Best Cheap Auto Insurance in Lexington, AL (2021)

The average Lexington, AL auto insurance rates are $284 per month. The minimum auto insurance in Lexington is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Lexington, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lexington, Alabama is 25/50/25
  • Average auto insurance rates in Lexington, AL for senior drivers are $1,806 per year
  • The most expensive auto insurance company in Lexington for teen drivers is Liberty Mutual

Lexington, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Lexington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lexington, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Lexington to other Alabama cities, including Madison auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates to see how Lexington, Alabama auto insurance rates stack up.

Before you buy Lexington, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lexington, Alabama auto insurance quotes.

Minimum Auto Insurance in Lexington, Alabama

Lexington, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lexington, Alabama.

Minimum Required Auto Insurance Coverage in Lexington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lexington, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lexington, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,067 $2,333 $2,610 $10,462 $11,635 $3,016 $3,205
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,505 $2,505 $2,267 $2,267 $7,561 $9,472 $2,828 $3,256
Travelers $1,314 $1,334 $1,237 $1,232 $6,974 $10,937 $1,248 $1,422
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Cheap Lexington, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lexington, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Lexington, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,813 $9,068
GEICO $4,963 $4,863
Liberty Mutual $10,462 $11,635
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $7,561 $9,472
Travelers $6,974 $10,937
USAA $3,739 $4,136

Cheap Lexington, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Lexington, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,022 $2,153
GEICO $1,810 $1,872
Liberty Mutual $2,333 $2,610
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,267 $2,267
Travelers $1,237 $1,232
USAA $1,163 $1,132

Cheap Lexington, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lexington, Alabama compared to the annual auto insurance rates with a clean record in Lexington, Alabama.

Annual Lexington, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,842 $5,348 $5,223 $5,172
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,686 $4,568 $4,039 $4,039
Travelers $2,677 $2,809 $4,105 $3,257
USAA $1,542 $1,939 $2,868 $1,667

Cheap Lexington, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lexington, Alabama is not easy. Compare the annual rates for DUI auto insurance in Lexington, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Lexington, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,757
Farmers $4,222
GEICO $3,548
Liberty Mutual $5,223
Nationwide $3,141
Progressive $4,118
State Farm $4,039
Travelers $4,105
USAA $2,868

Cheap Lexington, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lexington, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lexington, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,001 $4,306 $3,382
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,615 $3,353 $2,281
Travelers $3,503 $3,039 $3,096
USAA $2,692 $1,754 $1,567

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Cheap Lexington, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lexington, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Lexington, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lexington, Alabama

ZIP Code Average Annual Rates
35648 $3,511

Cheap Lexington, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Lexington, Alabama auto insurance. Find the cheapest annual Lexington, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lexington, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,591 $2,683
Liberty Mutual $4,896 $4,896
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $3,984 $4,182
Travelers $3,212 $3,212
USAA $1,913 $2,096

Cheap Lexington, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lexington, Alabama? Check out the comparison of annual Lexington, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,728 $3,914 $4,273
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,654 $4,871 $5,163
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $3,853 $4,077 $4,318
Travelers $3,051 $3,276 $3,310
USAA $1,933 $1,994 $2,086

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Best By Category: Cheapest Auto Insurance in Lexington, Alabama

Compare the cheapest auto insurance companies in Lexington, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lexington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lexington, Alabama Auto Insurance Companies

What auto insurance companies in Lexington, Alabama are the cheapest? Compare the top Lexington, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lexington, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,637
Liberty Mutual $4,896
Nationwide $2,475
Progressive $4,242
State Farm $4,083
Travelers $3,212
USAA $2,004

What affects auto insurance rates in Lexington, Alabama?

There are a lot of reasons why auto insurance rates in Lexington, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lexington, Alabama. Many local factors may affect your Lexington auto insurance rates.

Lexington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lexington, Alabama commute length is 31.9 minutes according to City-Data.

Lexington Traffic

How does Lexington, Alabama rank for traffic? According to Inrix Lexington, Alabama is the 968th most congested worldwide.

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Compare Lexington, Alabama Auto Insurance Quotes

Before you buy Lexington, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lexington, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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