Best Cheap Auto Insurance in Lebanon Junction, KY (2021)

The average Lebanon Junction, KY auto insurance rates are $382 per month. The minimum auto insurance in Lebanon Junction is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Lebanon Junction, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lebanon Junction, Kentucky is 25/50/25
  • The most expensive auto insurance company in Lebanon Junction for teen drivers is Travelers
  • The cheapest auto insurance company in Lebanon Junction is State Farm

Lebanon Junction, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Lebanon Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lebanon Junction, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Lebanon Junction to other Kentucky cities, including Nicholasville auto insurance rates, George auto insurance rates, and Covington auto insurance rates to see how Lebanon Junction, Kentucky auto insurance rates stack up.

Before you buy Lebanon Junction, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lebanon Junction, Kentucky auto insurance quotes.

Minimum Auto Insurance in Lebanon Junction, Kentucky

Lebanon Junction, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lebanon Junction, Kentucky.

Minimum Required Auto Insurance Coverage in Lebanon Junction, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lebanon Junction, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lebanon Junction, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lebanon Junction, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,302 $3,255 $3,001 $3,202 $12,711 $14,240 $3,622 $3,808
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,971 $3,224 $2,547 $2,850 $11,872 $13,117 $3,088 $3,186
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,208 $2,102 $1,984 $1,993 $10,772 $12,187 $2,738 $2,793
State Farm $1,743 $1,743 $1,551 $1,551 $4,949 $6,299 $1,940 $2,144
Travelers $2,242 $2,279 $2,220 $2,223 $11,273 $18,289 $2,348 $2,666
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

Cheap Lebanon Junction, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lebanon Junction, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Lebanon Junction, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Lebanon Junction, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,711 $14,240
GEICO $8,260 $9,795
Liberty Mutual $11,872 $13,117
Nationwide $7,618 $9,461
Progressive $10,772 $12,187
State Farm $4,949 $6,299
Travelers $11,273 $18,289
USAA $5,271 $5,523

Cheap Lebanon Junction, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Lebanon Junction, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lebanon Junction, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,001 $3,202
GEICO $4,219 $3,821
Liberty Mutual $2,547 $2,850
Nationwide $3,031 $3,157
Progressive $1,984 $1,993
State Farm $1,551 $1,551
Travelers $2,220 $2,223
USAA $1,749 $1,768

Cheap Lebanon Junction, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lebanon Junction, Kentucky compared to the annual auto insurance rates with a clean record in Lebanon Junction, Kentucky.

Annual Lebanon Junction, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,855 $6,379 $6,835 $5,502
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,469 $6,871 $5,339 $4,749
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,802 $5,634 $4,334 $4,619
State Farm $2,519 $2,961 $2,740 $2,740
Travelers $4,745 $4,876 $7,070 $5,078
USAA $2,182 $3,087 $3,708 $2,632

Cheap Lebanon Junction, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lebanon Junction, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Lebanon Junction, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Lebanon Junction, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,835
GEICO $8,093
Liberty Mutual $5,339
Nationwide $6,153
Progressive $4,334
State Farm $2,740
Travelers $7,070
USAA $3,708

Cheap Lebanon Junction, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lebanon Junction, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lebanon Junction, Kentucky

Insurance Company Poor Fair Good
Allstate $7,806 $5,392 $4,480
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,663 $4,699 $3,708
Nationwide $5,732 $4,513 $3,919
Progressive $5,133 $4,480 $4,178
State Farm $3,952 $2,395 $1,873
Travelers $6,054 $5,144 $5,129
USAA $4,288 $2,431 $1,989

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Cheap Lebanon Junction, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lebanon Junction, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Lebanon Junction, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lebanon Junction, Kentucky

ZIP Code Average Annual Rates
40150 $4,108

Cheap Lebanon Junction, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Lebanon Junction, Kentucky auto insurance. Find the cheapest annual Lebanon Junction, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lebanon Junction, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,893 $5,893
GEICO $4,955 $5,049
Liberty Mutual $5,357 $5,357
Nationwide $4,721 $4,721
Progressive $4,597 $4,597
State Farm $2,671 $2,809
Travelers $5,442 $5,442
USAA $2,794 $3,011

Cheap Lebanon Junction, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lebanon Junction, Kentucky? Check out the comparison of annual Lebanon Junction, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lebanon Junction, Kentucky

Insurance Company Low Medium High
Allstate $5,385 $5,865 $6,428
GEICO $4,666 $4,987 $5,353
Liberty Mutual $5,065 $5,318 $5,689
Nationwide $4,750 $4,668 $4,746
Progressive $4,213 $4,533 $5,044
State Farm $2,556 $2,735 $2,929
Travelers $5,105 $5,461 $5,761
USAA $2,740 $2,894 $3,072

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Best By Category: Cheapest Auto Insurance in Lebanon Junction, Kentucky

Compare the cheapest auto insurance companies in Lebanon Junction, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lebanon Junction, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lebanon Junction, Kentucky Auto Insurance Companies

What auto insurance companies in Lebanon Junction, Kentucky are the cheapest? Compare the top Lebanon Junction, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lebanon Junction, Kentucky

Insurance Company Average Annual Rates
Allstate $5,893
GEICO $5,002
Liberty Mutual $5,357
Nationwide $4,721
Progressive $4,597
State Farm $2,740
Travelers $5,442
USAA $2,902

What affects auto insurance rates in Lebanon Junction, Kentucky?

There are a lot of reasons why auto insurance rates in Lebanon Junction, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lebanon Junction, Kentucky. Many local factors may affect your Lebanon Junction auto insurance rates.

Lebanon Junction Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lebanon Junction, Kentucky commute length is 25.8 minutes according to City-Data.

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Compare Lebanon Junction, Kentucky Auto Insurance Quotes

Before you buy Lebanon Junction, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lebanon Junction, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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