Best Cheap Auto Insurance in Lee’S Summit, MO (2021)

The average Lee'S Summit, MO auto insurance rates are $283 per month. The minimum auto insurance in Lee'S Summit is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Lee'S Summit, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Lee’s Summit, Missouri is 25/50/25
  • The cheapest auto insurance company in Lee’s Summit is Nationwide
  • The average commute length in Lee’s Summit is 25.8 minutes

Lee’s Summit, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Lee’s Summit can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lee’s Summit, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Lee’s Summit to other Missouri cities, including Independence auto insurance rates, St. Peters auto insurance rates, and St. Charles auto insurance rates to see how Lee’s Summit, Missouri auto insurance rates stack up.

Before you buy Lee’s Summit, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lee’s Summit, Missouri auto insurance quotes.

Minimum Auto Insurance in Lee’s Summit, Missouri

Lee’s Summit, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lee’s Summit, Missouri.

Minimum Required Auto Insurance Coverage in Lee’s Summit, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lee’s Summit, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lee’s Summit, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lee’s Summit, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,703 $2,608 $2,445 $2,521 $7,678 $8,324 $2,569 $2,644
American Family $2,213 $2,213 $1,971 $1,971 $6,070 $7,898 $2,213 $2,587
Farmers $2,325 $2,311 $2,069 $2,198 $9,865 $10,202 $2,655 $2,766
GEICO $1,940 $2,187 $1,501 $1,950 $6,259 $6,621 $1,753 $1,754
Liberty Mutual $2,792 $3,024 $2,302 $2,584 $9,952 $11,052 $2,931 $3,113
Nationwide $1,462 $1,488 $1,315 $1,386 $3,749 $4,776 $1,673 $1,803
Progressive $2,171 $1,992 $1,783 $1,836 $7,437 $8,332 $2,640 $2,689
State Farm $1,753 $1,753 $1,591 $1,591 $5,338 $6,701 $1,978 $2,266
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

Cheap Lee’s Summit, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lee’s Summit, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Lee’s Summit, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Lee’s Summit, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,678 $8,324
American Family $6,070 $7,898
Farmers $9,865 $10,202
GEICO $6,259 $6,621
Liberty Mutual $9,952 $11,052
Nationwide $3,749 $4,776
Progressive $7,437 $8,332
State Farm $5,338 $6,701
USAA $4,587 $5,609

Cheap Lee’s Summit, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Lee’s Summit, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lee’s Summit, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,445 $2,521
American Family $1,971 $1,971
Farmers $2,069 $2,198
GEICO $1,501 $1,950
Liberty Mutual $2,302 $2,584
Nationwide $1,315 $1,386
Progressive $1,783 $1,836
State Farm $1,591 $1,591
USAA $1,391 $1,422

Cheap Lee’s Summit, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lee’s Summit, Missouri compared to the annual auto insurance rates with a clean record in Lee’s Summit, Missouri.

Annual Lee’s Summit, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,363 $3,806 $4,759 $3,819
American Family $2,544 $3,656 $4,466 $2,902
Farmers $3,695 $4,640 $4,533 $4,326
GEICO $2,293 $3,035 $4,150 $2,504
Liberty Mutual $3,419 $4,931 $5,066 $5,459
Nationwide $1,726 $2,225 $2,982 $1,892
Progressive $3,101 $4,219 $3,459 $3,661
State Farm $2,620 $3,123 $2,871 $2,871
USAA $2,036 $2,458 $3,392 $2,217

Cheap Lee’s Summit, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lee’s Summit, Missouri is not easy. Compare the annual rates for DUI auto insurance in Lee’s Summit, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Lee’s Summit, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,759
American Family $4,466
Farmers $4,533
GEICO $4,150
Liberty Mutual $5,066
Nationwide $2,982
Progressive $3,459
State Farm $2,871
USAA $3,392

Cheap Lee’s Summit, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lee’s Summit, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lee’s Summit, Missouri

Insurance Company Poor Fair Good
Allstate $5,427 $3,497 $2,886
American Family $4,436 $3,116 $2,624
Farmers $4,897 $4,101 $3,898
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,757 $4,142 $3,258
Nationwide $2,597 $2,153 $1,870
Progressive $4,167 $3,465 $3,197
State Farm $4,028 $2,542 $2,045
USAA $4,216 $1,958 $1,402

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Cheap Lee’s Summit, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lee’s Summit, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Lee’s Summit, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lee’s Summit, Missouri

ZIP Code Average Annual Rates
64063 $2,684
64064 $2,795
64065 $2,905
64081 $2,777
64082 $2,798

Cheap Lee’s Summit, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Lee’s Summit, Missouri auto insurance. Find the cheapest annual Lee’s Summit, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lee’s Summit, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,937 $3,937
American Family $3,358 $3,426
Farmers $4,299 $4,299
GEICO $2,943 $3,049
Liberty Mutual $4,719 $4,719
Nationwide $2,206 $2,206
Progressive $3,610 $3,610
State Farm $2,800 $2,943
USAA $2,433 $2,618

Cheap Lee’s Summit, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lee’s Summit, Missouri? Check out the comparison of annual Lee’s Summit, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lee’s Summit, Missouri

Insurance Company Low Medium High
Allstate $3,781 $3,928 $4,101
American Family $3,286 $3,499 $3,391
Farmers $4,017 $4,258 $4,621
GEICO $2,795 $3,022 $3,170
Liberty Mutual $4,428 $4,746 $4,982
Nationwide $2,067 $2,227 $2,325
Progressive $3,204 $3,621 $4,005
State Farm $2,659 $2,884 $3,071
USAA $2,420 $2,517 $2,640

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Best By Category: Cheapest Auto Insurance in Lee’s Summit, Missouri

Compare the cheapest auto insurance companies in Lee’s Summit, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lee’s Summit, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Lee’s Summit, Missouri Auto Insurance Companies

What auto insurance companies in Lee’s Summit, Missouri are the cheapest? Compare the top Lee’s Summit, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lee’s Summit, Missouri

Insurance Company Average Annual Rates
Allstate $3,937
American Family $3,392
Farmers $4,299
GEICO $2,996
Liberty Mutual $4,719
Nationwide $2,206
Progressive $3,610
State Farm $2,871
USAA $2,526

What affects auto insurance rates in Lee’s Summit, Missouri?

There are a lot of reasons why auto insurance rates in Lee’s Summit, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lee’s Summit, Missouri. Many local factors may affect your Lee’s Summit auto insurance rates.

Lee’s Summit Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lee’s Summit, Missouri commute length is 25.8 minutes according to City-Data.

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Compare Lee’s Summit, Missouri Auto Insurance Quotes

Before you buy Lee’s Summit, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lee’s Summit, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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