Best Cheap Auto Insurance in Lavon, TX (2021)

The average Lavon, TX auto insurance rates are $339 per month. The minimum auto insurance in Lavon is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lavon, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Lavon for teen drivers is Allstate
  • The average commute length in Lavon is 42.7 minutes
  • The minimum auto insurance required in Lavon, Texas is 30/60/25

Lavon, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lavon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lavon, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lavon to other Texas cities, including Arlington auto insurance rates, Plano auto insurance rates, and Dallas auto insurance rates to see how Lavon, Texas auto insurance rates stack up.

Before you buy Lavon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lavon, Texas auto insurance quotes.

Minimum Auto Insurance in Lavon, Texas

Lavon, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lavon, Texas.

Minimum Required Auto Insurance Coverage in Lavon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lavon, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lavon, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lavon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,897 $3,919 $3,843 $3,843 $10,449 $12,572 $4,807 $4,990
American Family $2,760 $3,086 $2,604 $2,995 $7,515 $9,789 $4,006 $4,559
GEICO $2,793 $3,023 $2,693 $3,074 $6,261 $6,471 $3,032 $3,019
Nationwide $2,237 $2,270 $1,978 $2,090 $6,434 $8,240 $2,637 $2,849
Progressive $2,398 $2,283 $2,148 $2,182 $10,297 $11,495 $2,853 $2,896
State Farm $2,208 $2,208 $1,976 $1,976 $5,484 $7,021 $2,414 $2,481
USAA $1,624 $1,622 $1,558 $1,532 $4,691 $5,075 $2,160 $2,292

Cheap Lavon, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lavon, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lavon, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lavon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,449 $12,572
American Family $7,515 $9,789
GEICO $6,261 $6,471
Nationwide $6,434 $8,240
Progressive $10,297 $11,495
State Farm $5,484 $7,021
USAA $4,691 $5,075

Cheap Lavon, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lavon, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lavon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,843 $3,843
American Family $2,604 $2,995
GEICO $2,693 $3,074
Nationwide $1,978 $2,090
Progressive $2,148 $2,182
State Farm $1,976 $1,976
USAA $1,558 $1,532

Cheap Lavon, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lavon, Texas compared to the annual auto insurance rates with a clean record in Lavon, Texas.

Annual Lavon, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,649 $7,263 $7,599 $4,649
American Family $4,233 $5,439 $4,752 $4,233
GEICO $3,215 $4,278 $3,545 $4,145
Nationwide $3,119 $3,119 $4,611 $3,519
Progressive $3,982 $5,168 $4,644 $4,482
State Farm $2,841 $3,286 $3,917 $2,841
USAA $1,905 $2,831 $3,353 $2,188

Cheap Lavon, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lavon, Texas is not easy. Compare the annual rates for DUI auto insurance in Lavon, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lavon, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,599
American Family $4,752
GEICO $3,545
Nationwide $4,611
Progressive $4,644
State Farm $3,917
USAA $3,353

Cheap Lavon, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lavon, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lavon, Texas

Insurance Company Poor Fair Good
Allstate $7,657 $5,632 $4,831
American Family $6,367 $4,081 $3,546
GEICO $5,877 $3,312 $2,197
Nationwide $4,299 $3,465 $3,012
Progressive $5,123 $4,451 $4,134
State Farm $4,560 $2,840 $2,263
USAA $3,758 $2,187 $1,763

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lavon, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lavon, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lavon, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lavon, Texas

ZIP Code Average Annual Rates
75166 $5,989

Cheap Lavon, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lavon, Texas auto insurance. Find the cheapest annual Lavon, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lavon, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $6,190
American Family $4,664 $4,664
GEICO $3,727 $3,865
Nationwide $3,592 $3,592
Progressive $4,569 $4,569
State Farm $3,221 $3,221
USAA $2,537 $2,601

Cheap Lavon, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lavon, Texas? Check out the comparison of annual Lavon, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lavon, Texas

Insurance Company Low Medium High
Allstate $5,898 $5,987 $6,235
American Family $4,347 $4,493 $5,153
GEICO $3,594 $3,754 $4,039
Nationwide $3,864 $3,440 $3,472
Progressive $4,351 $4,552 $4,805
State Farm $3,038 $3,213 $3,412
USAA $2,476 $2,559 $2,673

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Lavon, Texas

Compare the cheapest auto insurance companies in Lavon, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lavon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lavon, Texas Auto Insurance Companies

What auto insurance companies in Lavon, Texas are the cheapest? Compare the top Lavon, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lavon, Texas

Insurance Company Average Annual Rates
Allstate $6,040
American Family $4,664
GEICO $3,796
Nationwide $3,592
Progressive $4,569
State Farm $3,221
USAA $2,569

What affects auto insurance rates in Lavon, Texas?

There are a lot of reasons why auto insurance rates in Lavon, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lavon, Texas. Many local factors may affect your Lavon auto insurance rates.

Lavon Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lavon, Texas auto theft statistics, there have been 0 auto thefts in the city.

Lavon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lavon, Texas commute length is 42.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Lavon, Texas Auto Insurance Quotes

Before you buy Lavon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lavon, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption