Best Cheap Auto Insurance in Lewiston, MI (2021)

The average Lewiston, MI auto insurance rates are $744 per month. The minimum auto insurance in Lewiston is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lewiston, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Lewiston is 16.6 minutes
  • The cheapest auto insurance company in Lewiston is USAA
  • Average auto insurance rates in Lewiston, MI for senior drivers are $5,882 per year

Lewiston, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lewiston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lewiston, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lewiston to other Michigan cities, including Warren auto insurance rates, Troy auto insurance rates, and Grand Rapids auto insurance rates to see how Lewiston, Michigan auto insurance rates stack up.

Before you buy Lewiston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lewiston, Michigan auto insurance quotes.

Minimum Auto Insurance in Lewiston, Michigan

Lewiston, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lewiston, Michigan.

Minimum Required Auto Insurance Coverage in Lewiston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lewiston, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lewiston, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewiston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,256 $4,256 $3,977 $3,977 $9,286 $9,286 $4,774 $4,774
GEICO $3,867 $3,867 $3,904 $3,904 $10,705 $10,705 $3,700 $3,700
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $2,931 $2,741 $2,586 $2,874 $10,551 $11,269 $3,415 $3,185
State Farm $6,458 $6,458 $5,977 $5,977 $22,371 $22,371 $7,571 $7,571
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,498 $2,378 $2,348 $2,227 $6,040 $5,763 $3,049 $2,941

Cheap Lewiston, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lewiston, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lewiston, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lewiston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $9,286 $9,286
GEICO $10,705 $10,705
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,551 $11,269
State Farm $22,371 $22,371
Travelers $16,861 $16,861
USAA $6,040 $5,763

Cheap Lewiston, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lewiston, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lewiston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,977 $3,977
GEICO $3,904 $3,904
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,586 $2,874
State Farm $5,977 $5,977
Travelers $4,792 $4,792
USAA $2,348 $2,227

Cheap Lewiston, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lewiston, Michigan compared to the annual auto insurance rates with a clean record in Lewiston, Michigan.

Annual Lewiston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,690 $5,962 $5,890 $5,752
GEICO $1,995 $4,132 $12,412 $3,637
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,199 $5,494 $4,950 $5,133
State Farm $6,792 $8,115 $17,371 $10,098
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,744 $3,412 $4,476 $2,989

Cheap Lewiston, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lewiston, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lewiston, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lewiston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,000
Farmers $5,890
GEICO $12,412
Liberty Mutual $26,565
Nationwide $5,661
Progressive $4,950
State Farm $17,371
Travelers $12,908
USAA $4,476

Cheap Lewiston, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lewiston, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lewiston, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,381 $4,857 $4,482
GEICO $7,126 $5,240 $4,265
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,706 $4,798 $4,328
State Farm $17,171 $8,698 $5,913
Travelers $8,534 $8,275 $8,170
USAA $5,089 $2,906 $2,220

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lewiston, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lewiston, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lewiston, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lewiston, Michigan

ZIP Code Average Annual Rates
49756 $6,352

Cheap Lewiston, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lewiston, Michigan auto insurance. Find the cheapest annual Lewiston, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lewiston, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,573 $5,573
GEICO $5,415 $5,673
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $4,944 $4,944
State Farm $10,309 $10,879
Travelers $8,279 $8,375
USAA $3,366 $3,444

Cheap Lewiston, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lewiston, Michigan? Check out the comparison of annual Lewiston, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewiston, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,440 $5,563 $5,717
GEICO $5,194 $5,497 $5,941
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,784 $4,951 $5,097
State Farm $10,072 $10,658 $11,051
Travelers $8,241 $8,334 $8,405
USAA $3,303 $3,414 $3,500

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lewiston, Michigan

Compare the cheapest auto insurance companies in Lewiston, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lewiston, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lewiston, Michigan Auto Insurance Companies

What auto insurance companies in Lewiston, Michigan are the cheapest? Compare the top Lewiston, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lewiston, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,573
GEICO $5,544
Liberty Mutual $17,205
Nationwide $5,454
Progressive $4,944
State Farm $10,594
Travelers $8,327
USAA $3,405

What affects auto insurance rates in Lewiston, Michigan?

There are a lot of reasons why auto insurance rates in Lewiston, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lewiston, Michigan. Many local factors may affect your Lewiston auto insurance rates.

Lewiston Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lewiston, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Lewiston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lewiston, Michigan commute length is 16.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lewiston, Michigan Auto Insurance Quotes

Before you buy Lewiston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lewiston, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption