Best Cheap Auto Insurance in Latham, KS (2021)

The average Latham, KS auto insurance rates are $282 per month. The minimum auto insurance in Latham is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Latham, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Latham, KS for senior drivers are $1,969 per year
  • The most expensive auto insurance company in Latham for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Latham is American Family

Latham, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Latham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Latham, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Latham to other Kansas cities, including Overland Park auto insurance rates, Shawnee auto insurance rates, and Topeka auto insurance rates to see how Latham, Kansas auto insurance rates stack up.

Before you buy Latham, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Latham, Kansas auto insurance quotes.

Minimum Auto Insurance in Latham, Kansas

Latham, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Latham, Kansas.

Minimum Required Auto Insurance Coverage in Latham, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Latham, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Latham, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Latham, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,813 $2,794 $2,515 $2,625 $7,480 $7,741 $3,151 $3,307
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,237 $2,124 $1,803 $1,884 $8,306 $9,362 $2,634 $2,820
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,042 $2,078 $1,989 $2,015 $8,233 $12,830 $2,090 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Latham, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Latham, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Latham, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Latham, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $7,480 $7,741
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,306 $9,362
State Farm $4,747 $6,047
Travelers $8,233 $12,830
USAA $5,068 $5,304

Cheap Latham, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Latham, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Latham, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,515 $2,625
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,803 $1,884
State Farm $1,544 $1,544
Travelers $1,989 $2,015
USAA $1,333 $1,341

Cheap Latham, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Latham, Kansas compared to the annual auto insurance rates with a clean record in Latham, Kansas.

Annual Latham, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,425 $4,393 $4,283 $4,111
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,595 $4,217 $3,760 $4,012
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheap Latham, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Latham, Kansas is not easy. Compare the annual rates for DUI auto insurance in Latham, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Latham, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $4,283
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,760
State Farm $2,700
Travelers $5,525
USAA $3,606

Cheap Latham, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Latham, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Latham, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,776 $3,798 $3,586
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,463 $3,755 $3,470
State Farm $3,932 $2,350 $1,820
Travelers $4,876 $3,967 $3,810
USAA $3,387 $2,234 $1,841

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Latham, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Latham, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Latham, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Latham, Kansas

ZIP Code Average Annual Rates
67072 $3,581

Cheap Latham, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Latham, Kansas auto insurance. Find the cheapest annual Latham, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Latham, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $4,053 $4,053
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,896 $3,896
State Farm $2,632 $2,768
Travelers $4,218 $4,218
USAA $2,415 $2,559

Cheap Latham, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Latham, Kansas? Check out the comparison of annual Latham, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Latham, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,892 $4,033 $4,235
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,664 $3,864 $4,160
State Farm $2,597 $2,708 $2,796
Travelers $4,004 $4,224 $4,425
USAA $2,393 $2,480 $2,589

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Latham, Kansas

Compare the cheapest auto insurance companies in Latham, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Latham, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Latham, Kansas Auto Insurance Companies

What auto insurance companies in Latham, Kansas are the cheapest? Compare the top Latham, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Latham, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $4,053
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,896
State Farm $2,700
Travelers $4,218
USAA $2,487

What affects auto insurance rates in Latham, Kansas?

There are a lot of reasons why auto insurance rates in Latham, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Latham, Kansas. Many local factors may affect your Latham auto insurance rates.

Latham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Latham, Kansas commute length is 31.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Latham, Kansas Auto Insurance Quotes

Before you buy Latham, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Latham, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption