Best Cheap Auto Insurance in Lee, FL (2021)

The average Lee, FL auto insurance rates are $311 per month. The minimum auto insurance in Lee is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lee, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lee for teen drivers is Allstate
  • The minimum auto insurance required in Lee, Florida is 10/20/10
  • The average commute length in Lee is 24.6 minutes

Lee, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lee, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lee to other Florida cities, including Jacksonville auto insurance rates, Cape Coral auto insurance rates, and Fort Lauderdale auto insurance rates to see how Lee, Florida auto insurance rates stack up.

Before you buy Lee, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lee, Florida auto insurance quotes.

Minimum Auto Insurance in Lee, Florida

Lee, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lee, Florida.

Minimum Required Auto Insurance Coverage in Lee, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lee, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lee, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lee, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,467 $3,342 $3,017 $3,079 $11,709 $12,685 $3,542 $3,626
GEICO $2,399 $2,422 $2,239 $2,239 $4,173 $5,282 $2,645 $2,718
Liberty Mutual $3,165 $3,165 $2,902 $2,902 $6,659 $10,241 $3,165 $4,279
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,093 $2,943 $2,665 $2,858 $8,493 $9,366 $3,749 $3,660
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Lee, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lee, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lee, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lee, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,709 $12,685
GEICO $4,173 $5,282
Liberty Mutual $6,659 $10,241
Nationwide $5,480 $6,791
Progressive $8,493 $9,366
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Lee, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lee, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lee, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,017 $3,079
GEICO $2,239 $2,239
Liberty Mutual $2,902 $2,902
Nationwide $2,057 $2,134
Progressive $2,665 $2,858
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Lee, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lee, Florida compared to the annual auto insurance rates with a clean record in Lee, Florida.

Annual Lee, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,816 $5,723 $6,362 $5,332
GEICO $2,166 $2,708 $3,924 $3,261
Liberty Mutual $3,318 $4,278 $6,151 $4,491
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,663 $5,356 $4,520 $4,873
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Lee, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lee, Florida is not easy. Compare the annual rates for DUI auto insurance in Lee, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lee, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,362
GEICO $3,924
Liberty Mutual $6,151
Nationwide $4,094
Progressive $4,520
State Farm $2,707
USAA $3,354

Cheap Lee, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lee, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lee, Florida

Insurance Company Poor Fair Good
Allstate $7,742 $4,918 $4,015
GEICO $4,294 $2,683 $2,067
Liberty Mutual $5,867 $4,311 $3,501
Nationwide $4,095 $3,013 $2,729
Progressive $6,021 $4,252 $3,536
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Lee, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lee, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lee, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lee, Florida

ZIP Code Average Annual Rates
32059 $2,886

Cheap Lee, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lee, Florida auto insurance. Find the cheapest annual Lee, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lee, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,398 $5,719
GEICO $2,999 $3,030
Liberty Mutual $4,413 $4,706
Nationwide $3,279 $3,279
Progressive $4,603 $4,603
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Lee, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lee, Florida? Check out the comparison of annual Lee, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lee, Florida

Insurance Company Low Medium High
Allstate $4,446 $5,810 $6,420
GEICO $2,522 $3,107 $3,415
Liberty Mutual $4,208 $4,628 $4,844
Nationwide $2,669 $3,395 $3,774
Progressive $4,000 $4,689 $5,120
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Lee, Florida

Compare the cheapest auto insurance companies in Lee, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lee, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lee, Florida Auto Insurance Companies

What auto insurance companies in Lee, Florida are the cheapest? Compare the top Lee, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lee, Florida

Insurance Company Average Annual Rates
Allstate $5,558
GEICO $3,015
Liberty Mutual $4,560
Nationwide $3,279
Progressive $4,603
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Lee, Florida?

There are a lot of reasons why auto insurance rates in Lee, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lee, Florida. Many local factors may affect your Lee auto insurance rates.

Lee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lee, Florida commute length is 24.6 minutes according to City-Data.

Lee Traffic

How does Lee, Florida rank for traffic? According to Inrix Lee, Florida is the 236th most congested worldwide.

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Compare Lee, Florida Auto Insurance Quotes

Before you buy Lee, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lee, Florida auto insurance quotes.

Free Auto Insurance Comparison

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