Best Cheap Auto Insurance in Laporte, CO (2021)

The average Laporte, CO auto insurance rates are $277 per month. The minimum auto insurance in Laporte is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Laporte, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Laporte is 23.3 minutes
  • The most expensive auto insurance company in Laporte for teen drivers is Farmers
  • Average auto insurance rates in Laporte, CO for senior drivers are $1,975 per year

Laporte, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Laporte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laporte, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Laporte to other Colorado cities, including Pueblo auto insurance rates, Centennial auto insurance rates, and Thornton auto insurance rates to see how Laporte, Colorado auto insurance rates stack up.

Before you buy Laporte, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laporte, Colorado auto insurance quotes.

Minimum Auto Insurance in Laporte, Colorado

Laporte, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laporte, Colorado.

Minimum Required Auto Insurance Coverage in Laporte, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Laporte, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laporte, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laporte, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,412 $2,340 $2,362 $8,906 $9,379 $2,808 $2,813
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,572 $2,546 $2,332 $2,514 $9,655 $9,707 $2,826 $2,854
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,490 $1,428 $1,276 $1,404 $4,610 $5,024 $1,503 $1,507
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,174 $2,034 $1,911 $1,902 $7,456 $8,316 $2,443 $2,372
State Farm $1,787 $1,787 $1,617 $1,617 $5,276 $6,665 $2,006 $2,380
USAA $1,901 $1,894 $1,820 $1,818 $4,763 $5,440 $2,432 $2,635

Cheap Laporte, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laporte, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Laporte, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Laporte, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,906 $9,379
American Family $5,699 $7,669
Farmers $9,655 $9,707
GEICO $5,819 $6,160
Liberty Mutual $4,610 $5,024
Nationwide $5,724 $7,310
Progressive $7,456 $8,316
State Farm $5,276 $6,665
USAA $4,763 $5,440

Cheap Laporte, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Laporte, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laporte, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,340 $2,362
American Family $2,133 $2,133
Farmers $2,332 $2,514
GEICO $1,970 $2,232
Liberty Mutual $1,276 $1,404
Nationwide $2,028 $2,139
Progressive $1,911 $1,902
State Farm $1,617 $1,617
USAA $1,820 $1,818

Cheap Laporte, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laporte, Colorado compared to the annual auto insurance rates with a clean record in Laporte, Colorado.

Annual Laporte, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $4,118 $5,040 $4,058
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,695 $4,750 $4,686 $4,372
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,007 $2,342 $2,418 $2,354
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,097 $4,340 $3,266 $3,601
State Farm $2,651 $3,133 $2,892 $2,892
USAA $2,080 $2,534 $4,398 $2,339

Cheap Laporte, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laporte, Colorado is not easy. Compare the annual rates for DUI auto insurance in Laporte, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Laporte, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,040
American Family $4,727
Farmers $4,686
GEICO $3,741
Liberty Mutual $2,418
Nationwide $4,523
Progressive $3,266
State Farm $2,892
USAA $4,398

Cheap Laporte, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Laporte, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Laporte, Colorado

Insurance Company Poor Fair Good
Allstate $5,342 $4,129 $3,127
American Family $4,466 $3,197 $2,686
Farmers $5,080 $4,126 $3,921
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,241 $2,003 $1,597
Nationwide $4,099 $3,254 $2,838
Progressive $4,060 $3,474 $3,194
State Farm $4,016 $2,580 $2,079
USAA $4,183 $2,400 $1,929

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Cheap Laporte, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laporte, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Laporte, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laporte, Colorado

ZIP Code Average Annual Rates
80535 $3,077

Cheap Laporte, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Laporte, Colorado auto insurance. Find the cheapest annual Laporte, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laporte, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,200 $4,200
American Family $3,375 $3,524
Farmers $4,376 $4,376
GEICO $2,879 $3,005
Liberty Mutual $2,280 $2,280
Nationwide $3,397 $3,397
Progressive $3,576 $3,576
State Farm $2,820 $2,964
USAA $2,758 $2,917

Cheap Laporte, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laporte, Colorado? Check out the comparison of annual Laporte, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laporte, Colorado

Insurance Company Low Medium High
Allstate $3,957 $4,184 $4,458
American Family $3,256 $3,522 $3,571
Farmers $3,858 $4,317 $4,952
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,136 $2,271 $2,434
Nationwide $3,381 $3,402 $3,409
Progressive $3,285 $3,588 $3,855
State Farm $2,687 $2,895 $3,094
USAA $2,702 $2,837 $2,974

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Best By Category: Cheapest Auto Insurance in Laporte, Colorado

Compare the cheapest auto insurance companies in Laporte, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laporte, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Laporte, Colorado Auto Insurance Companies

What auto insurance companies in Laporte, Colorado are the cheapest? Compare the top Laporte, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laporte, Colorado

Insurance Company Average Annual Rates
Allstate $4,200
American Family $3,449
Farmers $4,376
GEICO $2,942
Liberty Mutual $2,280
Nationwide $3,397
Progressive $3,576
State Farm $2,892
USAA $2,838

What affects auto insurance rates in Laporte, Colorado?

There are a lot of reasons why auto insurance rates in Laporte, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Laporte, Colorado. Many local factors may affect your Laporte auto insurance rates.

Laporte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Laporte, Colorado commute length is 23.3 minutes according to City-Data.

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Compare Laporte, Colorado Auto Insurance Quotes

Before you buy Laporte, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laporte, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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