Best Cheap Auto Insurance in Leadville, CO (2021)

The average Leadville, CO auto insurance rates are $322 per month. The minimum auto insurance in Leadville is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Leadville, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Leadville is 34.5 minutes
  • The minimum auto insurance required in Leadville, Colorado is 25/50/15
  • The cheapest auto insurance company in Leadville is Liberty Mutual

Leadville, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Leadville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Leadville, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Leadville to other Colorado cities, including Pueblo auto insurance rates, Westminster auto insurance rates, and Colorado Springs auto insurance rates to see how Leadville, Colorado auto insurance rates stack up.

Before you buy Leadville, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Leadville, Colorado auto insurance quotes.

Minimum Auto Insurance in Leadville, Colorado

Leadville, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Leadville, Colorado.

Minimum Required Auto Insurance Coverage in Leadville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Leadville, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Leadville, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Leadville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,891 $2,866 $2,619 $2,810 $10,827 $10,929 $3,206 $3,273
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,751 $1,744 $1,474 $1,616 $5,139 $5,614 $1,776 $1,817
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,610 $2,429 $2,253 $2,244 $9,180 $10,302 $2,961 $2,884
State Farm $2,144 $2,144 $1,920 $1,920 $6,187 $7,821 $2,401 $2,862
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

Cheap Leadville, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Leadville, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Leadville, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Leadville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $10,827 $10,929
GEICO $5,302 $5,671
Liberty Mutual $5,139 $5,614
Nationwide $5,513 $7,064
Progressive $9,180 $10,302
State Farm $6,187 $7,821
USAA $6,065 $6,955

Cheap Leadville, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Leadville, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Leadville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,619 $2,810
GEICO $1,751 $1,963
Liberty Mutual $1,474 $1,616
Nationwide $1,977 $2,093
Progressive $2,253 $2,244
State Farm $1,920 $1,920
USAA $2,283 $2,292

Cheap Leadville, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Leadville, Colorado compared to the annual auto insurance rates with a clean record in Leadville, Colorado.

Annual Leadville, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,155 $5,339 $5,272 $4,945
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,289 $2,679 $2,793 $2,705
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,776 $5,269 $3,986 $4,401
State Farm $3,151 $3,699 $3,425 $3,425
USAA $2,625 $3,204 $5,661 $2,962

Cheap Leadville, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Leadville, Colorado is not easy. Compare the annual rates for DUI auto insurance in Leadville, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Leadville, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $5,272
GEICO $3,404
Liberty Mutual $2,793
Nationwide $4,398
Progressive $3,986
State Farm $3,425
USAA $5,661

Cheap Leadville, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Leadville, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Leadville, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,721 $4,647 $4,415
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,741 $2,285 $1,823
Nationwide $3,990 $3,154 $2,751
Progressive $4,939 $4,232 $3,902
State Farm $4,763 $3,054 $2,458
USAA $5,365 $3,042 $2,432

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Leadville, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Leadville, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Leadville, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Leadville, Colorado

ZIP Code Average Annual Rates
80461 $3,562

Cheap Leadville, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Leadville, Colorado auto insurance. Find the cheapest annual Leadville, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Leadville, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,928 $4,928
GEICO $2,618 $2,726
Liberty Mutual $2,616 $2,616
Nationwide $3,298 $3,298
Progressive $4,358 $4,358
State Farm $3,343 $3,507
USAA $3,510 $3,716

Cheap Leadville, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Leadville, Colorado? Check out the comparison of annual Leadville, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Leadville, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $4,390 $4,865 $5,528
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,495 $2,610 $2,745
Nationwide $3,323 $3,295 $3,276
Progressive $4,099 $4,369 $4,605
State Farm $3,227 $3,427 $3,620
USAA $3,471 $3,613 $3,756

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Leadville, Colorado

Compare the cheapest auto insurance companies in Leadville, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Leadville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Leadville, Colorado Auto Insurance Companies

What auto insurance companies in Leadville, Colorado are the cheapest? Compare the top Leadville, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Leadville, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,928
GEICO $2,672
Liberty Mutual $2,616
Nationwide $3,298
Progressive $4,358
State Farm $3,425
USAA $3,613

What affects auto insurance rates in Leadville, Colorado?

There are a lot of reasons why auto insurance rates in Leadville, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Leadville, Colorado. Many local factors may affect your Leadville auto insurance rates.

Leadville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Leadville, Colorado commute length is 34.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Leadville, Colorado Auto Insurance Quotes

Before you buy Leadville, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Leadville, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption