Best Cheap Auto Insurance in Lester, AL (2021)

The average Lester, AL auto insurance rates are $297 per month. The minimum auto insurance in Lester is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Lester, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Lester, Alabama is 25/50/25
  • Average auto insurance rates in Lester, AL for senior drivers are $1,871 per year
  • The average commute length in Lester is 41.6 minutes

Lester, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Lester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lester, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Lester to other Alabama cities, including Decatur auto insurance rates, Auburn auto insurance rates, and Birmingham auto insurance rates to see how Lester, Alabama auto insurance rates stack up.

Before you buy Lester, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lester, Alabama auto insurance quotes.

Minimum Auto Insurance in Lester, Alabama

Lester, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lester, Alabama.

Minimum Required Auto Insurance Coverage in Lester, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lester, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lester, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lester, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,316 $2,165 $1,902 $2,032 $9,693 $10,811 $2,711 $2,889
State Farm $2,648 $2,648 $2,394 $2,394 $8,036 $10,044 $2,992 $3,466
Travelers $1,475 $1,498 $1,385 $1,382 $7,981 $12,608 $1,397 $1,596
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

Cheap Lester, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lester, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Lester, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Lester, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,712 $8,959
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $9,693 $10,811
State Farm $8,036 $10,044
Travelers $7,981 $12,608
USAA $3,835 $4,245

Cheap Lester, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Lester, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lester, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,992 $2,118
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,902 $2,032
State Farm $2,394 $2,394
Travelers $1,385 $1,382
USAA $1,191 $1,161

Cheap Lester, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lester, Alabama compared to the annual auto insurance rates with a clean record in Lester, Alabama.

Annual Lester, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $3,891 $4,908 $4,193 $4,267
State Farm $3,905 $4,845 $4,281 $4,281
Travelers $3,054 $3,204 $4,687 $3,715
USAA $1,581 $1,988 $2,944 $1,710

Cheap Lester, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lester, Alabama is not easy. Compare the annual rates for DUI auto insurance in Lester, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Lester, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,761
Farmers $4,169
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,356
Progressive $4,193
State Farm $4,281
Travelers $4,687
USAA $2,944

Cheap Lester, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lester, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lester, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,397 $3,788 $3,589
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $4,858 $4,179 $3,908
State Farm $7,016 $3,553 $2,415
Travelers $3,995 $3,467 $3,534
USAA $2,763 $1,799 $1,606

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lester, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lester, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Lester, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lester, Alabama

ZIP Code Average Annual Rates
35647 $3,671

Cheap Lester, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Lester, Alabama auto insurance. Find the cheapest annual Lester, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lester, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,168 $3,168
Farmers $3,924 $3,924
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $4,315 $4,315
State Farm $4,225 $4,431
Travelers $3,665 $3,665
USAA $1,962 $2,150

Cheap Lester, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lester, Alabama? Check out the comparison of annual Lester, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lester, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,703 $3,873 $4,197
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,865 $4,293 $4,786
State Farm $4,105 $4,322 $4,558
Travelers $3,471 $3,738 $3,786
USAA $1,984 $2,045 $2,138

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lester, Alabama

Compare the cheapest auto insurance companies in Lester, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lester, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lester, Alabama Auto Insurance Companies

What auto insurance companies in Lester, Alabama are the cheapest? Compare the top Lester, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lester, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $3,924
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,640
Progressive $4,315
State Farm $4,328
Travelers $3,665
USAA $2,056

What affects auto insurance rates in Lester, Alabama?

There are a lot of reasons why auto insurance rates in Lester, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lester, Alabama. Many local factors may affect your Lester auto insurance rates.

Lester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lester, Alabama commute length is 41.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lester, Alabama Auto Insurance Quotes

Before you buy Lester, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lester, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption