Best Cheap Auto Insurance in Laurel, DE (2021)

The average Laurel, DE auto insurance rates are $442 per month. The minimum auto insurance in Laurel is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Laurel, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Laurel is USAA
  • The most expensive auto insurance company in Laurel for teen drivers is Liberty Mutual
  • The average commute length in Laurel is 24.1 minutes

Laurel, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Laurel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laurel, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Laurel to other Delaware cities, including Elsmere auto insurance rates, Middle auto insurance rates, and New Castle auto insurance rates to see how Laurel, Delaware auto insurance rates stack up.

Before you buy Laurel, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laurel, Delaware auto insurance quotes.

Minimum Auto Insurance in Laurel, Delaware

Laurel, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laurel, Delaware.

Minimum Required Auto Insurance Coverage in Laurel, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Laurel, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laurel, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurel, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,991 $2,958 $2,622 $2,767 $10,444 $12,208 $3,184 $3,405
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,828 $1,694 $1,609 $1,640 $9,154 $10,115 $2,228 $2,175
State Farm $2,474 $2,474 $2,274 $2,274 $6,996 $9,042 $2,772 $2,896
Travelers $1,369 $1,372 $1,352 $1,313 $7,411 $11,162 $1,456 $1,577
USAA $1,238 $1,218 $1,146 $1,144 $4,538 $5,334 $1,551 $1,702

Cheap Laurel, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laurel, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Laurel, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Laurel, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,444 $12,208
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $9,154 $10,115
State Farm $6,996 $9,042
Travelers $7,411 $11,162
USAA $4,538 $5,334

Cheap Laurel, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Laurel, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laurel, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,622 $2,767
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,609 $1,640
State Farm $2,274 $2,274
Travelers $1,352 $1,313
USAA $1,146 $1,144

Cheap Laurel, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laurel, Delaware compared to the annual auto insurance rates with a clean record in Laurel, Delaware.

Annual Laurel, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,305 $5,127 $5,983 $4,875
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,283 $4,334 $3,737 $3,867
State Farm $3,541 $4,260 $3,901 $3,901
Travelers $2,886 $2,895 $4,698 $3,028
USAA $1,842 $1,842 $3,150 $2,103

Cheap Laurel, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laurel, Delaware is not easy. Compare the annual rates for DUI auto insurance in Laurel, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Laurel, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,983
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,737
State Farm $3,901
Travelers $4,698
USAA $3,150

Cheap Laurel, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Laurel, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Laurel, Delaware

Insurance Company Poor Fair Good
Allstate $6,485 $4,630 $4,102
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,255 $3,721 $3,440
State Farm $5,971 $3,290 $2,441
Travelers $3,773 $3,110 $3,246
USAA $3,667 $1,765 $1,270

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Cheap Laurel, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laurel, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Laurel, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laurel, Delaware

ZIP Code Average Annual Rates
19956 $5,309

Cheap Laurel, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Laurel, Delaware auto insurance. Find the cheapest annual Laurel, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laurel, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,072 $5,072
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,805 $3,805
State Farm $3,767 $4,034
Travelers $3,377 $3,377
USAA $2,210 $2,258

Cheap Laurel, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laurel, Delaware? Check out the comparison of annual Laurel, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurel, Delaware

Insurance Company Low Medium High
Allstate $4,731 $5,120 $5,367
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,344 $3,848 $4,224
State Farm $3,650 $3,909 $4,142
Travelers $3,208 $3,477 $3,445
USAA $2,098 $2,230 $2,374

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Best By Category: Cheapest Auto Insurance in Laurel, Delaware

Compare the cheapest auto insurance companies in Laurel, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laurel, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Laurel, Delaware Auto Insurance Companies

What auto insurance companies in Laurel, Delaware are the cheapest? Compare the top Laurel, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laurel, Delaware

Insurance Company Average Annual Rates
Allstate $5,072
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,805
State Farm $3,901
Travelers $3,377
USAA $2,234

What affects auto insurance rates in Laurel, Delaware?

There are a lot of reasons why auto insurance rates in Laurel, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Laurel, Delaware. Many local factors may affect your Laurel auto insurance rates.

Laurel Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Laurel, Delaware commute length is 24.1 minutes according to City-Data.

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Compare Laurel, Delaware Auto Insurance Quotes

Before you buy Laurel, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laurel, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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