Best Cheap Auto Insurance in Lawrenceburg, KY (2021)

The average Lawrenceburg, KY auto insurance rates are $342 per month. The minimum auto insurance in Lawrenceburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Lawrenceburg, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lawrenceburg, Kentucky is 25/50/25
  • The cheapest auto insurance company in Lawrenceburg is State Farm
  • The most expensive auto insurance company in Lawrenceburg for teen drivers is Travelers

Lawrenceburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Lawrenceburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lawrenceburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Lawrenceburg to other Kentucky cities, including Hopkinsville auto insurance rates, Richmond auto insurance rates, and Owensboro auto insurance rates to see how Lawrenceburg, Kentucky auto insurance rates stack up.

Before you buy Lawrenceburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lawrenceburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Lawrenceburg, Kentucky

Lawrenceburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lawrenceburg, Kentucky.

Minimum Required Auto Insurance Coverage in Lawrenceburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lawrenceburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lawrenceburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lawrenceburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,966 $2,915 $2,701 $2,876 $11,448 $12,856 $3,238 $3,402
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,505 $2,707 $2,147 $2,392 $10,605 $11,703 $2,599 $2,671
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,006 $1,913 $1,798 $1,808 $9,689 $10,959 $2,487 $2,544
State Farm $1,651 $1,651 $1,477 $1,477 $4,869 $6,182 $1,842 $2,048
Travelers $2,031 $2,064 $2,008 $2,010 $9,960 $16,028 $2,129 $2,424
USAA $1,894 $1,892 $1,715 $1,736 $5,131 $5,393 $2,387 $2,605

Cheap Lawrenceburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lawrenceburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Lawrenceburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Lawrenceburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,448 $12,856
GEICO $6,749 $7,991
Liberty Mutual $10,605 $11,703
Nationwide $7,042 $8,761
Progressive $9,689 $10,959
State Farm $4,869 $6,182
Travelers $9,960 $16,028
USAA $5,131 $5,393

Cheap Lawrenceburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Lawrenceburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lawrenceburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,701 $2,876
GEICO $3,436 $3,112
Liberty Mutual $2,147 $2,392
Nationwide $2,775 $2,893
Progressive $1,798 $1,808
State Farm $1,477 $1,477
Travelers $2,008 $2,010
USAA $1,715 $1,736

Cheap Lawrenceburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lawrenceburg, Kentucky compared to the annual auto insurance rates with a clean record in Lawrenceburg, Kentucky.

Annual Lawrenceburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,355 $5,737 $6,164 $4,946
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $3,887 $5,988 $4,654 $4,136
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,435 $5,076 $3,917 $4,173
State Farm $2,425 $2,874 $2,650 $2,650
Travelers $4,214 $4,331 $6,270 $4,512
USAA $2,141 $3,028 $3,626 $2,581

Cheap Lawrenceburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lawrenceburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Lawrenceburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Lawrenceburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,164
GEICO $6,581
Liberty Mutual $4,654
Nationwide $5,633
Progressive $3,917
State Farm $2,650
Travelers $6,270
USAA $3,626

Cheap Lawrenceburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lawrenceburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lawrenceburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,006 $4,858 $4,038
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,647 $4,110 $3,242
Nationwide $5,260 $4,162 $3,616
Progressive $4,636 $4,044 $3,772
State Farm $3,828 $2,314 $1,807
Travelers $5,375 $4,568 $4,552
USAA $4,219 $2,375 $1,938

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Cheap Lawrenceburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lawrenceburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Lawrenceburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lawrenceburg, Kentucky

ZIP Code Average Annual Rates
40342 $3,696

Cheap Lawrenceburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Lawrenceburg, Kentucky auto insurance. Find the cheapest annual Lawrenceburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lawrenceburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,300 $5,300
GEICO $4,038 $4,114
Liberty Mutual $4,666 $4,666
Nationwide $4,346 $4,346
Progressive $4,150 $4,150
State Farm $2,583 $2,716
Travelers $4,832 $4,832
USAA $2,739 $2,949

Cheap Lawrenceburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lawrenceburg, Kentucky? Check out the comparison of annual Lawrenceburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lawrenceburg, Kentucky

Insurance Company Low Medium High
Allstate $4,907 $5,278 $5,715
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,421 $4,633 $4,943
Nationwide $4,367 $4,301 $4,370
Progressive $3,830 $4,102 $4,519
State Farm $2,482 $2,649 $2,818
Travelers $4,561 $4,855 $5,079
USAA $2,708 $2,838 $2,987

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Best By Category: Cheapest Auto Insurance in Lawrenceburg, Kentucky

Compare the cheapest auto insurance companies in Lawrenceburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lawrenceburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lawrenceburg, Kentucky Auto Insurance Companies

What auto insurance companies in Lawrenceburg, Kentucky are the cheapest? Compare the top Lawrenceburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lawrenceburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,300
GEICO $4,076
Liberty Mutual $4,666
Nationwide $4,346
Progressive $4,150
State Farm $2,650
Travelers $4,832
USAA $2,844

What affects auto insurance rates in Lawrenceburg, Kentucky?

There are a lot of reasons why auto insurance rates in Lawrenceburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lawrenceburg, Kentucky. Many local factors may affect your Lawrenceburg auto insurance rates.

Lawrenceburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lawrenceburg, Kentucky commute length is 24.2 minutes according to City-Data.

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Compare Lawrenceburg, Kentucky Auto Insurance Quotes

Before you buy Lawrenceburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lawrenceburg, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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