Best Cheap Auto Insurance in Lanesboro, MN (2021)

The average Lanesboro, MN auto insurance rates are $361 per month. The minimum auto insurance in Lanesboro is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Lanesboro, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lanesboro is State Farm
  • The average commute length in Lanesboro is 23.2 minutes
  • Average auto insurance rates in Lanesboro, MN for senior drivers are $2,862 per year

Lanesboro, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Lanesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lanesboro, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Lanesboro to other Minnesota cities, including Plymouth auto insurance rates, St. Cloud auto insurance rates, and Minneapolis auto insurance rates to see how Lanesboro, Minnesota auto insurance rates stack up.

Before you buy Lanesboro, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lanesboro, Minnesota auto insurance quotes.

Minimum Auto Insurance in Lanesboro, Minnesota

Lanesboro, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lanesboro, Minnesota.

Minimum Required Auto Insurance Coverage in Lanesboro, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lanesboro, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lanesboro, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lanesboro, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,357 $2,357 $2,134 $2,134 $6,405 $9,311 $2,357 $2,664
Farmers $2,002 $1,996 $1,932 $2,030 $5,492 $5,489 $2,601 $2,496
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,786 $1,791 $1,593 $1,687 $4,515 $5,469 $2,092 $2,170
State Farm $1,525 $1,525 $1,352 $1,352 $3,250 $4,018 $1,769 $1,458
USAA $1,875 $1,859 $1,707 $1,704 $5,009 $5,486 $2,447 $2,602

Cheap Lanesboro, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lanesboro, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Lanesboro, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Lanesboro, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,405 $9,311
Farmers $5,492 $5,489
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,515 $5,469
State Farm $3,250 $4,018
USAA $5,009 $5,486

Cheap Lanesboro, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Lanesboro, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lanesboro, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,134 $2,134
Farmers $1,932 $2,030
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,593 $1,687
State Farm $1,352 $1,352
USAA $1,707 $1,704

Cheap Lanesboro, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lanesboro, Minnesota compared to the annual auto insurance rates with a clean record in Lanesboro, Minnesota.

Annual Lanesboro, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,503 $4,466 $5,053 $2,838
Farmers $2,571 $3,245 $3,286 $2,917
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,097 $2,778 $3,194 $2,483
State Farm $1,872 $2,190 $2,031 $2,031
USAA $2,107 $2,684 $4,046 $2,508

Cheap Lanesboro, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lanesboro, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Lanesboro, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Lanesboro, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,523
American Family $5,053
Farmers $3,286
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,194
State Farm $2,031
USAA $4,046

Cheap Lanesboro, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lanesboro, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lanesboro, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $5,071 $3,366 $2,707
Farmers $3,786 $2,704 $2,525
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,137 $2,531 $2,246
State Farm $2,962 $1,811 $1,321
USAA $4,450 $2,171 $1,887

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Cheap Lanesboro, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lanesboro, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Lanesboro, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lanesboro, Minnesota

ZIP Code Average Annual Rates
55949 $3,294

Cheap Lanesboro, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Lanesboro, Minnesota auto insurance. Find the cheapest annual Lanesboro, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lanesboro, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,671 $3,759
Farmers $3,005 $3,005
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,638 $2,638
State Farm $1,977 $2,085
USAA $2,799 $2,873

Cheap Lanesboro, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lanesboro, Minnesota? Check out the comparison of annual Lanesboro, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lanesboro, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,712 $3,819 $3,614
Farmers $2,895 $3,015 $3,104
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,495 $2,656 $2,763
State Farm $1,956 $2,038 $2,100
USAA $2,757 $2,834 $2,917

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Best By Category: Cheapest Auto Insurance in Lanesboro, Minnesota

Compare the cheapest auto insurance companies in Lanesboro, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lanesboro, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Lanesboro, Minnesota Auto Insurance Companies

What auto insurance companies in Lanesboro, Minnesota are the cheapest? Compare the top Lanesboro, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lanesboro, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,715
Farmers $3,005
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,638
State Farm $2,031
USAA $2,836

What affects auto insurance rates in Lanesboro, Minnesota?

There are a lot of reasons why auto insurance rates in Lanesboro, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lanesboro, Minnesota. Many local factors may affect your Lanesboro auto insurance rates.

Lanesboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lanesboro, Minnesota commute length is 23.2 minutes according to City-Data.

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Compare Lanesboro, Minnesota Auto Insurance Quotes

Before you buy Lanesboro, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lanesboro, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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