Best Cheap Auto Insurance in Ledbetter, KY (2021)

The average Ledbetter, KY auto insurance rates are $357 per month. The minimum auto insurance in Ledbetter is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Ledbetter, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ledbetter for teen drivers is Travelers
  • The average commute length in Ledbetter is 19.4 minutes
  • The cheapest auto insurance company in Ledbetter is USAA

Ledbetter, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Ledbetter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ledbetter, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Ledbetter to other Kentucky cities, including Owensboro auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates to see how Ledbetter, Kentucky auto insurance rates stack up.

Before you buy Ledbetter, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ledbetter, Kentucky auto insurance quotes.

Minimum Auto Insurance in Ledbetter, Kentucky

Ledbetter, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ledbetter, Kentucky.

Minimum Required Auto Insurance Coverage in Ledbetter, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ledbetter, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ledbetter, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ledbetter, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,146 $3,134 $2,818 $3,010 $11,155 $12,534 $3,540 $3,766
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,711 $2,940 $2,295 $2,564 $11,060 $12,246 $2,850 $2,991
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,102 $2,007 $1,879 $1,895 $10,016 $11,309 $2,605 $2,661
State Farm $2,400 $2,400 $2,143 $2,143 $7,119 $8,965 $2,672 $3,010
Travelers $2,209 $2,250 $2,159 $2,166 $10,385 $16,610 $2,305 $2,680
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

Cheap Ledbetter, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ledbetter, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Ledbetter, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Ledbetter, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,155 $12,534
GEICO $6,831 $8,150
Liberty Mutual $11,060 $12,246
Nationwide $6,037 $7,550
Progressive $10,016 $11,309
State Farm $7,119 $8,965
Travelers $10,385 $16,610
USAA $4,521 $4,786

Cheap Ledbetter, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Ledbetter, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ledbetter, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,818 $3,010
GEICO $3,608 $3,267
Liberty Mutual $2,295 $2,564
Nationwide $2,519 $2,640
Progressive $1,879 $1,895
State Farm $2,143 $2,143
Travelers $2,159 $2,166
USAA $1,580 $1,623

Cheap Ledbetter, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ledbetter, Kentucky compared to the annual auto insurance rates with a clean record in Ledbetter, Kentucky.

Annual Ledbetter, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $5,824 $6,162 $5,053
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,140 $6,349 $4,944 $4,394
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,567 $5,266 $4,069 $4,335
State Farm $3,526 $4,187 $3,857 $3,857
Travelers $4,446 $4,575 $6,593 $4,768
USAA $1,957 $2,767 $3,284 $2,352

Cheap Ledbetter, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ledbetter, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Ledbetter, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Ledbetter, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,162
GEICO $6,862
Liberty Mutual $4,944
Nationwide $4,997
Progressive $4,069
State Farm $3,857
Travelers $6,593
USAA $3,284

Cheap Ledbetter, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ledbetter, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ledbetter, Kentucky

Insurance Company Poor Fair Good
Allstate $7,127 $4,920 $4,118
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,091 $4,346 $3,434
Nationwide $4,672 $3,666 $3,197
Progressive $4,824 $4,196 $3,907
State Farm $5,562 $3,371 $2,637
Travelers $5,688 $4,809 $4,789
USAA $3,862 $2,154 $1,754

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Cheap Ledbetter, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ledbetter, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Ledbetter, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ledbetter, Kentucky

ZIP Code Average Annual Rates
42058 $3,819

Cheap Ledbetter, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Ledbetter, Kentucky auto insurance. Find the cheapest annual Ledbetter, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ledbetter, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,388 $5,388
GEICO $4,191 $4,270
Liberty Mutual $4,957 $4,957
Nationwide $3,845 $3,845
Progressive $4,309 $4,309
State Farm $3,767 $3,946
Travelers $5,096 $5,096
USAA $2,492 $2,688

Cheap Ledbetter, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ledbetter, Kentucky? Check out the comparison of annual Ledbetter, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ledbetter, Kentucky

Insurance Company Low Medium High
Allstate $5,067 $5,370 $5,727
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,755 $4,931 $5,185
Nationwide $3,908 $3,801 $3,826
Progressive $3,988 $4,261 $4,679
State Farm $3,669 $3,852 $4,049
Travelers $4,857 $5,122 $5,308
USAA $2,475 $2,584 $2,710

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Best By Category: Cheapest Auto Insurance in Ledbetter, Kentucky

Compare the cheapest auto insurance companies in Ledbetter, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ledbetter, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ledbetter, Kentucky Auto Insurance Companies

What auto insurance companies in Ledbetter, Kentucky are the cheapest? Compare the top Ledbetter, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ledbetter, Kentucky

Insurance Company Average Annual Rates
Allstate $5,388
GEICO $4,231
Liberty Mutual $4,957
Nationwide $3,845
Progressive $4,309
State Farm $3,857
Travelers $5,096
USAA $2,590

What affects auto insurance rates in Ledbetter, Kentucky?

There are a lot of reasons why auto insurance rates in Ledbetter, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ledbetter, Kentucky. Many local factors may affect your Ledbetter auto insurance rates.

Ledbetter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ledbetter, Kentucky commute length is 19.4 minutes according to City-Data.

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Compare Ledbetter, Kentucky Auto Insurance Quotes

Before you buy Ledbetter, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ledbetter, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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