Best Cheap Auto Insurance in Latonia, KY (2021)

The average Latonia, KY auto insurance rates are $316 per month. The minimum auto insurance in Latonia is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Latonia, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Latonia, KY for senior drivers are $2,080 per year
  • The cheapest auto insurance company in Latonia is USAA
  • The most expensive auto insurance company in Latonia for teen drivers is Liberty Mutual

Latonia, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Latonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Latonia, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Latonia to other Kentucky cities, including Nicholasville auto insurance rates, Hopkinsville auto insurance rates, and Florence auto insurance rates to see how Latonia, Kentucky auto insurance rates stack up.

Before you buy Latonia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Latonia, Kentucky auto insurance quotes.

Minimum Auto Insurance in Latonia, Kentucky

Latonia, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Latonia, Kentucky.

Minimum Required Auto Insurance Coverage in Latonia, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Latonia, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Latonia, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Latonia, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,966 $2,928 $2,691 $2,868 $11,224 $12,627 $3,264 $3,439
GEICO $3,007 $2,780 $3,153 $2,855 $6,355 $7,510 $2,450 $2,106
Liberty Mutual $2,656 $2,874 $2,221 $2,485 $11,610 $12,887 $2,801 $2,952
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,862 $1,764 $1,681 $1,684 $9,270 $10,471 $2,305 $2,351
State Farm $1,584 $1,584 $1,421 $1,421 $4,756 $6,046 $1,770 $1,964
Travelers $1,780 $1,809 $1,757 $1,758 $8,422 $13,426 $1,865 $2,130
USAA $1,582 $1,574 $1,440 $1,449 $4,317 $4,529 $1,983 $2,154

Cheap Latonia, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Latonia, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Latonia, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Latonia, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,224 $12,627
GEICO $6,355 $7,510
Liberty Mutual $11,610 $12,887
Nationwide $5,248 $6,510
Progressive $9,270 $10,471
State Farm $4,756 $6,046
Travelers $8,422 $13,426
USAA $4,317 $4,529

Cheap Latonia, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Latonia, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Latonia, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,691 $2,868
GEICO $3,153 $2,855
Liberty Mutual $2,221 $2,485
Nationwide $2,153 $2,240
Progressive $1,681 $1,684
State Farm $1,421 $1,421
Travelers $1,757 $1,758
USAA $1,440 $1,449

Cheap Latonia, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Latonia, Kentucky compared to the annual auto insurance rates with a clean record in Latonia, Kentucky.

Annual Latonia, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,339 $5,681 $6,077 $4,907
GEICO $2,260 $4,006 $6,074 $2,768
Liberty Mutual $4,222 $6,492 $5,049 $4,479
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,247 $4,811 $3,700 $3,936
State Farm $2,345 $2,791 $2,568 $2,568
Travelers $3,595 $3,695 $5,332 $3,852
USAA $1,793 $2,528 $3,030 $2,162

Cheap Latonia, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Latonia, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Latonia, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Latonia, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,077
GEICO $6,074
Liberty Mutual $5,049
Nationwide $4,227
Progressive $3,700
State Farm $2,568
Travelers $5,332
USAA $3,030

Cheap Latonia, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Latonia, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Latonia, Kentucky

Insurance Company Poor Fair Good
Allstate $6,934 $4,810 $4,008
GEICO $6,211 $3,100 $2,020
Liberty Mutual $7,219 $4,450 $3,513
Nationwide $3,971 $3,159 $2,757
Progressive $4,359 $3,830 $3,582
State Farm $3,715 $2,242 $1,748
Travelers $4,584 $3,893 $3,878
USAA $3,511 $1,993 $1,631

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Cheap Latonia, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Latonia, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Latonia, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Latonia, Kentucky

ZIP Code Average Annual Rates
41015 $3,400

Cheap Latonia, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Latonia, Kentucky auto insurance. Find the cheapest annual Latonia, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Latonia, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,251 $5,251
GEICO $3,742 $3,812
Liberty Mutual $5,061 $5,061
Nationwide $3,295 $3,295
Progressive $3,924 $3,924
State Farm $2,502 $2,634
Travelers $4,118 $4,118
USAA $2,292 $2,465

Cheap Latonia, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Latonia, Kentucky? Check out the comparison of annual Latonia, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Latonia, Kentucky

Insurance Company Low Medium High
Allstate $4,882 $5,230 $5,641
GEICO $3,526 $3,764 $4,041
Liberty Mutual $4,866 $5,037 $5,279
Nationwide $3,289 $3,267 $3,330
Progressive $3,617 $3,886 $4,268
State Farm $2,392 $2,568 $2,745
Travelers $3,910 $4,141 $4,304
USAA $2,259 $2,373 $2,503

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Best By Category: Cheapest Auto Insurance in Latonia, Kentucky

Compare the cheapest auto insurance companies in Latonia, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Latonia, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Latonia, Kentucky Auto Insurance Companies

What auto insurance companies in Latonia, Kentucky are the cheapest? Compare the top Latonia, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Latonia, Kentucky

Insurance Company Average Annual Rates
Allstate $5,251
GEICO $3,777
Liberty Mutual $5,061
Nationwide $3,295
Progressive $3,924
State Farm $2,568
Travelers $4,118
USAA $2,378

Compare Latonia, Kentucky Auto Insurance Quotes

Before you buy Latonia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Latonia, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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