Best Cheap Auto Insurance in Lewisburg, KY (2021)

The average Lewisburg, KY auto insurance rates are $345 per month. The minimum auto insurance in Lewisburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Lewisburg, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Lewisburg for teen drivers is Travelers
  • The cheapest auto insurance company in Lewisburg is USAA
  • The minimum auto insurance required in Lewisburg, Kentucky is 25/50/25

Lewisburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Lewisburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lewisburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Lewisburg to other Kentucky cities, including Covington auto insurance rates, Owensboro auto insurance rates, and Hopkinsville auto insurance rates to see how Lewisburg, Kentucky auto insurance rates stack up.

Before you buy Lewisburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lewisburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Lewisburg, Kentucky

Lewisburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lewisburg, Kentucky.

Minimum Required Auto Insurance Coverage in Lewisburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lewisburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lewisburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewisburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,549 $2,763 $2,194 $2,447 $10,082 $11,123 $2,650 $2,731
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,942 $1,858 $1,732 $1,749 $9,085 $10,265 $2,406 $2,460
State Farm $1,808 $1,808 $1,613 $1,613 $5,421 $6,860 $2,018 $2,264
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

Cheap Lewisburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lewisburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Lewisburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Lewisburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,082 $11,123
Nationwide $6,819 $8,506
Progressive $9,085 $10,265
State Farm $5,421 $6,860
Travelers $10,289 $16,460
USAA $4,929 $5,203

Cheap Lewisburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Lewisburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lewisburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,194 $2,447
Nationwide $2,800 $2,930
Progressive $1,732 $1,749
State Farm $1,613 $1,613
Travelers $2,135 $2,140
USAA $1,680 $1,711

Cheap Lewisburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lewisburg, Kentucky compared to the annual auto insurance rates with a clean record in Lewisburg, Kentucky.

Annual Lewisburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,814 $5,849 $4,553 $4,053
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,261 $4,804 $3,720 $3,964
State Farm $2,673 $3,179 $2,926 $2,926
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,092 $2,958 $3,528 $2,519

Cheap Lewisburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lewisburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Lewisburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Lewisburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,553
Nationwide $5,612
Progressive $3,720
State Farm $2,926
Travelers $6,527
USAA $3,528

Cheap Lewisburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lewisburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lewisburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,522 $4,010 $3,170
Nationwide $5,239 $4,104 $3,569
Progressive $4,420 $3,831 $3,561
State Farm $4,236 $2,552 $1,988
Travelers $5,628 $4,760 $4,740
USAA $4,131 $2,310 $1,881

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Cheap Lewisburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lewisburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Lewisburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lewisburg, Kentucky

ZIP Code Average Annual Rates
42256 $3,695

Cheap Lewisburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Lewisburg, Kentucky auto insurance. Find the cheapest annual Lewisburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lewisburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,567 $4,567
Nationwide $4,304 $4,304
Progressive $3,937 $3,937
State Farm $2,854 $2,997
Travelers $5,043 $5,043
USAA $2,671 $2,877

Cheap Lewisburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lewisburg, Kentucky? Check out the comparison of annual Lewisburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewisburg, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,330 $4,535 $4,837
Nationwide $4,380 $4,252 $4,281
Progressive $3,650 $3,888 $4,273
State Farm $2,768 $2,925 $3,084
Travelers $4,803 $5,068 $5,257
USAA $2,655 $2,768 $2,900

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Best By Category: Cheapest Auto Insurance in Lewisburg, Kentucky

Compare the cheapest auto insurance companies in Lewisburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lewisburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lewisburg, Kentucky Auto Insurance Companies

What auto insurance companies in Lewisburg, Kentucky are the cheapest? Compare the top Lewisburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lewisburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,567
Nationwide $4,304
Progressive $3,937
State Farm $2,926
Travelers $5,043
USAA $2,774

What affects auto insurance rates in Lewisburg, Kentucky?

There are a lot of reasons why auto insurance rates in Lewisburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lewisburg, Kentucky. Many local factors may affect your Lewisburg auto insurance rates.

Lewisburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lewisburg, Kentucky commute length is 21.3 minutes according to City-Data.

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Compare Lewisburg, Kentucky Auto Insurance Quotes

Before you buy Lewisburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lewisburg, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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