Best Cheap Auto Insurance in Laurel Hill, NC (2021)

The average Laurel Hill, NC auto insurance rates are $310 per month. The minimum auto insurance in Laurel Hill is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Laurel Hill, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Laurel Hill is Liberty Mutual
  • The most expensive auto insurance company in Laurel Hill for teen drivers is Allstate
  • The minimum auto insurance required in Laurel Hill, North Carolina is 30/60/25

Laurel Hill, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Laurel Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laurel Hill, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Laurel Hill to other North Carolina cities, including Charlotte auto insurance rates, Durham auto insurance rates, and Fayetteville auto insurance rates to see how Laurel Hill, North Carolina auto insurance rates stack up.

Before you buy Laurel Hill, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laurel Hill, North Carolina auto insurance quotes.

Minimum Auto Insurance in Laurel Hill, North Carolina

Laurel Hill, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laurel Hill, North Carolina.

Minimum Required Auto Insurance Coverage in Laurel Hill, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Laurel Hill, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laurel Hill, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurel Hill, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,039 $6,039 $4,956 $4,956 $14,431 $14,431 $6,158 $6,158
GEICO $2,704 $2,655 $2,659 $2,613 $4,889 $4,847 $2,383 $2,369
Liberty Mutual $2,022 $2,022 $2,092 $2,092 $3,547 $3,547 $2,022 $2,022
Nationwide $2,696 $2,696 $2,696 $2,696 $4,525 $4,525 $2,696 $2,696
Progressive $1,992 $1,992 $1,808 $1,808 $4,591 $4,591 $2,223 $2,223
State Farm $2,908 $2,908 $2,514 $2,514 $4,292 $4,292 $3,595 $3,595
Travelers $2,917 $2,917 $2,894 $2,894 $4,871 $4,871 $2,993 $2,993

Cheap Laurel Hill, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laurel Hill, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Laurel Hill, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Laurel Hill, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $14,431
GEICO $4,889 $4,847
Liberty Mutual $3,547 $3,547
Nationwide $4,525 $4,525
Progressive $4,591 $4,591
State Farm $4,292 $4,292
Travelers $4,871 $4,871

Cheap Laurel Hill, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Laurel Hill, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laurel Hill, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,956 $4,956
GEICO $2,659 $2,613
Liberty Mutual $2,092 $2,092
Nationwide $2,696 $2,696
Progressive $1,808 $1,808
State Farm $2,514 $2,514
Travelers $2,894 $2,894

Cheap Laurel Hill, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laurel Hill, North Carolina compared to the annual auto insurance rates with a clean record in Laurel Hill, North Carolina.

Annual Laurel Hill, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,268 $7,533 $14,006 $5,776
GEICO $1,656 $2,467 $6,145 $2,291
Liberty Mutual $1,440 $1,851 $4,543 $1,851
Nationwide $1,850 $2,396 $5,971 $2,396
Progressive $1,248 $1,820 $5,779 $1,767
State Farm $1,785 $2,564 $6,396 $2,564
Travelers $1,942 $2,700 $6,434 $2,599

Cheap Laurel Hill, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laurel Hill, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Laurel Hill, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Laurel Hill, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,006
GEICO $6,145
Liberty Mutual $4,543
Nationwide $5,971
Progressive $5,779
State Farm $6,396
Travelers $6,434

Cheap Laurel Hill, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Laurel Hill, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Laurel Hill, North Carolina

Insurance Company Poor Fair Good
Allstate $10,708 $6,901 $6,079
GEICO $3,391 $3,125 $2,904
Liberty Mutual $2,421 $2,421 $2,421
Nationwide $3,153 $3,153 $3,153
Progressive $2,993 $2,596 $2,371
State Farm $4,676 $2,987 $2,320
Travelers $3,695 $3,321 $3,239

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Cheap Laurel Hill, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laurel Hill, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Laurel Hill, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laurel Hill, North Carolina

ZIP Code Average Annual Rates
28351 $3,364

Cheap Laurel Hill, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Laurel Hill, North Carolina auto insurance. Find the cheapest annual Laurel Hill, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laurel Hill, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,896 $7,896
GEICO $3,140 $3,140
Liberty Mutual $2,421 $2,421
Nationwide $3,153 $3,153
Progressive $2,653 $2,653
State Farm $3,310 $3,345
Travelers $3,419 $3,419

Cheap Laurel Hill, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laurel Hill, North Carolina? Check out the comparison of annual Laurel Hill, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurel Hill, North Carolina

Insurance Company Low Medium High
Allstate $7,535 $7,861 $8,291
GEICO $2,976 $3,129 $3,314
Liberty Mutual $2,279 $2,405 $2,579
Nationwide $3,000 $3,138 $3,322
Progressive $2,484 $2,637 $2,839
State Farm $3,135 $3,308 $3,539
Travelers $3,241 $3,400 $3,615

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Best By Category: Cheapest Auto Insurance in Laurel Hill, North Carolina

Compare the cheapest auto insurance companies in Laurel Hill, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laurel Hill, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Laurel Hill, North Carolina Auto Insurance Companies

What auto insurance companies in Laurel Hill, North Carolina are the cheapest? Compare the top Laurel Hill, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laurel Hill, North Carolina

Insurance Company Average Annual Rates
Allstate $7,896
GEICO $3,140
Liberty Mutual $2,421
Nationwide $3,153
Progressive $2,653
State Farm $3,327
Travelers $3,419

What affects auto insurance rates in Laurel Hill, North Carolina?

There are a lot of reasons why auto insurance rates in Laurel Hill, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Laurel Hill, North Carolina. Many local factors may affect your Laurel Hill auto insurance rates.

Laurel Hill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Laurel Hill, North Carolina commute length is 18.7 minutes according to City-Data.

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Compare Laurel Hill, North Carolina Auto Insurance Quotes

Before you buy Laurel Hill, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laurel Hill, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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