Best Cheap Auto Insurance in Lanesville, NY (2021)

The average Lanesville, NY auto insurance rates are $337 per month. The minimum auto insurance in Lanesville is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Lanesville, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lanesville, NY for senior drivers are $2,486 per year
  • The cheapest auto insurance company in Lanesville is GEICO
  • The most expensive auto insurance company in Lanesville for teen drivers is Allstate

Lanesville, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Lanesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lanesville, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Lanesville to other New York cities, including Utica auto insurance rates, Buffalo auto insurance rates, and New York auto insurance rates to see how Lanesville, New York auto insurance rates stack up.

Before you buy Lanesville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lanesville, New York auto insurance quotes.

Minimum Auto Insurance in Lanesville, New York

Lanesville, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lanesville, New York.

Minimum Required Auto Insurance Coverage in Lanesville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lanesville, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lanesville, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lanesville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,318 $2,155 $1,834 $1,874 $7,740 $8,569 $2,976 $2,885
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Cheap Lanesville, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lanesville, New York is a challenge. Take a look at the annual teen auto insurance rates in Lanesville, New York.

Annual Auto Insurance Rates for Teen Drivers in Lanesville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $7,740 $8,569
State Farm $8,936 $11,500
Travelers $6,354 $7,501
USAA $6,993 $8,362

Cheap Lanesville, New York Auto Insurance for Seniors

What are senior auto insurance rates in Lanesville, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lanesville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,834 $1,874
State Farm $2,625 $2,625
Travelers $2,542 $2,726
USAA $1,576 $1,583

Cheap Lanesville, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lanesville, New York compared to the annual auto insurance rates with a clean record in Lanesville, New York.

Annual Lanesville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,687 $3,687 $4,091 $3,710
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Cheap Lanesville, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lanesville, New York is not easy. Compare the annual rates for DUI auto insurance in Lanesville, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Lanesville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $4,091
State Farm $5,047
Travelers $4,166
USAA $4,343

Cheap Lanesville, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lanesville, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lanesville, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $6,088 $3,070 $2,224
State Farm $6,803 $4,262 $3,380
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

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Cheap Lanesville, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lanesville, New York can vary. Compare the annual cost of auto insurance by ZIP code in Lanesville, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lanesville, New York

ZIP Code Average Annual Rates
12450 $4,068

Cheap Lanesville, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Lanesville, New York auto insurance. Find the cheapest annual Lanesville, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lanesville, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,794 $3,794
State Farm $4,645 $4,985
Travelers $3,856 $3,856
USAA $3,305 $3,372

Cheap Lanesville, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lanesville, New York? Check out the comparison of annual Lanesville, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lanesville, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,590 $3,766 $4,025
State Farm $4,584 $4,842 $5,019
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

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Best By Category: Cheapest Auto Insurance in Lanesville, New York

Compare the cheapest auto insurance companies in Lanesville, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lanesville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Lanesville, New York Auto Insurance Companies

What auto insurance companies in Lanesville, New York are the cheapest? Compare the top Lanesville, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lanesville, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,794
State Farm $4,815
Travelers $3,856
USAA $3,339

Compare Lanesville, New York Auto Insurance Quotes

Before you buy Lanesville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lanesville, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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