Best Cheap Auto Insurance in Leeds, AL (2021)

The average Leeds, AL auto insurance rates are $310 per month. The minimum auto insurance in Leeds is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Leeds, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Leeds is 25.1 minutes
  • The cheapest auto insurance company in Leeds is USAA
  • Average auto insurance rates in Leeds, AL for senior drivers are $1,960 per year

Leeds, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Leeds can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Leeds, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Leeds to other Alabama cities, including Montgomery auto insurance rates, Tuscaloosa auto insurance rates, and Madison auto insurance rates to see how Leeds, Alabama auto insurance rates stack up.

Before you buy Leeds, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Leeds, Alabama auto insurance quotes.

Minimum Auto Insurance in Leeds, Alabama

Leeds, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Leeds, Alabama.

Minimum Required Auto Insurance Coverage in Leeds, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Leeds, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Leeds, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Leeds, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,014 $1,911 $1,831 $1,865 $7,230 $7,762 $2,232 $2,274
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,388 $2,231 $1,959 $2,095 $10,054 $11,220 $2,795 $2,985
State Farm $2,982 $2,982 $2,709 $2,709 $9,183 $11,480 $3,372 $3,898
Travelers $1,432 $1,453 $1,350 $1,343 $7,725 $12,153 $1,355 $1,544
USAA $1,304 $1,325 $1,217 $1,194 $3,871 $4,293 $1,699 $1,835

Cheap Leeds, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Leeds, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Leeds, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Leeds, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,230 $7,762
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,054 $11,220
State Farm $9,183 $11,480
Travelers $7,725 $12,153
USAA $3,871 $4,293

Cheap Leeds, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Leeds, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Leeds, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,865
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,959 $2,095
State Farm $2,709 $2,709
Travelers $1,350 $1,343
USAA $1,217 $1,194

Cheap Leeds, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Leeds, Alabama compared to the annual auto insurance rates with a clean record in Leeds, Alabama.

Annual Leeds, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,864 $3,390 $4,052 $3,253
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,026 $5,083 $4,339 $4,415
State Farm $4,424 $5,513 $4,860 $4,860
Travelers $2,951 $3,096 $4,536 $3,595
USAA $1,610 $2,019 $3,000 $1,741

Cheap Leeds, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Leeds, Alabama is not easy. Compare the annual rates for DUI auto insurance in Leeds, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Leeds, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,052
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,339
State Farm $4,860
Travelers $4,536
USAA $3,000

Cheap Leeds, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Leeds, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Leeds, Alabama

Insurance Company Poor Fair Good
Allstate $4,176 $3,296 $2,697
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,024 $4,326 $4,048
State Farm $7,965 $4,035 $2,743
Travelers $3,864 $3,352 $3,417
USAA $2,814 $1,830 $1,633

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Leeds, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Leeds, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Leeds, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Leeds, Alabama

ZIP Code Average Annual Rates
35004 $3,822
35094 $4,114

Cheap Leeds, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Leeds, Alabama auto insurance. Find the cheapest annual Leeds, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Leeds, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,466 $4,466
State Farm $4,796 $5,033
Travelers $3,544 $3,544
USAA $1,997 $2,188

Cheap Leeds, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Leeds, Alabama? Check out the comparison of annual Leeds, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Leeds, Alabama

Insurance Company Low Medium High
Allstate $3,259 $3,384 $3,526
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,993 $4,444 $4,961
State Farm $4,638 $4,908 $5,198
Travelers $3,358 $3,615 $3,660
USAA $2,018 $2,081 $2,177

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Leeds, Alabama

Compare the cheapest auto insurance companies in Leeds, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Leeds, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Leeds, Alabama Auto Insurance Companies

What auto insurance companies in Leeds, Alabama are the cheapest? Compare the top Leeds, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Leeds, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,466
State Farm $4,914
Travelers $3,544
USAA $2,092

What affects auto insurance rates in Leeds, Alabama?

There are a lot of reasons why auto insurance rates in Leeds, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Leeds, Alabama. Many local factors may affect your Leeds auto insurance rates.

Leeds Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Leeds, Alabama commute length is 25.1 minutes according to City-Data.

Leeds Traffic

How does Leeds, Alabama rank for traffic? According to Inrix Leeds, Alabama is the 236th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Leeds, Alabama Auto Insurance Quotes

Before you buy Leeds, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Leeds, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption