Best Cheap Auto Insurance in Langley, WA (2021)

The average Langley, WA auto insurance rates are $224 per month. The minimum auto insurance in Langley is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Langley, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Langley, Washington is 25/50/10
  • Average auto insurance rates in Langley, WA for senior drivers are $1,443 per year
  • The most expensive auto insurance company in Langley for teen drivers is Liberty Mutual

Langley, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Langley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Langley, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Langley to other Washington cities, including Spokane Valley auto insurance rates, Seattle auto insurance rates, and Tacoma auto insurance rates to see how Langley, Washington auto insurance rates stack up.

Before you buy Langley, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Langley, Washington auto insurance quotes.

Minimum Auto Insurance in Langley, Washington

Langley, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Langley, Washington.

Minimum Required Auto Insurance Coverage in Langley, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Langley, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Langley, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Langley, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,992 $1,960 $1,855 $1,944 $7,191 $8,310 $2,101 $2,154
American Family $1,584 $1,584 $1,447 $1,447 $5,991 $8,162 $1,584 $2,114
Farmers $2,064 $2,118 $1,890 $2,140 $4,707 $5,048 $2,600 $2,702
GEICO $1,420 $1,446 $1,334 $1,334 $3,068 $4,016 $2,390 $1,748
Liberty Mutual $1,612 $1,770 $1,448 $1,690 $8,891 $9,851 $1,736 $1,895
Nationwide $1,235 $1,262 $1,150 $1,196 $3,268 $3,977 $1,465 $1,580
Progressive $1,482 $1,381 $1,336 $1,353 $7,489 $8,374 $1,768 $1,754
State Farm $1,353 $1,353 $1,217 $1,217 $3,886 $4,919 $1,537 $1,766
USAA $1,028 $1,014 $990 $989 $4,351 $5,145 $1,294 $1,414

Cheap Langley, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Langley, Washington is a challenge. Take a look at the annual teen auto insurance rates in Langley, Washington.

Annual Auto Insurance Rates for Teen Drivers in Langley, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,191 $8,310
American Family $5,991 $8,162
Farmers $4,707 $5,048
GEICO $3,068 $4,016
Liberty Mutual $8,891 $9,851
Nationwide $3,268 $3,977
Progressive $7,489 $8,374
State Farm $3,886 $4,919
USAA $4,351 $5,145

Cheap Langley, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Langley, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Langley, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,855 $1,944
American Family $1,447 $1,447
Farmers $1,890 $2,140
GEICO $1,334 $1,334
Liberty Mutual $1,448 $1,690
Nationwide $1,150 $1,196
Progressive $1,336 $1,353
State Farm $1,217 $1,217
USAA $990 $989

Cheap Langley, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Langley, Washington compared to the annual auto insurance rates with a clean record in Langley, Washington.

Annual Langley, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,895 $3,611 $4,010 $3,238
American Family $2,398 $3,069 $3,552 $2,939
Farmers $2,412 $3,001 $3,231 $2,992
GEICO $1,616 $2,067 $3,080 $1,616
Liberty Mutual $3,084 $3,878 $3,960 $3,525
Nationwide $1,477 $1,989 $2,488 $1,612
Progressive $2,524 $3,954 $2,944 $3,046
State Farm $1,962 $2,351 $2,156 $2,156
USAA $1,496 $2,162 $2,688 $1,767

Cheap Langley, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Langley, Washington is not easy. Compare the annual rates for DUI auto insurance in Langley, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Langley, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,010
American Family $3,552
Farmers $3,231
GEICO $3,080
Liberty Mutual $3,960
Nationwide $2,488
Progressive $2,944
State Farm $2,156
USAA $2,688

Cheap Langley, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Langley, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Langley, Washington

Insurance Company Poor Fair Good
Allstate $4,254 $3,267 $2,795
American Family $3,526 $2,882 $2,561
Farmers $3,551 $2,679 $2,496
GEICO $2,493 $1,995 $1,796
Liberty Mutual $5,166 $3,176 $2,493
Nationwide $2,245 $1,772 $1,658
Progressive $3,433 $3,064 $2,854
State Farm $3,129 $1,879 $1,461
USAA $2,557 $1,877 $1,651

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Cheap Langley, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Langley, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Langley, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Langley, Washington

ZIP Code Average Annual Rates
98260 $2,694

Cheap Langley, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Langley, Washington auto insurance. Find the cheapest annual Langley, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Langley, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,438 $3,438
American Family $2,928 $3,050
Farmers $2,909 $2,909
GEICO $2,068 $2,121
Liberty Mutual $3,612 $3,612
Nationwide $1,892 $1,892
Progressive $3,117 $3,117
State Farm $2,097 $2,215
USAA $2,008 $2,048

Cheap Langley, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Langley, Washington? Check out the comparison of annual Langley, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Langley, Washington

Insurance Company Low Medium High
Allstate $3,219 $3,426 $3,670
American Family $2,818 $2,985 $3,165
Farmers $2,706 $2,909 $3,111
GEICO $1,971 $2,096 $2,217
Liberty Mutual $3,396 $3,615 $3,824
Nationwide $1,789 $1,891 $1,996
Progressive $2,820 $3,036 $3,494
State Farm $2,013 $2,165 $2,291
USAA $1,904 $2,027 $2,154

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Best By Category: Cheapest Auto Insurance in Langley, Washington

Compare the cheapest auto insurance companies in Langley, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Langley, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Langley, Washington Auto Insurance Companies

What auto insurance companies in Langley, Washington are the cheapest? Compare the top Langley, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Langley, Washington

Insurance Company Average Annual Rates
Allstate $3,438
American Family $2,989
Farmers $2,909
GEICO $2,095
Liberty Mutual $3,612
Nationwide $1,892
Progressive $3,117
State Farm $2,156
USAA $2,028

What affects auto insurance rates in Langley, Washington?

There are a lot of reasons why auto insurance rates in Langley, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Langley, Washington. Many local factors may affect your Langley auto insurance rates.

Langley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Langley, Washington commute length is 31.9 minutes according to City-Data.

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Compare Langley, Washington Auto Insurance Quotes

Before you buy Langley, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Langley, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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