Best Cheap Auto Insurance in Larkspur, CO (2021)

The average Larkspur, CO auto insurance rates are $340 per month. The minimum auto insurance in Larkspur is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Larkspur, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Larkspur is Liberty Mutual
  • The most expensive auto insurance company in Larkspur for teen drivers is Farmers
  • The minimum auto insurance required in Larkspur, Colorado is 25/50/15

Larkspur, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Larkspur can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Larkspur, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Larkspur to other Colorado cities, including Denver auto insurance rates, Colorado Springs auto insurance rates, and Arvada auto insurance rates to see how Larkspur, Colorado auto insurance rates stack up.

Before you buy Larkspur, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Larkspur, Colorado auto insurance quotes.

Minimum Auto Insurance in Larkspur, Colorado

Larkspur, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Larkspur, Colorado.

Minimum Required Auto Insurance Coverage in Larkspur, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Larkspur, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Larkspur, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Larkspur, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,016 $2,912 $2,941 $11,329 $11,923 $3,543 $3,553
American Family $2,591 $2,591 $2,337 $2,337 $6,270 $8,425 $2,591 $3,168
Farmers $3,030 $3,001 $2,741 $2,959 $11,684 $11,781 $3,338 $3,373
GEICO $2,326 $2,522 $2,412 $2,701 $7,112 $7,545 $2,136 $2,192
Liberty Mutual $1,994 $1,932 $1,708 $1,881 $6,078 $6,607 $2,007 $2,005
Nationwide $2,669 $2,714 $2,388 $2,520 $6,856 $8,756 $3,082 $3,326
Progressive $2,706 $2,526 $2,358 $2,348 $9,394 $10,513 $3,055 $2,969
State Farm $2,429 $2,429 $2,188 $2,188 $7,055 $8,945 $2,722 $3,220
USAA $2,227 $2,216 $2,133 $2,129 $5,662 $6,472 $2,862 $3,102

Cheap Larkspur, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Larkspur, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Larkspur, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Larkspur, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,329 $11,923
American Family $6,270 $8,425
Farmers $11,684 $11,781
GEICO $7,112 $7,545
Liberty Mutual $6,078 $6,607
Nationwide $6,856 $8,756
Progressive $9,394 $10,513
State Farm $7,055 $8,945
USAA $5,662 $6,472

Cheap Larkspur, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Larkspur, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Larkspur, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $2,941
American Family $2,337 $2,337
Farmers $2,741 $2,959
GEICO $2,412 $2,701
Liberty Mutual $1,708 $1,881
Nationwide $2,388 $2,520
Progressive $2,358 $2,348
State Farm $2,188 $2,188
USAA $2,133 $2,129

Cheap Larkspur, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Larkspur, Colorado compared to the annual auto insurance rates with a clean record in Larkspur, Colorado.

Annual Larkspur, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,517 $5,205 $6,375 $5,124
American Family $2,805 $3,971 $5,199 $3,179
Farmers $4,419 $5,690 $5,614 $5,231
GEICO $2,575 $3,971 $4,532 $3,395
Liberty Mutual $2,654 $3,109 $3,215 $3,128
Nationwide $3,107 $4,245 $5,384 $3,419
Progressive $3,875 $5,446 $4,092 $4,521
State Farm $3,582 $4,213 $3,897 $3,897
USAA $2,444 $2,990 $5,212 $2,755

Cheap Larkspur, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Larkspur, Colorado is not easy. Compare the annual rates for DUI auto insurance in Larkspur, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Larkspur, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,375
American Family $5,199
Farmers $5,614
GEICO $4,532
Liberty Mutual $3,215
Nationwide $5,384
Progressive $4,092
State Farm $3,897
USAA $5,212

Cheap Larkspur, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Larkspur, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Larkspur, Colorado

Insurance Company Poor Fair Good
Allstate $6,761 $5,218 $3,938
American Family $4,915 $3,506 $2,945
Farmers $6,074 $4,944 $4,697
GEICO $4,356 $3,618 $2,881
Liberty Mutual $4,325 $2,650 $2,105
Nationwide $4,880 $3,870 $3,367
Progressive $5,097 $4,354 $4,000
State Farm $5,416 $3,476 $2,799
USAA $4,944 $2,833 $2,274

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Cheap Larkspur, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Larkspur, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Larkspur, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Larkspur, Colorado

ZIP Code Average Annual Rates
80118 $3,771

Cheap Larkspur, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Larkspur, Colorado auto insurance. Find the cheapest annual Larkspur, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Larkspur, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,305 $5,305
American Family $3,707 $3,870
Farmers $5,238 $5,238
GEICO $3,536 $3,701
Liberty Mutual $3,027 $3,027
Nationwide $4,039 $4,039
Progressive $4,484 $4,484
State Farm $3,799 $3,995
USAA $3,255 $3,445

Cheap Larkspur, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Larkspur, Colorado? Check out the comparison of annual Larkspur, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Larkspur, Colorado

Insurance Company Low Medium High
Allstate $5,008 $5,287 $5,621
American Family $3,580 $3,867 $3,919
Farmers $4,586 $5,163 $5,967
GEICO $3,297 $3,557 $4,001
Liberty Mutual $2,834 $3,013 $3,233
Nationwide $4,033 $4,043 $4,041
Progressive $4,137 $4,497 $4,816
State Farm $3,626 $3,902 $4,164
USAA $3,189 $3,351 $3,511

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Best By Category: Cheapest Auto Insurance in Larkspur, Colorado

Compare the cheapest auto insurance companies in Larkspur, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Larkspur, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Larkspur, Colorado Auto Insurance Companies

What auto insurance companies in Larkspur, Colorado are the cheapest? Compare the top Larkspur, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Larkspur, Colorado

Insurance Company Average Annual Rates
Allstate $5,305
American Family $3,789
Farmers $5,238
GEICO $3,618
Liberty Mutual $3,027
Nationwide $4,039
Progressive $4,484
State Farm $3,897
USAA $3,350

What affects auto insurance rates in Larkspur, Colorado?

There are a lot of reasons why auto insurance rates in Larkspur, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Larkspur, Colorado. Many local factors may affect your Larkspur auto insurance rates.

Larkspur Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Larkspur, Colorado commute length is 26.8 minutes according to City-Data.

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Compare Larkspur, Colorado Auto Insurance Quotes

Before you buy Larkspur, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Larkspur, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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