Best Cheap Auto Insurance in Lexington, MI (2021)

The average Lexington, MI auto insurance rates are $888 per month. The minimum auto insurance in Lexington is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lexington, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lexington, Michigan is 20/40/10
  • Average auto insurance rates in Lexington, MI for senior drivers are $7,094 per year
  • The most expensive auto insurance company in Lexington for teen drivers is Allstate

Lexington, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other Michigan cities, including Warren auto insurance rates, Ann Arbor auto insurance rates, and Lansing auto insurance rates to see how Lexington, Michigan auto insurance rates stack up.

Before you buy Lexington, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, Michigan auto insurance quotes.

Minimum Auto Insurance in Lexington, Michigan

Lexington, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, Michigan.

Minimum Required Auto Insurance Coverage in Lexington, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lexington, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,361 $19,361 $18,048 $18,048 $47,195 $47,195 $20,381 $20,381
Farmers $4,926 $4,926 $4,592 $4,592 $10,866 $10,866 $5,536 $5,536
GEICO $4,410 $4,410 $4,502 $4,502 $12,173 $12,173 $4,207 $4,207
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,255 $5,255 $4,667 $4,667 $13,887 $13,887 $5,765 $5,765
Progressive $3,564 $3,251 $3,142 $3,582 $12,661 $13,212 $4,127 $3,667
State Farm $7,265 $7,265 $6,735 $6,735 $25,245 $25,245 $8,514 $8,514
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,557 $2,410 $2,407 $2,270 $6,054 $5,702 $3,089 $2,945

Cheap Lexington, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lexington, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,195 $47,195
Farmers $10,866 $10,866
GEICO $12,173 $12,173
Liberty Mutual $35,654 $35,654
Nationwide $13,887 $13,887
Progressive $12,661 $13,212
State Farm $25,245 $25,245
Travelers $16,180 $16,180
USAA $6,054 $5,702

Cheap Lexington, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,048 $18,048
Farmers $4,592 $4,592
GEICO $4,502 $4,502
Liberty Mutual $14,972 $14,972
Nationwide $4,667 $4,667
Progressive $3,142 $3,582
State Farm $6,735 $6,735
Travelers $4,626 $4,626
USAA $2,407 $2,270

Cheap Lexington, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, Michigan compared to the annual auto insurance rates with a clean record in Lexington, Michigan.

Annual Lexington, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,698 $17,051 $57,412 $17,823
Farmers $5,448 $6,935 $6,850 $6,687
GEICO $2,216 $4,705 $14,269 $4,102
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,301 $8,472 $7,684 $7,117
Progressive $4,947 $6,597 $5,936 $6,123
State Farm $7,651 $9,143 $19,585 $11,380
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,764 $3,442 $4,502 $3,009

Cheap Lexington, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lexington, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,412
Farmers $6,850
GEICO $14,269
Liberty Mutual $31,609
Nationwide $7,684
Progressive $5,936
State Farm $19,585
Travelers $12,473
USAA $4,502

Cheap Lexington, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, Michigan

Insurance Company Poor Fair Good
Allstate $39,948 $22,058 $16,732
Farmers $8,593 $5,643 $5,203
GEICO $8,136 $5,976 $4,858
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,315 $6,967 $5,898
Progressive $6,868 $5,729 $5,104
State Farm $19,371 $9,797 $6,651
Travelers $8,206 $7,958 $7,858
USAA $5,123 $2,936 $2,229

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Cheap Lexington, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, Michigan

ZIP Code Average Annual Rates
48450 $7,489

Cheap Lexington, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, Michigan auto insurance. Find the cheapest annual Lexington, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $26,246 $26,246
Farmers $6,480 $6,480
GEICO $6,178 $6,468
Liberty Mutual $19,520 $20,916
Nationwide $7,393 $7,393
Progressive $5,901 $5,901
State Farm $11,611 $12,269
Travelers $7,961 $8,053
USAA $3,389 $3,469

Cheap Lexington, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, Michigan? Check out the comparison of annual Lexington, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Michigan

Insurance Company Low Medium High
Allstate $25,400 $26,321 $27,017
Farmers $6,318 $6,465 $6,657
GEICO $5,902 $6,267 $6,800
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,747 $7,266 $7,167
Progressive $5,681 $5,909 $6,112
State Farm $11,314 $12,017 $12,489
Travelers $7,920 $8,016 $8,086
USAA $3,324 $3,438 $3,525

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Best By Category: Cheapest Auto Insurance in Lexington, Michigan

Compare the cheapest auto insurance companies in Lexington, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lexington, Michigan Auto Insurance Companies

What auto insurance companies in Lexington, Michigan are the cheapest? Compare the top Lexington, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, Michigan

Insurance Company Average Annual Rates
Allstate $26,246
Farmers $6,480
GEICO $6,323
Liberty Mutual $20,218
Nationwide $7,393
Progressive $5,901
State Farm $11,940
Travelers $8,007
USAA $3,429

What affects auto insurance rates in Lexington, Michigan?

There are a lot of reasons why auto insurance rates in Lexington, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, Michigan. Many local factors may affect your Lexington auto insurance rates.

Lexington Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lexington, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, Michigan commute length is 24.0 minutes according to City-Data.

Lexington Traffic

How does Lexington, Michigan rank for traffic? According to Inrix Lexington, Michigan is the 968th most congested worldwide.

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Compare Lexington, Michigan Auto Insurance Quotes

Before you buy Lexington, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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