Best Cheap Auto Insurance in Lathrup Village, MI (2021)

The average Lathrup Village, MI auto insurance rates are $1,395 per month. The minimum auto insurance in Lathrup Village is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lathrup Village, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Lathrup Village for teen drivers is Allstate
  • Average auto insurance rates in Lathrup Village, MI for senior drivers are $10,996 per year
  • The minimum auto insurance required in Lathrup Village, Michigan is 20/40/10

Lathrup Village, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lathrup Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lathrup Village, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lathrup Village to other Michigan cities, including Grand Rapids auto insurance rates, Lansing auto insurance rates, and Livonia auto insurance rates to see how Lathrup Village, Michigan auto insurance rates stack up.

Before you buy Lathrup Village, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lathrup Village, Michigan auto insurance quotes.

Minimum Auto Insurance in Lathrup Village, Michigan

Lathrup Village, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lathrup Village, Michigan.

Minimum Required Auto Insurance Coverage in Lathrup Village, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lathrup Village, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lathrup Village, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lathrup Village, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $24,119 $24,119 $22,259 $22,259 $61,650 $61,650 $25,459 $25,459
Farmers $20,016 $20,016 $18,444 $18,444 $46,019 $46,019 $22,738 $22,738
GEICO $6,544 $6,544 $6,677 $6,677 $17,530 $17,530 $6,223 $6,223
Liberty Mutual $20,751 $20,751 $20,543 $20,543 $49,176 $49,176 $20,751 $20,751
Nationwide $6,580 $6,580 $5,806 $5,806 $17,975 $17,975 $7,251 $7,251
Progressive $4,578 $4,170 $4,015 $4,594 $16,654 $17,433 $5,327 $4,738
State Farm $12,471 $12,471 $11,664 $11,664 $44,881 $44,881 $14,661 $14,661
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,146 $2,952 $2,963 $2,778 $7,758 $7,299 $3,827 $3,633

Cheap Lathrup Village, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lathrup Village, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lathrup Village, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lathrup Village, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $61,650 $61,650
Farmers $46,019 $46,019
GEICO $17,530 $17,530
Liberty Mutual $49,176 $49,176
Nationwide $17,975 $17,975
Progressive $16,654 $17,433
State Farm $44,881 $44,881
Travelers $22,645 $22,645
USAA $7,758 $7,299

Cheap Lathrup Village, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lathrup Village, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lathrup Village, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $22,259 $22,259
Farmers $18,444 $18,444
GEICO $6,677 $6,677
Liberty Mutual $20,543 $20,543
Nationwide $5,806 $5,806
Progressive $4,015 $4,594
State Farm $11,664 $11,664
Travelers $6,400 $6,400
USAA $2,963 $2,778

Cheap Lathrup Village, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lathrup Village, Michigan compared to the annual auto insurance rates with a clean record in Lathrup Village, Michigan.

Annual Lathrup Village, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $16,582 $21,905 $72,034 $22,966
Farmers $22,275 $28,902 $28,389 $27,651
GEICO $3,212 $6,853 $20,932 $5,977
Liberty Mutual $19,452 $23,467 $43,392 $24,909
Nationwide $8,008 $10,763 $9,784 $9,057
Progressive $6,427 $8,616 $7,722 $7,989
State Farm $13,112 $15,828 $34,836 $19,901
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,441 $4,319 $5,665 $3,754

Cheap Lathrup Village, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lathrup Village, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lathrup Village, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lathrup Village, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $72,034
Farmers $28,389
GEICO $20,932
Liberty Mutual $43,392
Nationwide $9,784
Progressive $7,722
State Farm $34,836
Travelers $17,326
USAA $5,665

Cheap Lathrup Village, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lathrup Village, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lathrup Village, Michigan

Insurance Company Poor Fair Good
Allstate $50,567 $27,951 $21,597
Farmers $39,766 $21,090 $19,556
GEICO $11,920 $8,730 $7,080
Liberty Mutual $44,046 $25,392 $13,976
Nationwide $11,851 $8,861 $7,497
Progressive $8,963 $7,465 $6,638
State Farm $34,052 $17,133 $11,573
Travelers $11,437 $11,087 $10,945
USAA $6,451 $3,667 $2,766

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Lathrup Village, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lathrup Village, Michigan auto insurance. Find the cheapest annual Lathrup Village, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lathrup Village, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $33,372 $33,372
Farmers $26,804 $26,804
GEICO $9,030 $9,457
Liberty Mutual $26,839 $28,771
Nationwide $9,403 $9,403
Progressive $7,689 $7,689
State Farm $20,317 $21,522
Travelers $11,092 $11,221
USAA $4,244 $4,345

Cheap Lathrup Village, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lathrup Village, Michigan? Check out the comparison of annual Lathrup Village, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lathrup Village, Michigan

Insurance Company Low Medium High
Allstate $32,253 $33,477 $34,385
Farmers $25,809 $26,690 $27,913
GEICO $8,643 $9,154 $9,933
Liberty Mutual $27,179 $27,743 $28,493
Nationwide $9,823 $9,248 $9,138
Progressive $7,439 $7,696 $7,931
State Farm $19,676 $21,073 $22,009
Travelers $11,055 $11,166 $11,247
USAA $4,149 $4,308 $4,427

Best By Category: Cheapest Auto Insurance in Lathrup Village, Michigan

Compare the cheapest auto insurance companies in Lathrup Village, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lathrup Village, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Lathrup Village, Michigan Auto Insurance Companies

What auto insurance companies in Lathrup Village, Michigan are the cheapest? Compare the top Lathrup Village, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lathrup Village, Michigan

Insurance Company Average Annual Rates
Allstate $33,372
Farmers $26,804
GEICO $9,244
Liberty Mutual $27,805
Nationwide $9,403
Progressive $7,689
State Farm $20,919
Travelers $11,156
USAA $4,295

What affects auto insurance rates in Lathrup Village, Michigan?

There are a lot of reasons why auto insurance rates in Lathrup Village, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lathrup Village, Michigan. Many local factors may affect your Lathrup Village auto insurance rates.

Lathrup Village Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lathrup Village, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Lathrup Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lathrup Village, Michigan commute length is 24.2 minutes according to City-Data.

Compare Lathrup Village, Michigan Auto Insurance Quotes

Before you buy Lathrup Village, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lathrup Village, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption