Best Cheap Auto Insurance in Lawrence, MS (2021)

The average Lawrence, MS auto insurance rates are $284 per month. The minimum auto insurance in Lawrence is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Lawrence, Mississippi, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lawrence is USAA
  • Average auto insurance rates in Lawrence, MS for senior drivers are $1,859 per year
  • The most expensive auto insurance company in Lawrence for teen drivers is Allstate

Lawrence, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Lawrence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lawrence, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Lawrence to other Mississippi cities, including Jackson auto insurance rates, Hattiesburg auto insurance rates, and Biloxi auto insurance rates to see how Lawrence, Mississippi auto insurance rates stack up.

Before you buy Lawrence, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lawrence, Mississippi auto insurance quotes.

Minimum Auto Insurance in Lawrence, Mississippi

Lawrence, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lawrence, Mississippi.

Minimum Required Auto Insurance Coverage in Lawrence, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lawrence, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lawrence, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lawrence, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,662 $2,547 $2,382 $2,436 $10,413 $11,112 $3,020 $3,097
GEICO $2,802 $2,650 $2,549 $2,369 $7,028 $6,669 $4,705 $2,273
Liberty Mutual $2,636 $2,853 $2,118 $2,375 $9,424 $10,479 $2,804 $2,955
Nationwide $1,891 $1,944 $1,699 $1,800 $3,741 $4,752 $2,137 $2,311
Progressive $2,255 $2,085 $1,848 $1,781 $8,147 $9,084 $2,308 $2,380
State Farm $1,700 $1,700 $1,522 $1,522 $4,908 $6,166 $1,894 $2,158
Travelers $1,532 $1,561 $1,447 $1,453 $6,618 $10,457 $1,602 $1,869
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

Cheap Lawrence, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lawrence, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Lawrence, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Lawrence, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,413 $11,112
GEICO $7,028 $6,669
Liberty Mutual $9,424 $10,479
Nationwide $3,741 $4,752
Progressive $8,147 $9,084
State Farm $4,908 $6,166
Travelers $6,618 $10,457
USAA $3,217 $3,812

Cheap Lawrence, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Lawrence, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lawrence, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,382 $2,436
GEICO $2,549 $2,369
Liberty Mutual $2,118 $2,375
Nationwide $1,699 $1,800
Progressive $1,848 $1,781
State Farm $1,522 $1,522
Travelers $1,447 $1,453
USAA $1,217 $1,230

Cheap Lawrence, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lawrence, Mississippi compared to the annual auto insurance rates with a clean record in Lawrence, Mississippi.

Annual Lawrence, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,983 $4,682 $5,668 $4,502
GEICO $2,420 $3,665 $5,566 $3,872
Liberty Mutual $3,166 $5,042 $5,169 $4,445
Nationwide $2,033 $2,582 $3,276 $2,246
Progressive $3,203 $4,294 $3,685 $3,763
State Farm $2,450 $2,997 $2,669 $2,669
Travelers $2,907 $3,044 $4,151 $3,167
USAA $1,505 $1,919 $2,599 $1,673

Cheap Lawrence, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lawrence, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Lawrence, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Lawrence, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,668
GEICO $5,566
Liberty Mutual $5,169
Nationwide $3,276
Progressive $3,685
State Farm $2,669
Travelers $4,151
USAA $2,599

Cheap Lawrence, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lawrence, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lawrence, Mississippi

Insurance Company Poor Fair Good
Allstate $5,455 $4,826 $3,845
GEICO $5,851 $3,315 $2,475
Liberty Mutual $6,392 $3,905 $3,069
Nationwide $2,972 $2,422 $2,209
Progressive $4,240 $3,613 $3,355
State Farm $3,885 $2,358 $1,846
Travelers $3,770 $3,071 $3,111
USAA $2,626 $1,714 $1,431

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Cheap Lawrence, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lawrence, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Lawrence, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lawrence, Mississippi

ZIP Code Average Annual Rates
39336 $2,932

Cheap Lawrence, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Lawrence, Mississippi auto insurance. Find the cheapest annual Lawrence, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lawrence, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,709 $4,709
GEICO $3,869 $3,893
Liberty Mutual $4,455 $4,455
Nationwide $2,534 $2,534
Progressive $3,736 $3,736
State Farm $2,632 $2,761
Travelers $3,317 $3,317
USAA $1,865 $1,983

Cheap Lawrence, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lawrence, Mississippi? Check out the comparison of annual Lawrence, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lawrence, Mississippi

Insurance Company Low Medium High
Allstate $4,481 $4,702 $4,942
GEICO $3,685 $3,904 $4,053
Liberty Mutual $4,185 $4,436 $4,746
Nationwide $2,404 $2,526 $2,673
Progressive $3,355 $3,770 $4,083
State Farm $2,543 $2,684 $2,862
Travelers $3,153 $3,337 $3,462
USAA $1,798 $1,913 $2,061

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Best By Category: Cheapest Auto Insurance in Lawrence, Mississippi

Compare the cheapest auto insurance companies in Lawrence, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lawrence, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lawrence, Mississippi Auto Insurance Companies

What auto insurance companies in Lawrence, Mississippi are the cheapest? Compare the top Lawrence, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lawrence, Mississippi

Insurance Company Average Annual Rates
Allstate $4,709
GEICO $3,881
Liberty Mutual $4,455
Nationwide $2,534
Progressive $3,736
State Farm $2,696
Travelers $3,317
USAA $1,924

What affects auto insurance rates in Lawrence, Mississippi?

There are a lot of reasons why auto insurance rates in Lawrence, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lawrence, Mississippi. Many local factors may affect your Lawrence auto insurance rates.

Lawrence Traffic

How does Lawrence, Mississippi rank for traffic? According to Inrix Lawrence, Mississippi is the 267th most congested worldwide.

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Compare Lawrence, Mississippi Auto Insurance Quotes

Before you buy Lawrence, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lawrence, Mississippi auto insurance quotes.

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