Best Cheap Auto Insurance in Lebanon, OH (2021)

The average Lebanon, OH auto insurance rates are $237 per month. The minimum auto insurance in Lebanon is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Lebanon, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Lebanon, Ohio is 25/50/25
  • The average commute length in Lebanon is 24.0 minutes
  • Average auto insurance rates in Lebanon, OH for senior drivers are $1,470 per year

Lebanon, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Lebanon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lebanon, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Lebanon to other Ohio cities, including Parma auto insurance rates, Akron auto insurance rates, and Youngs auto insurance rates to see how Lebanon, Ohio auto insurance rates stack up.

Before you buy Lebanon, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lebanon, Ohio auto insurance quotes.

Minimum Auto Insurance in Lebanon, Ohio

Lebanon, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lebanon, Ohio.

Minimum Required Auto Insurance Coverage in Lebanon, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lebanon, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lebanon, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lebanon, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,155 $2,144 $1,946 $2,081 $6,028 $6,906 $2,258 $2,408
American Family $958 $994 $880 $883 $3,029 $3,284 $1,188 $1,251
Farmers $1,795 $1,787 $1,580 $1,667 $7,969 $8,272 $2,014 $2,104
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,025 $2,205 $1,558 $1,888 $10,878 $12,273 $2,148 $2,344
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,781 $1,671 $1,491 $1,536 $8,042 $9,036 $2,130 $2,200
State Farm $1,518 $1,518 $1,368 $1,368 $4,897 $6,140 $1,769 $2,033
Travelers $1,426 $1,447 $1,418 $1,408 $6,121 $9,631 $1,487 $1,700
USAA $914 $922 $873 $869 $2,865 $3,186 $1,224 $1,320

Cheap Lebanon, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lebanon, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Lebanon, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Lebanon, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,028 $6,906
American Family $3,029 $3,284
Farmers $7,969 $8,272
GEICO $3,661 $3,405
Liberty Mutual $10,878 $12,273
Nationwide $5,697 $7,347
Progressive $8,042 $9,036
State Farm $4,897 $6,140
Travelers $6,121 $9,631
USAA $2,865 $3,186

Cheap Lebanon, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Lebanon, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lebanon, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,946 $2,081
American Family $880 $883
Farmers $1,580 $1,667
GEICO $1,273 $1,286
Liberty Mutual $1,558 $1,888
Nationwide $2,005 $2,019
Progressive $1,491 $1,536
State Farm $1,368 $1,368
Travelers $1,418 $1,408
USAA $873 $869

Cheap Lebanon, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lebanon, Ohio compared to the annual auto insurance rates with a clean record in Lebanon, Ohio.

Annual Lebanon, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,719 $3,292 $3,872 $3,081
American Family $1,493 $1,580 $1,580 $1,580
Farmers $2,800 $3,609 $3,519 $3,666
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,708 $4,762 $4,859 $4,330
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $3,003 $4,097 $3,201 $3,644
State Farm $2,338 $2,815 $2,577 $2,577
Travelers $2,266 $2,956 $4,459 $2,638
USAA $1,167 $1,568 $2,059 $1,293

Cheap Lebanon, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lebanon, Ohio is not easy. Compare the annual rates for DUI auto insurance in Lebanon, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Lebanon, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,872
American Family $1,580
Farmers $3,519
GEICO $2,683
Liberty Mutual $4,859
Nationwide $4,314
Progressive $3,201
State Farm $2,577
Travelers $4,459
USAA $2,059

Cheap Lebanon, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lebanon, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lebanon, Ohio

Insurance Company Poor Fair Good
Allstate $4,160 $3,032 $2,530
American Family $2,068 $1,412 $1,195
Farmers $3,846 $3,253 $3,097
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,315 $3,886 $3,044
Nationwide $4,026 $3,242 $2,737
Progressive $3,905 $3,386 $3,167
State Farm $3,672 $2,269 $1,788
Travelers $3,445 $2,996 $2,798
USAA $1,975 $1,398 $1,192

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lebanon, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lebanon, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Lebanon, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lebanon, Ohio

ZIP Code Average Annual Rates
45036 $2,726

Cheap Lebanon, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Lebanon, Ohio auto insurance. Find the cheapest annual Lebanon, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lebanon, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,241 $3,241
American Family $1,539 $1,577
Farmers $3,399 $3,399
GEICO $1,852 $1,914
Liberty Mutual $4,415 $4,415
Nationwide $3,335 $3,335
Progressive $3,486 $3,486
State Farm $2,512 $2,641
Travelers $3,080 $3,080
USAA $1,465 $1,579

Cheap Lebanon, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lebanon, Ohio? Check out the comparison of annual Lebanon, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lebanon, Ohio

Insurance Company Low Medium High
Allstate $3,139 $3,235 $3,349
American Family $1,531 $1,570 $1,574
Farmers $3,224 $3,350 $3,622
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,263 $4,435 $4,547
Nationwide $3,690 $3,232 $3,083
Progressive $3,358 $3,457 $3,643
State Farm $2,441 $2,585 $2,703
Travelers $3,004 $3,119 $3,116
USAA $1,457 $1,520 $1,588

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lebanon, Ohio

Compare the cheapest auto insurance companies in Lebanon, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lebanon, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Lebanon, Ohio Auto Insurance Companies

What auto insurance companies in Lebanon, Ohio are the cheapest? Compare the top Lebanon, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lebanon, Ohio

Insurance Company Average Annual Rates
Allstate $3,241
American Family $1,558
Farmers $3,399
GEICO $1,883
Liberty Mutual $4,415
Nationwide $3,335
Progressive $3,486
State Farm $2,577
Travelers $3,080
USAA $1,522

What affects auto insurance rates in Lebanon, Ohio?

There are a lot of reasons why auto insurance rates in Lebanon, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lebanon, Ohio. Many local factors may affect your Lebanon auto insurance rates.

Lebanon Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lebanon, Ohio auto theft statistics, there have been 18 auto thefts in the city.

Lebanon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lebanon, Ohio commute length is 24.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lebanon, Ohio Auto Insurance Quotes

Before you buy Lebanon, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lebanon, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption