Best Cheap Auto Insurance in Lane, SD (2021)

The average Lane, SD auto insurance rates are $307 per month. The minimum auto insurance in Lane is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Lane, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lane for teen drivers is Liberty Mutual
  • The average commute length in Lane is 8.5 minutes
  • The cheapest auto insurance company in Lane is State Farm

Lane, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Lane can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lane, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Lane to other South Dakota cities, including Aberdeen auto insurance rates, Rapid City auto insurance rates, and Spearfish auto insurance rates to see how Lane, South Dakota auto insurance rates stack up.

Before you buy Lane, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lane, South Dakota auto insurance quotes.

Minimum Auto Insurance in Lane, South Dakota

Lane, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lane, South Dakota.

Minimum Required Auto Insurance Coverage in Lane, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lane, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lane, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lane, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,474 $2,128 $2,277 $9,845 $11,748 $2,743 $3,008
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,774 $1,778 $1,560 $1,625 $8,035 $8,351 $1,985 $2,116
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $1,776 $1,740 $1,463 $1,514 $6,708 $7,609 $2,223 $2,327
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Cheap Lane, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lane, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Lane, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Lane, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,845 $11,748
American Family $6,026 $8,854
Farmers $8,035 $8,351
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,202 $5,494
Progressive $6,708 $7,609
State Farm $3,556 $4,546

Cheap Lane, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Lane, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lane, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,128 $2,277
American Family $2,598 $2,598
Farmers $1,560 $1,625
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,781 $1,918
Progressive $1,463 $1,514
State Farm $1,209 $1,209

Cheap Lane, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lane, South Dakota compared to the annual auto insurance rates with a clean record in Lane, South Dakota.

Annual Lane, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,799 $4,407 $5,865 $4,250
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,899 $3,667 $3,578 $3,467
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $2,730 $3,723 $2,943 $3,284
State Farm $1,938 $2,218 $2,078 $2,078

Cheap Lane, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lane, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Lane, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Lane, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,865
American Family $5,591
Farmers $3,578
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,000
Progressive $2,943
State Farm $2,078

Cheap Lane, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lane, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lane, South Dakota

Insurance Company Poor Fair Good
Allstate $5,584 $4,365 $3,792
American Family $5,228 $3,769 $3,193
Farmers $3,844 $3,249 $3,115
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,363 $2,623 $2,311
Progressive $3,640 $3,048 $2,822
State Farm $3,023 $1,808 $1,401

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Cheap Lane, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lane, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Lane, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lane, South Dakota

ZIP Code Average Annual Rates
57358 $3,845

Cheap Lane, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Lane, South Dakota auto insurance. Find the cheapest annual Lane, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lane, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,468 $4,692
American Family $4,013 $4,113
Farmers $3,403 $3,403
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,766 $2,766
Progressive $3,170 $3,170
State Farm $2,027 $2,128

Cheap Lane, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lane, South Dakota? Check out the comparison of annual Lane, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lane, South Dakota

Insurance Company Low Medium High
Allstate $4,463 $4,573 $4,704
American Family $4,106 $4,185 $3,899
Farmers $3,254 $3,365 $3,590
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,628 $2,755 $2,914
Progressive $3,085 $3,142 $3,283
State Farm $2,004 $2,079 $2,150

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Best By Category: Cheapest Auto Insurance in Lane, South Dakota

Compare the cheapest auto insurance companies in Lane, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lane, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Lane, South Dakota Auto Insurance Companies

What auto insurance companies in Lane, South Dakota are the cheapest? Compare the top Lane, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lane, South Dakota

Insurance Company Average Annual Rates
Allstate $4,580
American Family $4,063
Farmers $3,403
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,766
Progressive $3,170
State Farm $2,078

What affects auto insurance rates in Lane, South Dakota?

There are a lot of reasons why auto insurance rates in Lane, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lane, South Dakota. Many local factors may affect your Lane auto insurance rates.

Lane Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lane, South Dakota commute length is 8.5 minutes according to City-Data.

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Compare Lane, South Dakota Auto Insurance Quotes

Before you buy Lane, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lane, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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