Best Cheap Auto Insurance in Lenexa, KS (2021)

The average Lenexa, KS auto insurance rates are $277 per month. The minimum auto insurance in Lenexa is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Lenexa, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lenexa, Kansas is 25/50/25
  • The most expensive auto insurance company in Lenexa for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Lenexa is USAA

Lenexa, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Lenexa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lenexa, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Lenexa to other Kansas cities, including Lawrence auto insurance rates, Overland Park auto insurance rates, and Shawnee auto insurance rates to see how Lenexa, Kansas auto insurance rates stack up.

Before you buy Lenexa, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lenexa, Kansas auto insurance quotes.

Minimum Auto Insurance in Lenexa, Kansas

Lenexa, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lenexa, Kansas.

Minimum Required Auto Insurance Coverage in Lenexa, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lenexa, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lenexa, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lenexa, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,460 $2,367 $2,237 $2,296 $7,322 $8,298 $2,482 $2,550
American Family $1,632 $1,632 $1,476 $1,476 $3,261 $3,938 $1,632 $1,843
Farmers $2,433 $2,406 $2,164 $2,272 $7,138 $7,388 $2,752 $2,879
GEICO $2,303 $2,248 $2,332 $2,170 $4,466 $6,046 $2,762 $1,939
Liberty Mutual $2,217 $2,386 $2,197 $2,457 $11,814 $13,185 $2,347 $2,517
Nationwide $1,767 $1,806 $1,585 $1,694 $4,090 $4,964 $2,116 $2,247
Progressive $2,287 $2,147 $1,853 $1,937 $9,101 $10,233 $2,714 $2,923
State Farm $1,688 $1,688 $1,515 $1,515 $5,047 $6,365 $1,909 $2,186
Travelers $1,996 $2,024 $1,996 $2,006 $8,632 $13,480 $2,060 $2,360
USAA $1,175 $1,178 $1,094 $1,081 $4,360 $4,507 $1,563 $1,599

Cheap Lenexa, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lenexa, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Lenexa, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Lenexa, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,322 $8,298
American Family $3,261 $3,938
Farmers $7,138 $7,388
GEICO $4,466 $6,046
Liberty Mutual $11,814 $13,185
Nationwide $4,090 $4,964
Progressive $9,101 $10,233
State Farm $5,047 $6,365
Travelers $8,632 $13,480
USAA $4,360 $4,507

Cheap Lenexa, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Lenexa, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lenexa, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,296
American Family $1,476 $1,476
Farmers $2,164 $2,272
GEICO $2,332 $2,170
Liberty Mutual $2,197 $2,457
Nationwide $1,585 $1,694
Progressive $1,853 $1,937
State Farm $1,515 $1,515
Travelers $1,996 $2,006
USAA $1,094 $1,081

Cheap Lenexa, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lenexa, Kansas compared to the annual auto insurance rates with a clean record in Lenexa, Kansas.

Annual Lenexa, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,190 $3,737 $4,446 $3,633
American Family $2,074 $2,224 $2,074 $2,074
Farmers $3,089 $4,005 $3,901 $3,720
GEICO $1,929 $3,130 $4,777 $2,297
Liberty Mutual $3,606 $5,602 $5,484 $4,868
Nationwide $1,942 $2,216 $3,779 $2,197
Progressive $3,816 $4,510 $4,008 $4,263
State Farm $2,505 $2,974 $2,739 $2,739
Travelers $3,094 $4,103 $5,707 $4,373
USAA $1,505 $2,054 $2,992 $1,728

Cheap Lenexa, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lenexa, Kansas is not easy. Compare the annual rates for DUI auto insurance in Lenexa, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lenexa, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,446
American Family $2,074
Farmers $3,901
GEICO $4,777
Liberty Mutual $5,484
Nationwide $3,779
Progressive $4,008
State Farm $2,739
Travelers $5,707
USAA $2,992

Cheap Lenexa, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lenexa, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lenexa, Kansas

Insurance Company Poor Fair Good
Allstate $4,626 $3,550 $3,079
American Family $2,758 $1,946 $1,628
Farmers $4,301 $3,467 $3,268
GEICO $4,715 $2,492 $1,893
Liberty Mutual $4,890 $4,890 $4,890
Nationwide $2,777 $2,498 $2,326
Progressive $4,709 $4,011 $3,728
State Farm $3,988 $2,383 $1,846
Travelers $4,959 $4,077 $3,921
USAA $2,800 $1,865 $1,544

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Cheap Lenexa, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lenexa, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Lenexa, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lenexa, Kansas

ZIP Code Average Annual Rates
66216 $3,603
66217 $3,652
66219 $3,552
66220 $3,599

Cheap Lenexa, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lenexa, Kansas auto insurance. Find the cheapest annual Lenexa, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lenexa, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,752 $3,752
American Family $2,085 $2,137
Farmers $3,679 $3,679
GEICO $2,971 $3,095
Liberty Mutual $4,890 $4,890
Nationwide $2,534 $2,534
Progressive $4,149 $4,149
State Farm $2,670 $2,808
Travelers $4,319 $4,319
USAA $2,013 $2,126

Cheap Lenexa, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lenexa, Kansas? Check out the comparison of annual Lenexa, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lenexa, Kansas

Insurance Company Low Medium High
Allstate $3,633 $3,743 $3,878
American Family $2,121 $2,217 $1,995
Farmers $3,515 $3,658 $3,864
GEICO $2,924 $3,030 $3,146
Liberty Mutual $4,747 $4,876 $5,047
Nationwide $2,648 $2,510 $2,443
Progressive $3,913 $4,113 $4,422
State Farm $2,617 $2,748 $2,852
Travelers $4,073 $4,330 $4,555
USAA $1,987 $2,064 $2,159

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Best By Category: Cheapest Auto Insurance in Lenexa, Kansas

Compare the cheapest auto insurance companies in Lenexa, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lenexa, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Lenexa, Kansas Auto Insurance Companies

What auto insurance companies in Lenexa, Kansas are the cheapest? Compare the top Lenexa, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lenexa, Kansas

Insurance Company Average Annual Rates
Allstate $3,752
American Family $2,111
Farmers $3,679
GEICO $3,033
Liberty Mutual $4,890
Nationwide $2,534
Progressive $4,149
State Farm $2,739
Travelers $4,319
USAA $2,070

What affects auto insurance rates in Lenexa, Kansas?

There are a lot of reasons why auto insurance rates in Lenexa, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lenexa, Kansas. Many local factors may affect your Lenexa auto insurance rates.

Lenexa Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lenexa, Kansas auto theft statistics, there have been 78 auto thefts in the city.

Lenexa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lenexa, Kansas commute length is 19.6 minutes according to City-Data.

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Compare Lenexa, Kansas Auto Insurance Quotes

Before you buy Lenexa, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lenexa, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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