Best Cheap Auto Insurance in Lawton, MI (2021)

The average Lawton, MI auto insurance rates are $778 per month. The minimum auto insurance in Lawton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lawton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lawton is 21.7 minutes
  • Average auto insurance rates in Lawton, MI for senior drivers are $6,165 per year
  • The most expensive auto insurance company in Lawton for teen drivers is Allstate

Lawton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lawton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lawton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lawton to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Warren auto insurance rates to see how Lawton, Michigan auto insurance rates stack up.

Before you buy Lawton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lawton, Michigan auto insurance quotes.

Minimum Auto Insurance in Lawton, Michigan

Lawton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lawton, Michigan.

Minimum Required Auto Insurance Coverage in Lawton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lawton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lawton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lawton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,964 $16,964 $15,769 $15,769 $41,895 $41,895 $17,868 $17,868
Farmers $4,046 $4,046 $3,778 $3,778 $8,935 $8,935 $4,545 $4,545
GEICO $3,657 $3,657 $3,751 $3,751 $10,549 $10,549 $3,501 $3,501
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,952 $3,952 $3,509 $3,509 $10,781 $10,781 $4,352 $4,352
Progressive $2,759 $2,596 $2,447 $2,683 $10,529 $11,410 $3,226 $3,069
State Farm $6,760 $6,760 $6,272 $6,272 $23,640 $23,640 $7,932 $7,932
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,632 $2,491 $2,476 $2,336 $6,478 $6,156 $3,211 $3,078

Cheap Lawton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lawton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lawton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lawton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,895 $41,895
Farmers $8,935 $8,935
GEICO $10,549 $10,549
Liberty Mutual $32,196 $32,196
Nationwide $10,781 $10,781
Progressive $10,529 $11,410
State Farm $23,640 $23,640
Travelers $13,395 $13,395
USAA $6,478 $6,156

Cheap Lawton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lawton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lawton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,769 $15,769
Farmers $3,778 $3,778
GEICO $3,751 $3,751
Liberty Mutual $13,578 $13,578
Nationwide $3,509 $3,509
Progressive $2,447 $2,683
State Farm $6,272 $6,272
Travelers $3,858 $3,858
USAA $2,476 $2,336

Cheap Lawton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lawton, Michigan compared to the annual auto insurance rates with a clean record in Lawton, Michigan.

Annual Lawton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,247 $15,039 $50,462 $15,748
Farmers $4,480 $5,699 $5,630 $5,496
GEICO $1,864 $3,996 $12,123 $3,476
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,850 $6,442 $5,857 $5,446
Progressive $4,135 $5,379 $4,828 $5,017
State Farm $7,105 $8,512 $18,364 $10,623
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,901 $3,622 $4,745 $3,162

Cheap Lawton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lawton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lawton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lawton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $50,462
Farmers $5,630
GEICO $12,123
Liberty Mutual $28,745
Nationwide $5,857
Progressive $4,828
State Farm $18,364
Travelers $10,331
USAA $4,745

Cheap Lawton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lawton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lawton, Michigan

Insurance Company Poor Fair Good
Allstate $35,143 $19,429 $14,800
Farmers $7,047 $4,646 $4,286
GEICO $6,894 $5,071 $4,129
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $7,030 $5,351 $4,565
Progressive $5,535 $4,704 $4,280
State Farm $18,083 $9,153 $6,218
Travelers $6,813 $6,608 $6,525
USAA $5,396 $3,080 $2,346

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Cheap Lawton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lawton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lawton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lawton, Michigan

ZIP Code Average Annual Rates
49065 $6,525

Cheap Lawton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lawton, Michigan auto insurance. Find the cheapest annual Lawton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lawton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,124 $23,124
Farmers $5,326 $5,326
GEICO $5,245 $5,484
Liberty Mutual $17,672 $18,928
Nationwide $5,649 $5,649
Progressive $4,840 $4,840
State Farm $10,848 $11,454
Travelers $6,611 $6,686
USAA $3,566 $3,648

Cheap Lawton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lawton, Michigan? Check out the comparison of annual Lawton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lawton, Michigan

Insurance Company Low Medium High
Allstate $22,516 $23,179 $23,678
Farmers $5,197 $5,315 $5,467
GEICO $5,024 $5,318 $5,752
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,889 $5,558 $5,499
Progressive $4,699 $4,847 $4,974
State Farm $10,585 $11,221 $11,648
Travelers $6,575 $6,656 $6,715
USAA $3,496 $3,616 $3,709

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Best By Category: Cheapest Auto Insurance in Lawton, Michigan

Compare the cheapest auto insurance companies in Lawton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lawton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lawton, Michigan Auto Insurance Companies

What auto insurance companies in Lawton, Michigan are the cheapest? Compare the top Lawton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lawton, Michigan

Insurance Company Average Annual Rates
Allstate $23,124
Farmers $5,326
GEICO $5,365
Liberty Mutual $18,300
Nationwide $5,649
Progressive $4,840
State Farm $11,151
Travelers $6,649
USAA $3,607

What affects auto insurance rates in Lawton, Michigan?

There are a lot of reasons why auto insurance rates in Lawton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lawton, Michigan. Many local factors may affect your Lawton auto insurance rates.

Lawton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lawton, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Lawton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lawton, Michigan commute length is 21.7 minutes according to City-Data.

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Compare Lawton, Michigan Auto Insurance Quotes

Before you buy Lawton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lawton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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