? According to Inrix Lexington, Oregon is the 968th most congested worldwide.

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Compare Lexington, Oregon Auto Insurance Quotes

Before you buy Lexington, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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