Best Cheap Auto Insurance in Leroy, TX (2021)

The average Leroy, TX auto insurance rates are $291 per month. The minimum auto insurance in Leroy is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Leroy, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Leroy, Texas is 30/60/25
  • The average commute length in Leroy is 30.0 minutes
  • Average auto insurance rates in Leroy, TX for senior drivers are $2,117 per year

Leroy, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Leroy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Leroy, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Leroy to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Austin auto insurance rates to see how Leroy, Texas auto insurance rates stack up.

Before you buy Leroy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Leroy, Texas auto insurance quotes.

Minimum Auto Insurance in Leroy, Texas

Leroy, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Leroy, Texas.

Minimum Required Auto Insurance Coverage in Leroy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Leroy, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Leroy, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Leroy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,269 $2,515 $2,113 $2,408 $5,836 $7,639 $3,217 $3,661
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,187 $2,057 $1,958 $1,989 $9,326 $10,401 $2,571 $2,593
State Farm $1,967 $1,967 $1,758 $1,758 $4,827 $6,175 $2,146 $2,213
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

Cheap Leroy, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Leroy, Texas is a challenge. Take a look at the annual teen auto insurance rates in Leroy, Texas.

Annual Auto Insurance Rates for Teen Drivers in Leroy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $5,836 $7,639
GEICO $4,365 $4,568
Nationwide $6,166 $7,908
Progressive $9,326 $10,401
State Farm $4,827 $6,175
USAA $4,312 $4,693

Cheap Leroy, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Leroy, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Leroy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,113 $2,408
GEICO $1,955 $2,178
Nationwide $1,937 $2,049
Progressive $1,958 $1,989
State Farm $1,758 $1,758
USAA $1,475 $1,462

Cheap Leroy, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Leroy, Texas compared to the annual auto insurance rates with a clean record in Leroy, Texas.

Annual Leroy, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,389 $4,284 $3,767 $3,389
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,607 $4,682 $4,205 $4,046
State Farm $2,523 $2,908 $3,453 $2,523
USAA $1,799 $2,655 $3,120 $2,064

Cheap Leroy, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Leroy, Texas is not easy. Compare the annual rates for DUI auto insurance in Leroy, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Leroy, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $3,767
GEICO $2,571
Nationwide $4,461
Progressive $4,205
State Farm $3,453
USAA $3,120

Cheap Leroy, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Leroy, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Leroy, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $5,114 $3,203 $2,805
GEICO $4,183 $2,384 $1,603
Nationwide $4,167 $3,350 $2,914
Progressive $4,639 $4,028 $3,738
State Farm $4,036 $2,514 $2,004
USAA $3,541 $2,044 $1,643

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Cheap Leroy, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Leroy, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Leroy, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Leroy, Texas

ZIP Code Average Annual Rates
76654 $5,198

Cheap Leroy, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Leroy, Texas auto insurance. Find the cheapest annual Leroy, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Leroy, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,707 $3,707
GEICO $2,671 $2,776
Nationwide $3,477 $3,477
Progressive $4,135 $4,135
State Farm $2,851 $2,851
USAA $2,379 $2,440

Cheap Leroy, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Leroy, Texas? Check out the comparison of annual Leroy, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Leroy, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,468 $3,585 $4,068
GEICO $2,604 $2,696 $2,871
Nationwide $3,746 $3,330 $3,355
Progressive $3,911 $4,112 $4,382
State Farm $2,708 $2,846 $3,001
USAA $2,328 $2,400 $2,500

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Best By Category: Cheapest Auto Insurance in Leroy, Texas

Compare the cheapest auto insurance companies in Leroy, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Leroy, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Leroy, Texas Auto Insurance Companies

What auto insurance companies in Leroy, Texas are the cheapest? Compare the top Leroy, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Leroy, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,707
GEICO $2,723
Nationwide $3,477
Progressive $4,135
State Farm $2,851
USAA $2,409

What affects auto insurance rates in Leroy, Texas?

There are a lot of reasons why auto insurance rates in Leroy, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Leroy, Texas. Many local factors may affect your Leroy auto insurance rates.

Leroy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Leroy, Texas commute length is 30.0 minutes according to City-Data.

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Compare Leroy, Texas Auto Insurance Quotes

Before you buy Leroy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Leroy, Texas auto insurance quotes.

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