Best Cheap Auto Insurance in Lauderdale, MS (2021)

The average Lauderdale, MS auto insurance rates are $286 per month. The minimum auto insurance in Lauderdale is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Lauderdale, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Lauderdale, MS for senior drivers are $1,864 per year
  • The minimum auto insurance required in Lauderdale, Mississippi is 25/50/25
  • The most expensive auto insurance company in Lauderdale for teen drivers is Allstate

Lauderdale, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Lauderdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lauderdale, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Lauderdale to other Mississippi cities, including Meridian auto insurance rates, Olive Branch auto insurance rates, and Gulfport auto insurance rates to see how Lauderdale, Mississippi auto insurance rates stack up.

Before you buy Lauderdale, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lauderdale, Mississippi auto insurance quotes.

Minimum Auto Insurance in Lauderdale, Mississippi

Lauderdale, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lauderdale, Mississippi.

Minimum Required Auto Insurance Coverage in Lauderdale, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lauderdale, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lauderdale, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lauderdale, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,532 $2,370 $2,423 $10,385 $11,082 $2,999 $3,074
GEICO $2,711 $2,567 $2,469 $2,294 $6,650 $6,293 $4,461 $2,193
Liberty Mutual $2,403 $2,599 $1,934 $2,166 $8,737 $9,705 $2,551 $2,681
Nationwide $1,958 $2,009 $1,761 $1,861 $3,945 $5,001 $2,223 $2,401
Progressive $2,457 $2,304 $2,023 $1,968 $9,078 $10,165 $2,534 $2,653
State Farm $1,809 $1,809 $1,624 $1,624 $5,324 $6,686 $2,019 $2,308
Travelers $1,489 $1,515 $1,420 $1,422 $6,627 $10,470 $1,564 $1,802
USAA $1,313 $1,296 $1,230 $1,238 $3,300 $3,908 $1,589 $1,743

Cheap Lauderdale, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lauderdale, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Lauderdale, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Lauderdale, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,385 $11,082
GEICO $6,650 $6,293
Liberty Mutual $8,737 $9,705
Nationwide $3,945 $5,001
Progressive $9,078 $10,165
State Farm $5,324 $6,686
Travelers $6,627 $10,470
USAA $3,300 $3,908

Cheap Lauderdale, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Lauderdale, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lauderdale, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,423
GEICO $2,469 $2,294
Liberty Mutual $1,934 $2,166
Nationwide $1,761 $1,861
Progressive $2,023 $1,968
State Farm $1,624 $1,624
Travelers $1,420 $1,422
USAA $1,230 $1,238

Cheap Lauderdale, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lauderdale, Mississippi compared to the annual auto insurance rates with a clean record in Lauderdale, Mississippi.

Annual Lauderdale, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,661 $5,649 $4,483
GEICO $2,298 $3,495 $5,328 $3,698
Liberty Mutual $2,904 $4,646 $4,754 $4,085
Nationwide $2,122 $2,695 $3,418 $2,344
Progressive $3,548 $4,776 $4,099 $4,168
State Farm $2,628 $3,233 $2,870 $2,870
Travelers $2,876 $3,010 $4,132 $3,137
USAA $1,523 $1,949 $2,643 $1,693

Cheap Lauderdale, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lauderdale, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Lauderdale, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Lauderdale, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,649
GEICO $5,328
Liberty Mutual $4,754
Nationwide $3,418
Progressive $4,099
State Farm $2,870
Travelers $4,132
USAA $2,643

Cheap Lauderdale, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lauderdale, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lauderdale, Mississippi

Insurance Company Poor Fair Good
Allstate $5,432 $4,806 $3,829
GEICO $5,586 $3,164 $2,364
Liberty Mutual $5,866 $3,598 $2,827
Nationwide $3,101 $2,528 $2,306
Progressive $4,695 $4,013 $3,734
State Farm $4,183 $2,535 $1,983
Travelers $3,731 $3,046 $3,089
USAA $2,662 $1,740 $1,454

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Cheap Lauderdale, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lauderdale, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Lauderdale, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lauderdale, Mississippi

ZIP Code Average Annual Rates
39335 $2,960

Cheap Lauderdale, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Lauderdale, Mississippi auto insurance. Find the cheapest annual Lauderdale, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lauderdale, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,689
GEICO $3,694 $3,715
Liberty Mutual $4,097 $4,097
Nationwide $2,645 $2,645
Progressive $4,148 $4,148
State Farm $2,831 $2,970
Travelers $3,289 $3,289
USAA $1,893 $2,011

Cheap Lauderdale, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lauderdale, Mississippi? Check out the comparison of annual Lauderdale, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lauderdale, Mississippi

Insurance Company Low Medium High
Allstate $4,462 $4,682 $4,923
GEICO $3,508 $3,729 $3,877
Liberty Mutual $3,849 $4,079 $4,363
Nationwide $2,504 $2,637 $2,794
Progressive $3,731 $4,203 $4,509
State Farm $2,733 $2,889 $3,080
Travelers $3,119 $3,308 $3,439
USAA $1,824 $1,941 $2,091

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Best By Category: Cheapest Auto Insurance in Lauderdale, Mississippi

Compare the cheapest auto insurance companies in Lauderdale, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lauderdale, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lauderdale, Mississippi Auto Insurance Companies

What auto insurance companies in Lauderdale, Mississippi are the cheapest? Compare the top Lauderdale, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lauderdale, Mississippi

Insurance Company Average Annual Rates
Allstate $4,689
GEICO $3,705
Liberty Mutual $4,097
Nationwide $2,645
Progressive $4,148
State Farm $2,901
Travelers $3,289
USAA $1,952

Compare Lauderdale, Mississippi Auto Insurance Quotes

Before you buy Lauderdale, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lauderdale, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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