Best Cheap Auto Insurance in Laytonville, CA (2021)

The average Laytonville, CA auto insurance rates are $273 per month. The minimum auto insurance in Laytonville is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Laytonville, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Laytonville, CA for senior drivers are $1,965 per year
  • The average commute length in Laytonville is 17.3 minutes
  • The most expensive auto insurance company in Laytonville for teen drivers is Farmers

Laytonville, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Laytonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laytonville, California, including driving record, credit, commute time, and more.

Compare auto insurance in Laytonville to other California cities, including Fresno auto insurance rates, Bakersfield auto insurance rates, and Sacramento auto insurance rates to see how Laytonville, California auto insurance rates stack up.

Before you buy Laytonville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laytonville, California auto insurance quotes.

Minimum Auto Insurance in Laytonville, California

Laytonville, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laytonville, California.

Minimum Required Auto Insurance Coverage in Laytonville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Laytonville, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laytonville, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laytonville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,193 $2,193 $1,965 $1,965 $7,004 $11,561 $2,598 $2,891
GEICO $1,715 $1,717 $1,613 $1,613 $5,220 $5,333 $2,465 $2,531
Liberty Mutual $2,154 $2,045 $1,993 $1,936 $4,716 $4,995 $2,436 $2,447
Nationwide $2,988 $2,860 $2,587 $2,446 $7,505 $8,279 $3,568 $3,546
Progressive $1,560 $1,609 $1,292 $1,550 $4,026 $4,908 $2,226 $2,400
State Farm $2,854 $2,854 $2,548 $2,548 $5,211 $6,455 $3,158 $3,258
Travelers $2,400 $2,334 $2,118 $2,092 $4,817 $5,651 $3,144 $3,075
USAA $1,772 $1,682 $1,727 $1,737 $4,035 $4,058 $2,454 $2,323

Cheap Laytonville, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laytonville, California is a challenge. Take a look at the annual teen auto insurance rates in Laytonville, California.

Annual Auto Insurance Rates for Teen Drivers in Laytonville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $7,004 $11,561
GEICO $5,220 $5,333
Liberty Mutual $4,716 $4,995
Nationwide $7,505 $8,279
Progressive $4,026 $4,908
State Farm $5,211 $6,455
Travelers $4,817 $5,651
USAA $4,035 $4,058

Cheap Laytonville, California Auto Insurance for Seniors

What are senior auto insurance rates in Laytonville, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laytonville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,965 $1,965
GEICO $1,613 $1,613
Liberty Mutual $1,993 $1,936
Nationwide $2,587 $2,446
Progressive $1,292 $1,550
State Farm $2,548 $2,548
Travelers $2,118 $2,092
USAA $1,727 $1,737

Cheap Laytonville, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laytonville, California compared to the annual auto insurance rates with a clean record in Laytonville, California.

Annual Laytonville, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $2,987 $4,071 $5,081 $4,047
GEICO $1,943 $2,991 $3,759 $2,410
Liberty Mutual $2,465 $3,304 $2,980 $2,612
Nationwide $2,949 $3,774 $6,392 $3,774
Progressive $1,613 $2,706 $3,153 $2,314
State Farm $2,573 $3,071 $5,812 $2,988
Travelers $2,153 $3,464 $4,066 $3,133
USAA $1,645 $2,443 $4,005 $1,801

Cheap Laytonville, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laytonville, California is not easy. Compare the annual rates for DUI auto insurance in Laytonville, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Laytonville, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,117
Farmers $5,081
GEICO $3,759
Liberty Mutual $2,980
Nationwide $6,392
Progressive $3,153
State Farm $5,812
Travelers $4,066
USAA $4,005

Cheap Laytonville, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laytonville, California can vary. Compare the annual cost of auto insurance by ZIP code in Laytonville, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laytonville, California

ZIP Code Average Annual Rates
95454 $4,471

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Cheap Laytonville, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Laytonville, California auto insurance. Find the cheapest annual Laytonville, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laytonville, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,673 $4,420
GEICO $2,522 $3,029
Liberty Mutual $2,609 $3,072
Nationwide $3,731 $4,714
Progressive $2,224 $2,669
State Farm $3,481 $3,741
Travelers $2,880 $3,528
USAA $2,279 $2,668

Cheap Laytonville, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laytonville, California? Check out the comparison of annual Laytonville, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laytonville, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,801 $4,074 $4,265
GEICO $2,549 $2,801 $2,978
Liberty Mutual $2,667 $2,864 $2,991
Nationwide $3,862 $4,288 $4,518
Progressive $2,278 $2,498 $2,563
State Farm $3,302 $3,663 $3,868
Travelers $2,898 $3,266 $3,448
USAA $2,254 $2,518 $2,647

Best By Category: Cheapest Auto Insurance in Laytonville, California

Compare the cheapest auto insurance companies in Laytonville, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laytonville, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Laytonville, California Auto Insurance Companies

What auto insurance companies in Laytonville, California are the cheapest? Compare the top Laytonville, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laytonville, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,047
GEICO $2,776
Liberty Mutual $2,840
Nationwide $4,222
Progressive $2,446
State Farm $3,611
Travelers $3,204
USAA $2,473

What affects auto insurance rates in Laytonville, California?

There are a lot of reasons why auto insurance rates in Laytonville, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Laytonville, California. Many local factors may affect your Laytonville auto insurance rates.

Laytonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Laytonville, California commute length is 17.3 minutes according to City-Data.

Compare Laytonville, California Auto Insurance Quotes

Before you buy Laytonville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laytonville, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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