Best Cheap Auto Insurance in Lewis, CO (2021)

The average Lewis, CO auto insurance rates are $309 per month. The minimum auto insurance in Lewis is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Lewis, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lewis, CO for senior drivers are $2,201 per year
  • The cheapest auto insurance company in Lewis is Liberty Mutual
  • The most expensive auto insurance company in Lewis for teen drivers is Allstate

Lewis, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Lewis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lewis, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Lewis to other Colorado cities, including Westminster auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates to see how Lewis, Colorado auto insurance rates stack up.

Before you buy Lewis, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lewis, Colorado auto insurance quotes.

Minimum Auto Insurance in Lewis, Colorado

Lewis, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lewis, Colorado.

Minimum Required Auto Insurance Coverage in Lewis, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Lewis, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lewis, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewis, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $2,899 $2,864 $2,630 $2,843 $10,864 $10,885 $3,173 $3,189
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,884 $1,872 $1,587 $1,738 $5,146 $5,614 $1,906 $1,952
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,592 $2,431 $2,216 $2,219 $8,466 $9,488 $2,936 $2,867
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,253 $2,263 $2,138 $2,163 $5,470 $6,294 $2,903 $3,183

Cheap Lewis, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lewis, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Lewis, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Lewis, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $10,864 $10,885
GEICO $5,555 $5,909
Liberty Mutual $5,146 $5,614
Nationwide $5,853 $7,521
Progressive $8,466 $9,488
State Farm $5,412 $6,871
USAA $5,470 $6,294

Cheap Lewis, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Lewis, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lewis, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,630 $2,843
GEICO $1,866 $2,072
Liberty Mutual $1,587 $1,738
Nationwide $2,090 $2,217
Progressive $2,216 $2,219
State Farm $1,720 $1,720
USAA $2,138 $2,163

Cheap Lewis, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lewis, Colorado compared to the annual auto insurance rates with a clean record in Lewis, Colorado.

Annual Lewis, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,153 $5,343 $5,270 $4,907
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,362 $2,775 $2,906 $2,807
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,610 $4,965 $3,812 $4,221
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,453 $2,973 $5,139 $2,769

Cheap Lewis, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lewis, Colorado is not easy. Compare the annual rates for DUI auto insurance in Lewis, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Lewis, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,270
GEICO $3,517
Liberty Mutual $2,906
Nationwide $4,683
Progressive $3,812
State Farm $3,035
USAA $5,139

Cheap Lewis, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lewis, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lewis, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $5,717 $4,635 $4,403
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,894 $2,359 $1,885
Nationwide $4,239 $3,346 $2,918
Progressive $4,739 $4,027 $3,689
State Farm $4,217 $2,707 $2,181
USAA $4,946 $2,808 $2,247

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Cheap Lewis, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lewis, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Lewis, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lewis, Colorado

ZIP Code Average Annual Rates
81327 $3,420

Cheap Lewis, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Lewis, Colorado auto insurance. Find the cheapest annual Lewis, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lewis, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $4,918 $4,918
GEICO $2,763 $2,890
Liberty Mutual $2,713 $2,713
Nationwide $3,501 $3,501
Progressive $4,152 $4,152
State Farm $2,961 $3,109
USAA $3,238 $3,428

Cheap Lewis, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lewis, Colorado? Check out the comparison of annual Lewis, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewis, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,320 $4,852 $5,583
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,584 $2,704 $2,850
Nationwide $3,554 $3,498 $3,451
Progressive $3,906 $4,161 $4,389
State Farm $2,854 $3,036 $3,215
USAA $3,190 $3,333 $3,477

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Best By Category: Cheapest Auto Insurance in Lewis, Colorado

Compare the cheapest auto insurance companies in Lewis, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lewis, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Lewis, Colorado Auto Insurance Companies

What auto insurance companies in Lewis, Colorado are the cheapest? Compare the top Lewis, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lewis, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $4,918
GEICO $2,827
Liberty Mutual $2,713
Nationwide $3,501
Progressive $4,152
State Farm $3,035
USAA $3,333

Compare Lewis, Colorado Auto Insurance Quotes

Before you buy Lewis, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lewis, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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