Best Cheap Auto Insurance in Ledyard, CT (2021)

The average Ledyard, CT auto insurance rates are $349 per month. The minimum auto insurance in Ledyard is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Ledyard, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ledyard, Connecticut is 25/50/20
  • Average auto insurance rates in Ledyard, CT for senior drivers are $2,078 per year
  • The cheapest auto insurance company in Ledyard is GEICO

Ledyard, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Ledyard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ledyard, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Ledyard to other Connecticut cities, including Danbury auto insurance rates, Meriden auto insurance rates, and New Haven auto insurance rates to see how Ledyard, Connecticut auto insurance rates stack up.

Before you buy Ledyard, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ledyard, Connecticut auto insurance quotes.

Minimum Auto Insurance in Ledyard, Connecticut

Ledyard, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ledyard, Connecticut.

Minimum Required Auto Insurance Coverage in Ledyard, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ledyard, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ledyard, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ledyard, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,892 $1,897 $1,755 $1,769 $4,325 $5,129 $1,825 $1,774
Liberty Mutual $3,288 $3,570 $2,530 $3,109 $16,452 $18,524 $3,334 $3,639
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,511 $2,342 $2,143 $2,228 $10,511 $11,656 $2,873 $3,229
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,686 $1,712 $1,674 $1,669 $12,666 $20,352 $1,831 $2,078
USAA $1,667 $1,649 $1,556 $1,535 $5,209 $5,466 $2,223 $2,302

Cheap Ledyard, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ledyard, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Ledyard, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Ledyard, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,325 $5,129
Liberty Mutual $16,452 $18,524
Nationwide $5,929 $7,512
Progressive $10,511 $11,656
State Farm $4,952 $6,221
Travelers $12,666 $20,352
USAA $5,209 $5,466

Cheap Ledyard, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Ledyard, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ledyard, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,755 $1,769
Liberty Mutual $2,530 $3,109
Nationwide $1,935 $2,028
Progressive $2,143 $2,228
State Farm $1,516 $1,516
Travelers $1,674 $1,669
USAA $1,556 $1,535

Cheap Ledyard, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ledyard, Connecticut compared to the annual auto insurance rates with a clean record in Ledyard, Connecticut.

Annual Ledyard, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,615 $2,113 $4,473 $1,982
Liberty Mutual $5,962 $7,465 $7,388 $6,409
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,994 $5,809 $4,200 $4,744
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,397 $4,761 $6,919 $5,756
USAA $2,101 $2,635 $3,967 $2,101

Cheap Ledyard, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ledyard, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Ledyard, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Ledyard, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,473
Liberty Mutual $7,388
Nationwide $4,084
Progressive $4,200
State Farm $2,745
Travelers $6,919
USAA $3,967

Cheap Ledyard, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ledyard, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ledyard, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,700 $2,234 $1,703
Liberty Mutual $9,658 $6,022 $4,737
Nationwide $4,446 $2,991 $2,650
Progressive $5,098 $4,577 $4,385
State Farm $3,729 $2,394 $1,929
Travelers $6,201 $5,163 $5,011
USAA $3,563 $2,412 $2,126

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Cheap Ledyard, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ledyard, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Ledyard, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ledyard, Connecticut

ZIP Code Average Annual Rates
6339 $4,229

Cheap Ledyard, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Ledyard, Connecticut auto insurance. Find the cheapest annual Ledyard, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ledyard, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,508 $2,584
Liberty Mutual $6,806 $6,806
Nationwide $3,362 $3,362
Progressive $4,687 $4,687
State Farm $2,618 $2,750
Travelers $5,458 $5,458
USAA $2,669 $2,733

Cheap Ledyard, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ledyard, Connecticut? Check out the comparison of annual Ledyard, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ledyard, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,363 $2,514 $2,761
Liberty Mutual $6,565 $6,761 $7,091
Nationwide $3,424 $3,388 $3,276
Progressive $4,376 $4,647 $5,037
State Farm $2,519 $2,688 $2,845
Travelers $5,082 $5,423 $5,870
USAA $2,528 $2,703 $2,871

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Best By Category: Cheapest Auto Insurance in Ledyard, Connecticut

Compare the cheapest auto insurance companies in Ledyard, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ledyard, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ledyard, Connecticut Auto Insurance Companies

What auto insurance companies in Ledyard, Connecticut are the cheapest? Compare the top Ledyard, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ledyard, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,546
Liberty Mutual $6,806
Nationwide $3,362
Progressive $4,687
State Farm $2,684
Travelers $5,458
USAA $2,701

Compare Ledyard, Connecticut Auto Insurance Quotes

Before you buy Ledyard, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ledyard, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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