Best Cheap Auto Insurance in Leitchfield, KY (2021)

The average Leitchfield, KY auto insurance rates are $355 per month. The minimum auto insurance in Leitchfield is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Leitchfield, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Leitchfield, Kentucky is 25/50/25
  • The cheapest auto insurance company in Leitchfield is USAA
  • The most expensive auto insurance company in Leitchfield for teen drivers is Travelers

Leitchfield, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Leitchfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Leitchfield, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Leitchfield to other Kentucky cities, including George auto insurance rates, Hopkinsville auto insurance rates, and Nicholasville auto insurance rates to see how Leitchfield, Kentucky auto insurance rates stack up.

Before you buy Leitchfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Leitchfield, Kentucky auto insurance quotes.

Minimum Auto Insurance in Leitchfield, Kentucky

Leitchfield, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Leitchfield, Kentucky.

Minimum Required Auto Insurance Coverage in Leitchfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Leitchfield, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Leitchfield, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Leitchfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,845 $3,034 $11,628 $13,039 $3,497 $3,700
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,778 $3,013 $2,378 $2,656 $11,146 $12,312 $2,896 $2,999
Nationwide $2,589 $2,602 $2,345 $2,454 $5,685 $7,092 $2,916 $3,069
Progressive $2,190 $2,092 $1,955 $1,970 $10,428 $11,801 $2,717 $2,785
State Farm $2,136 $2,136 $1,910 $1,910 $6,398 $8,095 $2,384 $2,669
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,799 $1,806 $1,621 $1,654 $4,739 $4,997 $2,272 $2,491

Cheap Leitchfield, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Leitchfield, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Leitchfield, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Leitchfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $13,039
GEICO $6,851 $8,131
Liberty Mutual $11,146 $12,312
Nationwide $5,685 $7,092
Progressive $10,428 $11,801
State Farm $6,398 $8,095
Travelers $10,535 $16,904
USAA $4,739 $4,997

Cheap Leitchfield, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Leitchfield, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Leitchfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $3,034
GEICO $3,510 $3,179
Liberty Mutual $2,378 $2,656
Nationwide $2,345 $2,454
Progressive $1,955 $1,970
State Farm $1,910 $1,910
Travelers $2,169 $2,175
USAA $1,621 $1,654

Cheap Leitchfield, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Leitchfield, Kentucky compared to the annual auto insurance rates with a clean record in Leitchfield, Kentucky.

Annual Leitchfield, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,566 $5,952 $6,343 $5,147
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,191 $6,437 $5,007 $4,454
Nationwide $2,880 $3,693 $4,643 $3,160
Progressive $3,718 $5,487 $4,243 $4,522
State Farm $3,156 $3,754 $3,455 $3,455
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,017 $2,850 $3,397 $2,426

Cheap Leitchfield, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Leitchfield, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Leitchfield, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Leitchfield, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,343
GEICO $6,731
Liberty Mutual $5,007
Nationwide $4,643
Progressive $4,243
State Farm $3,455
Travelers $6,674
USAA $3,397

Cheap Leitchfield, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Leitchfield, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Leitchfield, Kentucky

Insurance Company Poor Fair Good
Allstate $7,284 $5,029 $4,192
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,184 $4,406 $3,478
Nationwide $4,355 $3,434 $2,992
Progressive $5,034 $4,373 $4,070
State Farm $4,995 $3,016 $2,353
Travelers $5,751 $4,866 $4,847
USAA $3,979 $2,225 $1,813

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Cheap Leitchfield, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Leitchfield, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Leitchfield, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Leitchfield, Kentucky

ZIP Code Average Annual Rates
42754 $3,803

Cheap Leitchfield, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Leitchfield, Kentucky auto insurance. Find the cheapest annual Leitchfield, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Leitchfield, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,502 $5,502
GEICO $4,119 $4,197
Liberty Mutual $5,022 $5,022
Nationwide $3,594 $3,594
Progressive $4,492 $4,492
State Farm $3,371 $3,539
Travelers $5,155 $5,155
USAA $2,573 $2,772

Cheap Leitchfield, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Leitchfield, Kentucky? Check out the comparison of annual Leitchfield, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Leitchfield, Kentucky

Insurance Company Low Medium High
Allstate $5,120 $5,480 $5,906
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,769 $4,988 $5,310
Nationwide $3,646 $3,551 $3,585
Progressive $4,171 $4,440 $4,865
State Farm $3,254 $3,451 $3,659
Travelers $4,897 $5,179 $5,389
USAA $2,553 $2,666 $2,798

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Best By Category: Cheapest Auto Insurance in Leitchfield, Kentucky

Compare the cheapest auto insurance companies in Leitchfield, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Leitchfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Leitchfield, Kentucky Auto Insurance Companies

What auto insurance companies in Leitchfield, Kentucky are the cheapest? Compare the top Leitchfield, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Leitchfield, Kentucky

Insurance Company Average Annual Rates
Allstate $5,502
GEICO $4,158
Liberty Mutual $5,022
Nationwide $3,594
Progressive $4,492
State Farm $3,455
Travelers $5,155
USAA $2,672

What affects auto insurance rates in Leitchfield, Kentucky?

There are a lot of reasons why auto insurance rates in Leitchfield, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Leitchfield, Kentucky. Many local factors may affect your Leitchfield auto insurance rates.

Leitchfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Leitchfield, Kentucky commute length is 22.0 minutes according to City-Data.

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Compare Leitchfield, Kentucky Auto Insurance Quotes

Before you buy Leitchfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Leitchfield, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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