Best Cheap Auto Insurance in Lexington, OK (2021)

The average Lexington, OK auto insurance rates are $354 per month. The minimum auto insurance in Lexington is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Lexington, Oklahoma, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lexington, Oklahoma is 25/50/25
  • The cheapest auto insurance company in Lexington is State Farm
  • The most expensive auto insurance company in Lexington for teen drivers is Liberty Mutual

Lexington, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other Oklahoma cities, including Broken Arrow auto insurance rates, Moore auto insurance rates, and Midwest City auto insurance rates to see how Lexington, Oklahoma auto insurance rates stack up.

Before you buy Lexington, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Lexington, Oklahoma

Lexington, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, Oklahoma.

Minimum Required Auto Insurance Coverage in Lexington, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lexington, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,306 $2,316 $2,118 $2,225 $7,164 $8,426 $2,493 $2,641
Farmers $2,359 $2,334 $2,116 $2,245 $9,263 $9,478 $2,679 $2,789
GEICO $2,242 $2,469 $2,424 $2,776 $6,832 $7,288 $1,972 $1,979
Liberty Mutual $4,666 $4,934 $4,098 $4,476 $13,231 $14,553 $4,852 $5,025
Progressive $2,850 $2,710 $2,346 $2,479 $11,460 $12,856 $3,347 $3,531
State Farm $1,856 $1,856 $1,646 $1,646 $4,944 $6,225 $1,957 $2,199
USAA $2,013 $2,006 $1,944 $1,951 $6,673 $7,419 $2,585 $2,823

Cheap Lexington, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Lexington, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,164 $8,426
Farmers $9,263 $9,478
GEICO $6,832 $7,288
Liberty Mutual $13,231 $14,553
Progressive $11,460 $12,856
State Farm $4,944 $6,225
USAA $6,673 $7,419

Cheap Lexington, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,225
Farmers $2,116 $2,245
GEICO $2,424 $2,776
Liberty Mutual $4,098 $4,476
Progressive $2,346 $2,479
State Farm $1,646 $1,646
USAA $1,944 $1,951

Cheap Lexington, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, Oklahoma compared to the annual auto insurance rates with a clean record in Lexington, Oklahoma.

Annual Lexington, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,182 $3,734 $4,338 $3,590
Farmers $3,502 $4,516 $4,407 $4,207
GEICO $2,527 $3,910 $4,396 $3,159
Liberty Mutual $4,687 $7,870 $8,899 $6,462
Progressive $4,043 $7,533 $4,462 $4,752
State Farm $2,578 $3,004 $2,791 $2,791
USAA $2,521 $3,640 $4,439 $3,107

Cheap Lexington, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Lexington, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,338
Farmers $4,407
GEICO $4,396
Liberty Mutual $8,899
Progressive $4,462
State Farm $2,791
USAA $4,439

Cheap Lexington, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,584 $3,480 $3,069
Farmers $4,774 $3,948 $3,752
GEICO $4,215 $3,498 $2,780
Liberty Mutual $10,016 $6,122 $4,800
Progressive $5,896 $5,023 $4,674
State Farm $3,883 $2,488 $2,003
USAA $5,057 $2,903 $2,321

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Cheap Lexington, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, Oklahoma

ZIP Code Average Annual Rates
73051 $4,241

Cheap Lexington, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, Oklahoma auto insurance. Find the cheapest annual Lexington, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,711 $3,711
Farmers $4,158 $4,158
GEICO $3,434 $3,561
Liberty Mutual $6,979 $6,979
Progressive $5,198 $5,198
State Farm $2,744 $2,839
USAA $3,386 $3,468

Cheap Lexington, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, Oklahoma? Check out the comparison of annual Lexington, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Oklahoma

Insurance Company Low Medium High
Allstate $3,509 $3,698 $3,926
Farmers $3,965 $4,108 $4,401
GEICO $3,221 $3,509 $3,763
Liberty Mutual $6,604 $6,954 $7,381
Progressive $4,852 $5,167 $5,574
State Farm $2,603 $2,771 $3,000
USAA $3,278 $3,416 $3,586

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Best By Category: Cheapest Auto Insurance in Lexington, Oklahoma

Compare the cheapest auto insurance companies in Lexington, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Lexington, Oklahoma Auto Insurance Companies

What auto insurance companies in Lexington, Oklahoma are the cheapest? Compare the top Lexington, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,711
Farmers $4,158
GEICO $3,498
Liberty Mutual $6,979
Progressive $5,198
State Farm $2,791
USAA $3,427

What affects auto insurance rates in Lexington, Oklahoma?

There are a lot of reasons why auto insurance rates in Lexington, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, Oklahoma. Many local factors may affect your Lexington auto insurance rates.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, Oklahoma commute length is 28.4 minutes according to City-Data.

Lexington Traffic

How does Lexington, Oklahoma rank for traffic? According to Inrix Lexington, Oklahoma is the 968th most congested worldwide.

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Compare Lexington, Oklahoma Auto Insurance Quotes

Before you buy Lexington, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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