Best Cheap Auto Insurance in Latexo, TX (2021)

The average Latexo, TX auto insurance rates are $316 per month. The minimum auto insurance in Latexo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Latexo, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Latexo is USAA
  • The average commute length in Latexo is 26.4 minutes
  • Average auto insurance rates in Latexo, TX for senior drivers are $2,296 per year

Latexo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Latexo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Latexo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Latexo to other Texas cities, including Plano auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Latexo, Texas auto insurance rates stack up.

Before you buy Latexo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Latexo, Texas auto insurance quotes.

Minimum Auto Insurance in Latexo, Texas

Latexo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Latexo, Texas.

Minimum Required Auto Insurance Coverage in Latexo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Latexo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Latexo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Latexo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,320 $3,242 $3,242 $8,700 $10,528 $4,079 $4,263
American Family $2,746 $3,069 $2,588 $2,977 $7,460 $9,720 $3,981 $4,532
GEICO $2,319 $2,495 $2,238 $2,522 $4,983 $5,186 $2,500 $2,496
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,628 $2,500 $2,325 $2,373 $10,829 $12,111 $3,118 $3,176
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

Cheap Latexo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Latexo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Latexo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Latexo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,700 $10,528
American Family $7,460 $9,720
GEICO $4,983 $5,186
Nationwide $6,237 $8,009
Progressive $10,829 $12,111
State Farm $4,819 $6,128
USAA $4,353 $4,751

Cheap Latexo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Latexo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Latexo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,242 $3,242
American Family $2,588 $2,977
GEICO $2,238 $2,522
Nationwide $1,965 $2,080
Progressive $2,325 $2,373
State Farm $1,816 $1,816
USAA $1,481 $1,473

Cheap Latexo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Latexo, Texas compared to the annual auto insurance rates with a clean record in Latexo, Texas.

Annual Latexo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,955 $6,072 $6,346 $3,955
American Family $4,216 $5,387 $4,718 $4,216
GEICO $2,627 $3,455 $2,905 $3,383
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,255 $5,494 $4,985 $4,796
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,817 $2,677 $3,159 $2,086

Cheap Latexo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Latexo, Texas is not easy. Compare the annual rates for DUI auto insurance in Latexo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Latexo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,346
American Family $4,718
GEICO $2,905
Nationwide $4,526
Progressive $4,985
State Farm $3,471
USAA $3,159

Cheap Latexo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Latexo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Latexo, Texas

Insurance Company Poor Fair Good
Allstate $6,453 $4,738 $4,056
American Family $6,325 $4,049 $3,528
GEICO $4,766 $2,704 $1,807
Nationwide $4,227 $3,394 $2,952
Progressive $5,520 $4,744 $4,384
State Farm $4,108 $2,553 $2,033
USAA $3,583 $2,063 $1,658

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Cheap Latexo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Latexo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Latexo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Latexo, Texas

ZIP Code Average Annual Rates
75849 $5,659

Cheap Latexo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Latexo, Texas auto insurance. Find the cheapest annual Latexo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Latexo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,962 $5,202
American Family $4,634 $4,634
GEICO $3,034 $3,150
Nationwide $3,524 $3,524
Progressive $4,883 $4,883
State Farm $2,898 $2,898
USAA $2,404 $2,465

Cheap Latexo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Latexo, Texas? Check out the comparison of annual Latexo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Latexo, Texas

Insurance Company Low Medium High
Allstate $4,989 $5,047 $5,211
American Family $4,287 $4,443 $5,172
GEICO $2,931 $3,052 $3,294
Nationwide $3,795 $3,373 $3,404
Progressive $4,650 $4,858 $5,140
State Farm $2,757 $2,889 $3,048
USAA $2,357 $2,425 $2,522

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Best By Category: Cheapest Auto Insurance in Latexo, Texas

Compare the cheapest auto insurance companies in Latexo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Latexo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Latexo, Texas Auto Insurance Companies

What auto insurance companies in Latexo, Texas are the cheapest? Compare the top Latexo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Latexo, Texas

Insurance Company Average Annual Rates
Allstate $5,082
American Family $4,634
GEICO $3,092
Nationwide $3,524
Progressive $4,883
State Farm $2,898
USAA $2,435

What affects auto insurance rates in Latexo, Texas?

There are a lot of reasons why auto insurance rates in Latexo, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Latexo, Texas. Many local factors may affect your Latexo auto insurance rates.

Latexo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Latexo, Texas commute length is 26.4 minutes according to City-Data.

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Compare Latexo, Texas Auto Insurance Quotes

Before you buy Latexo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Latexo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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